How Can I Make My New Britain, CT Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in New Britain, CT covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your New Britain, CT Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $66,500 | $60,000 | $75,000-$100,000 |
| 2 Bedroom | $152,000 | $140,000 | $125,000-$150,000 |
| 3 Bedroom | $174,500 | $160,000 | $175,000-$200,000 |
| 4 Bedroom | $212,000 | $190,000 | $200,000-$250,000 |
| 5 Bedroom | $474,500 | $410,000 | $400,000-$500,000 |
Estimate your Savings with Home Insurance Discounts in New Britain, CT | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$164 | $700 |
| Superior Protection Discount | -$78 | $786 |
| Fire & Security Discount | -$60 | $804 |
| Hail Resistant Roof Discount | -$26 | $838 |
| Newly Constructed Home Discount | -$225 | $639 |
Choose your New Britain, CT Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,337 |
| Physical Damage | $2,392 |
| Hail Damage | $4,476 |
| Wind Damage | $6,496 |
| Expensive Claims | |
| Fire | $45,123 |
| Smoke | $16,553 |
Identify Top Home Insurance Agents near New Britain, CT | Back to Top
| Home Insurance Company New Britain, CT | Homeowners Insurance Agency New Britain, CT | Address | Popularity Score | Distance from New Britain (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Bouvier Insurance | 29 N Main St, West Hartford, CT, 6107 | 6.5 | |
| Liberty Mutual Independent | The Roland Dumont Agency | 985 Farmington Ave, Bristol, CT, 6010 | 6.6 | |
| Allstate | Kevin White | 476 Storrs Rd, Mansfield Center, CT, 6250 | 31.1 | |
| Travelers | Trager Insurance Group Llc | 5 Colony St Ste 303, Meriden, CT, 6451 | 9.6 | |
| Travelers | Sachs Walsh Insurance | 728 Post Rd E, Westport, CT, 6880 | 47.1 | |
| Allstate | Jeffrey Bernetich | 1422 Farmington Ave, Farmington, CT, 6032 | 6.1 | |
| Allstate | Scott Insurance | 3151 Main St, Stratford, CT, 6614 | 37.3 | |
| Allstate | Alphonsus Aguh | 737 Wethersfield Ave, Hartford, CT, 6114 | 7.2 | |
| State Farm | Colleen Tighe | 102 Kings Hwy E Fl 1, Fairfield, CT, 06825-4824 | 41.4 | |
| State Farm | Georgann Hoffman | 152 Danbury Rd, Wilton, CT, 06897-4437 | 47.4 |
Compare Rates for New Britain, CT Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Connecticut | $270,100 | $1,253 | $890 | $1,740 | $850 |
| Hartford County, CT | $235,300 | $1,076 | $730 | $1,530 | $800 |
| New Britain, CT | $156,800 | $864 | $630 | $1,230 | $600 |
| Canton Valley, CT | $245,000 | $1,185 | $810 | $1,670 | $860 |
| Andover, CT | $277,100 | $1,271 | $920 | $1,820 | $900 |
| Hartland, CT | $264,200 | $1,237 | $900 | $1,740 | $840 |
| Agawam Town, MA | $223,300 | $845 | $620 | $1,200 | $580 |
| Putnam Lake, NY | $228,100 | $868 | $630 | $1,230 | $600 |
| Fairfield, CT | $597,900 | $1,513 | $1,040 | $2,130 | $1,090 |
| Cannondale, CT | $660,700 | $2,377 | $1,590 | $3,350 | $1,760 |
| Peconic, NY | $557,100 | $2,533 | $1,850 | $3,570 | $1,720 |
| New Suffolk, NY | $702,200 | $521 | $360 | $740 | $380 |
| Hatfield, MA | $285,800 | $1,173 | $790 | $1,630 | $840 |
Research Home Insurance Companies Reviews in New Britain, CT Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: January 10, 2020 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
I made a switch to Allstate for both my home and auto and saved a considerable amount of money, and even more once I bundled. My homeowners insurance premium was nearly cut in half by switching to Allstate.
Date: July 02, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
Allstate has a lot of commercials and I think that is what makes them a little higher priced. They are really big though so they will pay claims if I have one.
State Farm Home Insurance Reviews
Date: October 26, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Premium
I know that my premiums are are high and the deductible is high. Thats the price one pays for living in rural areas that depend on volunteer fire depts for protection plus being in an area that is considered hurricane and windstorm vulnerable.
Date: August 20, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Customer Service
My experience has been nothing but great. They are friendly and treat everyone as if they were family.
Farmer's Insurance Home Insurance Reviews
Date: June 16, 2019 Age: 50 to 59 Gender: Unmarried Marital Status: Female
Customer Service
I have slightly high premiums, but the coverage is excellent with Farmers. They are very attentive. I have not had to use them therefore I must rate them at a 5.
GEICO Home Insurance Reviews
Date: September 08, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Premium
My policy has better premiums and lower deductibles when comparison shopping. I am satisfied with the plans and the policy.