How Can I Make My Edinburg, TX Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Edinburg, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Estimate Appropriate Edinburg, TX Home Insurance Coverage Levels | Back to Top

Edinburg, TX - Neighbourhoods, Census Blocks & Streets 3 Bedroom 2 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Majestic Ave, Wisconsin Rd, Gabbie Ln, N 8th Ave, Victory Ave, E Palm Dr, S Persimmon Ave, Blue Stone St, Stonehaven Blve, W Efrain St $103,000 $80,000 $100,000-$125,000 $98,000 $90,000 $100,000-$125,000
N Granrey Dr, N Cesar Chavez Dr, E Van Week St, E Cameron, Lamar Way, Toledo, S 2nd Ave, E Canton Rd, W Enfield Rd, Tazz St $121,000 $110,000 $125,000-$150,000 $57,500 $50,000 $25,000-$50,000
Mile 22 1/2 N, Nature Trl, Adam Chase Ave, Angela Ave, Notre Dame, Summit Ct, W Wolf Dr, San Jacinto Ave, Candy Ln, Buckles St $132,000 $110,000 $125,000-$150,000 $125,500 $120,000 $125,000-$150,000
E Mendoza St, Presley Dr, N Sunflower Rd, Norma Ln, Oaks Pl, Luz Escobado, W Loeb St, Mundo, Tiffany St, Vista Chula St $70,000 $70,000 $50,000-$75,000 $69,000 $60,000 $50,000-$75,000
Bar Mar Ln, Lakota Dr, W Gyr St, Laurel Oak Way, Princeton Ave, San Santiago St, Kingsborough Ave, Freddy Gonzalez Dr, Sun Bow, Navel St $130,500 $120,000 $100,000-$125,000 $95,000 $80,000 $75,000-$100,000
W Freddy Gonzalez Dr, Nava Rd, Baylor Ave, W Lomita St, N Depot Rd, E University Dr, Cleveland St, Agua Fina, Tejano Dr, W Nightingale Ave $93,000 $90,000 $75,000-$100,000 $75,000 $60,000 $50,000-$75,000
Argentia Ct, N Nikki Ln, Baccarette St, S Port Dr, Popotillo, W Sprague St, S Logan Ln, W Upland Dr, Yellowhammer Ave, Skyhawk Dr $145,000 $140,000 $150,000-$175,000 $135,500 $120,000 $150,000-$175,000
Northgate Ln, N Gayle, Elliot Dr, Ingle Rd, Arthur Ave, Socata Dr, W Pelican Ave, E University Dr, Opal, Sage Ln $173,000 $160,000 $175,000-$200,000 $131,000 $120,000 $100,000-$125,000
S Pine Ridge Dr, N 33rd Ln, Silver Shadow Dr, S Ehlert Ave, Nadia Ln, Janie, Walnut, S Marissa Ct, W Fay St, Monte Christo St $94,500 $80,000 $75,000-$100,000 $68,500 $60,000 $50,000-$75,000
N Lookout Dr, Wyoming St, Sugarland Dr, Fabulous Dr, W Tahiti Dr, Vela St, E Xenops Ave, Caballo Ln, Chateau, Texas Rd $61,000 $50,000 $50,000-$75,000 $71,500 $60,000 $75,000-$100,000

Estimate your Savings with Home Insurance Discounts in Edinburg, TX | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$233 $1,136
Superior Protection Discount -$137 $1,232
Fire & Security Discount -$123 $1,246
Hail Resistant Roof Discount -$27 $1,342
Newly Constructed Home Discount -$315 $1,054

Choose your Edinburg, TX Home Insurance Coverage for your Specific Claim Requirement | Back to Top

Claim Type Average Claim Cost
General Claims
Water Damage $6,095
Physical Damage $2,537
Hail Damage $4,806
Wind Damage $6,687
Expensive Claims
Fire $46,463
Smoke $15,884

Identify Top Home Insurance Agents near Edinburg, TX | Back to Top

Home Insurance Company Edinburg, TX Homeowners Insurance Agency Edinburg, TX Address Popularity Score Distance from Edinburg (miles)
State Farm Belinda Zapata 2701 E Ruben Torres Blvd Ste B, Brownsville, TX, 78526-7440
49.2
Liberty Mutual Independent Montalvo Insurance Agency 208 S Texas Blvd, Weslaco, TX, 78596
15.7
Farmers Sergio Rodriguez 5121 S Jackson Rd, Edinburg, TX, 78539
7.1
Farmers Robert Garza 1109 W Nolana Ave Ste 101, Mcallen, TX, 78504
9.1
Farmers Dalia Garcia 3322 S Bus Hwy 281, Edinburg, TX, 78539
4.9
Farmers Lyra Salazar 1727 W University Dr, Edinburg, TX, 78539
3.9
State Farm Joel Munguia 515 Central Blvd, Brownsville, TX, 78520-6369
48.9
Farmers Laura Perez 10213 N 10th St Ste B, Mcallen, TX, 78504
5.9
State Farm Daniel Reza 1221 S 77 Snshn Strip, Harlingen, TX, 78550-8015
30.6
Farmers Nora Pena 1000 Whitewing Ave, Mcallen, TX, 78501
9.8

Compare Rates for Edinburg, TX Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Texas $151,500 $1,709 $1,130 $2,630 $1,500
Hidalgo County, TX $82,400 $1,290 $850 $1,990 $1,140
Edinburg, TX $100,300 $1,369 $900 $2,110 $1,210
Alton, TX $77,000 $998 $660 $1,540 $880
Llano Grande, TX $51,200 $1,246 $820 $1,920 $1,100
Primera, TX $97,600 $1,508 $1,000 $2,320 $1,320
Starr County, TX $67,200 $1,213 $800 $1,870 $1,070
Lozano, TX $80,100 $1,421 $940 $2,190 $1,250

Research Home Insurance Companies Reviews in Edinburg, TX Before Buying | Back to Top

Share a review on your home insurance company


Allstate Home Insurance Reviews

Date: January 12, 2020    Age: 50 to 59    Gender: Female    Marital Status: Married

Customer Service
Allstate is an easy and straight forward company. It is a big stress relief to know that our family home will be protected They have been around forever. My parents always had them so I feel they are part of my family.

Date: September 08, 2019    Age: 20 to 29    Gender: Female    Marital Status: Married

Customer Service
Allstate’s home insurance hub page is packed with educational resources on everything from fire damage to vacation homes, but that’s just the beginning.

Date: April 05, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Policy Offerings
Allstate offers me the coverage I need for a reasonable price. Their prices are comparable to other insurance companies. It is sometimes even lower than other companies.


Date: October 05, 2018    Age: Above 60    Gender: Female    Marital Status: Married

Policy Offerings
Loss of use, medical payment, damage to any structures in the house.


Date: September 10, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Communication
The interaction with the company has been adequate. Communication has been sufficient.

Date: September 01, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Customer Service
The customer service has been great. Although I have not needed it that much.

Date: August 27, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Premium
The premium is very good compared to other companies that I looked at when deciding what policy.

Date: May 06, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Website/App
The company seems to provide a lot for not very much money.

State Farm Home Insurance Reviews

Date: January 03, 2020    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
We had a water pipe leakage in our house where water went into the wall. The insurance was very quick to come out and give us a quote of how much they would cover. We also got our money very fast. State Farm was a great company to work with.

Date: March 09, 2019    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Policy Offerings
They want to upgrade the policy at least bi-yearly which I don't like because if I want any upgrades I will notify them. They also want me to change any other insurance I have with them. Other than that, their rate is much better.


Date: October 18, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Website/App
The website and app are both easy to navigate to find my policy information, such as coverages, deductibles, premiums, agent contact info, etc.

Date: October 04, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Website/App
I like the easy and convenience of having an app on my phone that I can pay my monthly plan to. I also like that it gives me information to not only my local agent but also to claims if I have an issue outside of business hours.

Date: September 22, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Customer Service
I have never had an issuing trying to reach anyone at Statefarm either with my local agent or when calling the 800 outside of business hours. My issues have always been addressed and solved quickly and with a helpful courteous representatives.

Date: August 27, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
I feel that Statefarm overall has the best rating for the coverages we currently have, I have gotten quotes in the past and haven't seen any savings so we stay with statefarm.

Date: August 10, 2018    Age: 50 to 59    Gender: Male    Marital Status: Married

Policy Offerings
I can add extended policy coverage for items such as guns, jewelry, computers. I can also had extra coverages for inflation for cost of building if my home needs to be rebuilt.


Date: November 29, 2017    Age: 40 to 49    Gender: Female    Marital Status: Married

Communication
I haven't had any bad experiences with Statefarm- I feel their slogan is appropriate- like a good neighbor Statefarm is there.

GEICO Home Insurance Reviews

Date: December 05, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Policy Offerings
they definitely offer the best service in relation to other companies like all state insurance who o not like their clients. i really dont care about either btw


Date: October 01, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Website/App
I don't use their app I usually just pay the bill through the website

Date: September 22, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Customer Service
They are very responsive and easy to talk to . it makes me happy talking to these people

Date: September 07, 2018    Age: 50 to 59    Gender: Female    Marital Status: Married

Communication
They resolved all of my issues very quickly and efficiently. I am a happy customer

Date: August 24, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Policy Offerings
Our insurance provider covers any damage caused by acts of god and also some small repairs


Date: August 20, 2018    Age: Above 60    Gender: Female    Marital Status: Married

Premium
It's a fair premium that I believe will come in handy someday. last week we had some crazy winds so maybe this insurance will be used soon

Liberty Mutual Home Insurance Reviews

Date: September 13, 2018    Age: Above 60    Gender: Male    Marital Status: Married

Customer Service
My house got broken into a few months after I purchased it, and they sent a check within 3 days to cover the costs of a new door.

Date: August 25, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Communication
I have only had to interact with them once, and they were very efficient in communication. They also haven't increased my premium after I filed a claim.

Date: August 22, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Policy Offerings
My home policy offers dwelling and loss of use insurance, They also cover theft and natural disasters.


Date: August 14, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Website/App
I do not think they have much of a mobile app, so I am indifferent on this part of their services.

Date: May 14, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Premium
My premium is on the lower end in comparison to progressive or Geico insurance, and it comes with great features.

Saferoad Insurance Home Insurance Reviews

Date: August 26, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Premium
The premium is way higher. I almost doubled my premium in the last two years. I have no claims either. It is really a joke. It is hard to find

Date: August 13, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Customer Service
They are not existent. There is long waits and you have no power of negotiation. Most of the people dont speak english as a primay language

Date: March 13, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
The house the pole barn the garage. Fire coverage water accidental damage. The lake and surrounding acearage


Date: November 19, 2017    Age: 50 to 59    Gender: Female    Marital Status: Unmarried

Website/App
It is very basic. They dont have interaction with it. You cant check for quotes or call someone

Farmer's Insurance Home Insurance Reviews

Date: July 15, 2019    Age: 40 to 49    Gender: Female    Marital Status: Married

Policy Offerings
My home insurance company having very attractive policies than other home insurance companies.general home insurance having attractive and affordable policies than other providers.


Date: December 31, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Customer Service
I have had great customer service, my agent does his best to get me the best deal and let me know if anything can be made better.

Universal Insurance Co of North America Home Insurance Reviews

Date: December 29, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
I haven't had much interaction with my homeowners insurance company except when I initially bought the policy. I pay the bill monthly and every now and then receive mail from them advertising new products. I would rate them a 4 on a scale of 1 to 5.

Nationwide Home Insurance Reviews

Date: November 22, 2018    Age: Above 60    Gender: Female    Marital Status: Unmarried

Customer Service
I HAD A CLAIM FOR DAMAGE BY ANOTHER INDIVIDUAL AND THEY KEPT GIVING ME THE RUN AROUND FOR A YEAR WITHOUT PAYING ME FOR MY CLAIM. i FILED WITH THE DEPARTMENT OF INSURANCE AND WITHING 1 WEEK I RECEIVED MY PAYMENT.

Horace Mann Educators Corporation Home Insurance Reviews

Date: February 22, 2019    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Customer Service
Agent is easy to contact with questions or concerns. I have had no issues with the insurance company and their customer service has been great so far!

Amica Mutual Insurance Home Insurance Reviews

Date: February 20, 2019    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Customer Service
I have not had to file a claim, but anytime I've called with questions about my policy, they are always helpful and friendly. One thing I don't like is that they are always pushing other products, such as life insurance.

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