How Can I Make My Grayson County, TX Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Grayson County, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Select the Suitable Coverage Value for your Grayson County, TX Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $55,000 $50,000 $50,000-$75,000
2 Bedroom $75,500 $70,000 $75,000-$100,000
3 Bedroom $163,000 $130,000 $150,000-$175,000
4 Bedroom $133,500 $130,000 $125,000-$150,000
5 Bedroom $222,000 $180,000 $200,000-$250,000

Choose the Best Grayson County, TX Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job 800-850 Credit Score $25 to 50,000 More than 3 Pets at home, Smoker $190
Freelancer Up to 499 Credit Score >$150,000 No Pets, Non-Smoker $540
Full Time Job 700-749 Credit Score >$150,000 1 Pet, Smoker $230

Choose the Right Deductible for your Grayson County, TX Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Texas $100 $630 $730 $530 $630 $100
Grayson County, TX $1,000 $550 $1,050 $450 $1,450 $-400
Grayson County, TX $1,500 $520 $1,020 $430 $1,930 $-910
Collinsville, TX $200 $490 $690 $430 $630 $60
Blue Ridge, TX $1,500 $670 $1,170 $550 $2,050 $-880
Krugerville, TX $500 $750 $1,250 $640 $1,140 $110
Savannah, TX $1,000 $740 $1,240 $600 $1,600 $-360
East Love, OK $300 $320 $620 $260 $560 $60
Cross Roads, TX $2,000 $810 $1,310 $700 $2,700 $-1,390
Windom, TX $300 $210 $510 $180 $480 $30
Kenefic, OK $2,500 $210 $710 $170 $2,670 $-1,960
Hebron, TX $500 $1,310 $1,810 $1,090 $1,590 $220
Ponder, TX $700 $590 $1,090 $490 $1,190 $-100

Identify Top Home Insurance Agents near Grayson County, TX | Back to Top

Home Insurance Company Grayson County, TX Homeowners Insurance Agency Grayson County, TX Address Popularity Score Distance from Grayson County (miles)
Farmers Diana Salas 123 E Lamar St, Sherman, TX, 75090
4.0
Farmers Brian Kimberlin 121 W Lamberth Rd Ste B, Sherman, TX, 75092
4.2
State Farm David Loerwald 2400 E Hebron Pkwy, Carrollton, TX, 75010-4419
42.8
Travelers Insurance City 3209 Premier Dr Ste 103, Plano, TX, 75075
40.3
Farmers Blake Ammerman 2008 N Travis St, Sherman, TX, 75092
4.1
State Farm Mike Hinegardner 2300 W White Ave Ste 108, Mckinney, TX, 75071-3133
28.7
Farmers My-Xuan Tran 1221 Flower Mound Rd Ste 130, Flower Mound, TX, 75028
47.4
Farmers Megan Toole 1000 E Belt Line Rd Ste 230, Carrollton, TX, 75006
48.1
State Farm Jon Lashbrook 111 S Murphy Rd, Murphy, TX, 75094-3401
42.5
State Farm Dale Gilliland 100 W Lamberth Rd Ste C, Sherman, TX, 75092-2672
4.2

Compare Rates for Grayson County, TX Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Texas $128,000 $590 $390 $910 $520
Grayson County, TX $103,200 $490 $320 $750 $430
Grayson County, TX $103,200 $460 $300 $710 $410
Collinsville, TX $94,500 $450 $300 $690 $390
Blue Ridge, TX $129,000 $680 $450 $1,050 $600
Krugerville, TX $166,700 $770 $510 $1,190 $680
Savannah, TX $169,700 $880 $580 $1,360 $780
East Love, OK $82,000 $470 $310 $650 $340
Cross Roads, TX $170,500 $940 $620 $1,450 $830
Windom, TX $48,100 $250 $170 $390 $220
Kenefic, OK $37,500 $200 $130 $280 $150
Hebron, TX $287,500 $1,440 $950 $2,220 $1,270
Ponder, TX $137,700 $560 $370 $860 $490

9 Ways to Get Discounts on Homeowners Insurance in Grayson County, TX

What Makes Your Grayson County, TX Home Insurance Cheap or Expensive