Gavop shows you how to buy homeowners insurance in Linganore, MD by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
---|---|---|---|
1 Bedroom | $97,000 | $80,000 | $100,000-$125,000 |
2 Bedroom | $265,500 | $230,000 | $250,000-$300,000 |
3 Bedroom | $200,000 | $170,000 | $150,000-$175,000 |
4 Bedroom | $367,500 | $320,000 | $400,000-$500,000 |
5 Bedroom | $520,000 | $480,000 | $400,000-$500,000 |
Bundling Type | Discount ($) | Premium After Discount ($) |
---|---|---|
Home and One Car | -$77 | $782 |
Home and Two Car | -$138 | $722 |
Home and Three Car | -$215 | $645 |
Low Deductible ($500) | High Deductible ($2500) | |||||
---|---|---|---|---|---|---|
Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
Frederick County | $700 | $970 | $1,670 | $705 | $1,405 | $265 |
Linganore, MD | $700 | $849 | $1,549 | $617 | $1,317 | $232 |
Funkstown, MD | $300 | $705 | $1,005 | $513 | $813 | $193 |
Columbia, MD | $2,500 | $851 | $3,351 | $619 | $3,119 | $233 |
Fountainhead-Orchard Hills, MD | $200 | $734 | $934 | $534 | $734 | $201 |
Kabletown, WV | $700 | $869 | $1,569 | $631 | $1,331 | $237 |
Elkridge, MD | $500 | $790 | $1,290 | $574 | $1,074 | $216 |
Langley Park, MD | $2,500 | $731 | $3,231 | $531 | $3,031 | $200 |
Adelphi, MD | $100 | $788 | $888 | $572 | $672 | $215 |
Jessup, MD | $2,500 | $860 | $3,360 | $625 | $3,125 | $235 |
Cockeysville, MD | $200 | $865 | $1,065 | $628 | $828 | $236 |
Fort Loudon, PA | $700 | $701 | $1,401 | $510 | $1,210 | $192 |
Home Insurance Company Linganore, MD | Homeowners Insurance Agency Linganore, MD | Address | Popularity Score | Distance from Linganore (miles) |
---|---|---|---|---|
State Farm | Dale Clabaugh | 23 E Frederick St, Walkersville, MD, 21793-8234 | 5.7 | |
State Farm | Sara Schultze | 13332 Clarksville Pike Ste A, Highland, MD, 20777-9701 | 24.3 | |
State Farm | Claudia Lara | 108 W Main St, New Market, MD, 21774-6204 | 2.3 | |
Travelers | De Lauder Insurance Agency | 5300 Westview Dr Ste 304, Frederick, MD, 21703 | 6.1 | |
Travelers | Carl Rutan Insurance Agency | 9912 Colesville Road, Silver Spring, MD, 20901 | 31.0 | |
Travelers | De Lauder Insurance Agency | 5300 Westview Drive Suite 304, Frederick, MD, 21703 | 6.1 | |
Allstate | Benjamin Jessurun | 1 Park Ave Ste 1b, Mount Airy, MD, 21771 | 8.3 | |
Allstate | Deborah Wallace | 36 W Frederick St, Walkersville, MD, 21793 | 5.7 | |
State Farm | Darius Mark | 500 N Market St, Frederick, MD, 21701-5243 | 5.8 | |
State Farm | David Charon | 7310 Ritchie Hwy Ste 114, Glen Burnie, MD, 21061-3175 | 40.1 |
Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
---|---|---|---|---|---|
Maryland | $296,500 | $1,008 | $800 | $1,270 | $470 |
Frederick County, MD | $315,400 | $982 | $780 | $1,240 | $460 |
Linganore, MD | $366,700 | $860 | $680 | $1,080 | $400 |
Funkstown, MD | $144,900 | $714 | $560 | $900 | $340 |
Columbia, MD | $367,600 | $862 | $680 | $1,090 | $410 |
Fountainhead-Orchard Hills, MD | $239,800 | $743 | $590 | $940 | $350 |
Kabletown, WV | $251,800 | $879 | $600 | $1,200 | $600 |
Elkridge, MD | $339,600 | $799 | $630 | $1,010 | $380 |
Langley Park, MD | $237,600 | $740 | $580 | $930 | $350 |
Adelphi, MD | $270,700 | $797 | $630 | $1,000 | $370 |
Jessup, MD | $307,800 | $870 | $690 | $1,100 | $410 |
Cockeysville, MD | $309,900 | $875 | $690 | $1,100 | $410 |
Fort Loudon, PA | $152,200 | $710 | $520 | $1,020 | $500 |