How Can I Make My La Vergne, TN Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in La Vergne, TN covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
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Select the Suitable Coverage Value for your La Vergne, TN Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $51,500 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $130,500 | $110,000 | $125,000-$150,000 |
| 3 Bedroom | $187,000 | $170,000 | $150,000-$175,000 |
| 4 Bedroom | $151,000 | $140,000 | $150,000-$175,000 |
| 5 Bedroom | $311,500 | $260,000 | $300,000-$350,000 |
Estimate your Savings with Home Insurance Discounts in La Vergne, TN | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$135 | $829 |
| Superior Protection Discount | -$87 | $877 |
| Fire & Security Discount | -$106 | $858 |
| Hail Resistant Roof Discount | -$19 | $945 |
| Newly Constructed Home Discount | -$231 | $733 |
Choose your La Vergne, TN Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,914 |
| Physical Damage | $2,537 |
| Hail Damage | $4,759 |
| Wind Damage | $6,560 |
| Expensive Claims | |
| Fire | $45,123 |
| Smoke | $15,884 |
Identify Top Home Insurance Agents near La Vergne, TN | Back to Top
| Home Insurance Company La Vergne, TN | Homeowners Insurance Agency La Vergne, TN | Address | Popularity Score | Distance from La Vergne (miles) |
|---|---|---|---|---|
| Travelers | Insuranceplus3 Com | 301 Ezell Pike Unit 17751, Nashville, TN, 37217 | 8.4 | |
| Travelers | International Insurance Brokerage Llc | 504 Autumn Court, Suite A9, Franklin, TN, 37067 | 15.9 | |
| Allstate | Freeland Insurance Agency | 5324 Hickory Hollow Pkwy, Antioch, TN, 37013 | 5.6 | |
| State Farm | Phill Pharr | 5814 Nolensville Pike Ste 108, Nashville, TN, 37211-6539 | 8.7 | |
| Erie | Abc Insurance Group Inc. | 7009 Lenox Village Drive Suite 107, Nashville, TN, 37211 | 8.6 | |
| State Farm | Matthew Thomson | 221 N Water Ave, Gallatin, TN, 37066-2805 | 26.2 | |
| Travelers | Johnston & Associates Insurance | 7003 Chadwick Drive Suite 298, Brentwood, TN, 37027 | 12.9 | |
| State Farm | Hilton Horne | 3538 Murfreesboro Pike Ste 308, Antioch, TN, 37013-2579 | 3.8 | |
| State Farm | Tom Clark | 6001 Jackson Sq Blvd Ste 900, La Vergne, TN, 37086-2773 | 0.8 | |
| State Farm | Bobby Allen | 5249b Hickry Holw Pkwy, Antioch, TN, 37013-3003 | 5.8 |
Compare Rates for La Vergne, TN Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Tennessee | $151,700 | $1,044 | $700 | $1,430 | $730 |
| Rutherford County, TN | $174,200 | $1,025 | $700 | $1,410 | $710 |
| La Vergne, TN | $138,200 | $964 | $670 | $1,340 | $670 |
| Oak Hill, TN | $594,400 | $2,702 | $1,810 | $3,760 | $1,950 |
| Thompson's Station, TN | $395,300 | $1,733 | $1,270 | $2,440 | $1,170 |
| Chapel Hill, TN | $119,500 | $944 | $650 | $1,300 | $650 |
| Alexandria, TN | $107,000 | $898 | $600 | $1,240 | $640 |
| Ashland City, TN | $128,100 | $973 | $670 | $1,380 | $710 |
| White House, TN | $178,000 | $790 | $530 | $1,080 | $550 |
| Bell Buckle, TN | $160,600 | $1,068 | $740 | $1,460 | $720 |
| New Union, TN | $165,800 | $1,081 | $720 | $1,490 | $770 |
| Macon County, TN | $111,700 | $769 | $530 | $1,080 | $550 |
| Warren County, TN | $108,600 | $868 | $590 | $1,240 | $650 |
Research Home Insurance Companies Reviews in La Vergne, TN Before Buying | Back to Top
Share a review on your home insurance company
Farmer's Insurance Home Insurance Reviews
Date: August 12, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Premium
Farmers is quiet affordable and is the cheapest in the area by far. I never really complain about the price of policy or of the cost of a deductible
Date: November 12, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
I have never had to submt a claim so i have no comment on customer service. the gentleman i spoke with when i first signed up was very helpful.
Erie Insurance Home Insurance Reviews
Date: January 02, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
I am satisfied with what my homeowners insurance offers. It is quite comparable to other insurances, but we pay a lot less than many insurances. They cover the same things and I had no issues when I had to file a claim.
Allstate Home Insurance Reviews
Date: January 19, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Premium
Its a pretty good deductible although we have not found a need to use it just yet. The house has not burned down nor broken in two with any earthquakes yet.
Travelers Home Insurance Reviews
Date: February 04, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Customer Service
I am very pleased with every experience I have had so far with Traveler's. Each time we have needed to contact them, they have been very helpful, as well as professional.
Safeco Insurance Home Insurance Reviews
Date: July 02, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
Safeco is very good about paying for repair services rather than reimbursing homeowners for repairs. This allows for people to have the best repairs for their house no matter their financial situation.
GEICO Home Insurance Reviews
Date: October 21, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Premium
The policy offerings are very competitive with GEICO. I originally shopped around to find a carrier, but the level of service provided is exceptional. I have only been with GEICO.
State Farm Home Insurance Reviews
Date: November 03, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Premium
The insurance companies are waiting to make the service worthwhile in some ways. The insurer is an important leader for a lot of people in good time as well.