Gavop shows you how to buy homeowners insurance in Honolulu County, HI by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $150,500 | $140,000 | $125,000-$150,000 |
| 2 Bedroom | $303,000 | $240,000 | $300,000-$350,000 |
| 3 Bedroom | $416,500 | $360,000 | $350,000-$400,000 |
| 4 Bedroom | $484,000 | $400,000 | $500,000-$600,000 |
| 5 Bedroom | $819,500 | $750,000 | $700,000-$800,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$269 | $1,148 |
| Superior Protection Discount | -$142 | $1,276 |
| Fire & Security Discount | -$113 | $1,304 |
| Hail Resistant Roof Discount | -$28 | $1,389 |
| Newly Constructed Home Discount | -$284 | $1,134 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Honolulu County | $700 | $1,400 | $2,100 | $1,018 | $1,718 | $383 |
| Honolulu County, HI | $2,500 | $1,400 | $3,900 | $1,018 | $3,518 | $383 |
| Makaha Valley, HI | $100 | $597 | $697 | $434 | $534 | $163 |
| Maili, HI | $1,500 | $882 | $2,382 | $641 | $2,141 | $241 |
| Mililani Town, HI | $400 | $944 | $1,344 | $686 | $1,086 | $258 |
| Ewa Villages, HI | $700 | $1,052 | $1,752 | $764 | $1,464 | $287 |
| Waipio, HI | $400 | $992 | $1,392 | $721 | $1,121 | $271 |
| Waimalu, HI | $1,500 | $793 | $2,293 | $576 | $2,076 | $217 |
| Halawa, HI | $500 | $990 | $1,490 | $720 | $1,220 | $271 |
| Kaaawa, HI | $700 | $1,780 | $2,480 | $1,294 | $1,994 | $487 |
| Home Insurance Company Honolulu County, HI | Homeowners Insurance Agency Honolulu County, HI | Address | Popularity Score | Distance from Honolulu County (miles) |
|---|---|---|---|---|
| State Farm | Dustin Kwok | 615 Piikoi St Ste 1411, Honolulu, HI, 96814-3141 | 25.6 | |
| State Farm | Anita Diniega | 1088 Bishop St Apt 2210, Honolulu, HI, 96813-3123 | 24.4 | |
| State Farm | Jef Saragena | 677 Ala Moana Blvd Ste 310, Honolulu, HI, 96813-5415 | 24.6 | |
| State Farm | Larry Welsch | 1575 S Beretania Street, Honolulu, HI, 96826-1141 | 26.1 | |
| Travelers | Business Insurance Services Inc | 615 Piikoi St #1901, Honolulu, HI, 96814 | 25.6 | |
| State Farm | Rich Desa | 98-211 Pali Momi St Ste 101, Aiea, HI, 96701-4305 | 17.8 | |
| Allstate | Rebecca Leau | 94-1221 Ka Uka Blvd # B203, Waipahu, HI, 96797 | 13.1 | |
| Allstate | Keala N Kamai | 450 Kamehameha Hwy Ste 8, Pearl City, HI, 96782 | 16.5 | |
| State Farm | Nathan Tachino | 94-1024 Waipio Uka St Ste 203, Waipahu, HI, 96797-4082 | 13.5 | |
| Allstate | Andrew Ku | 1314 S King St Ste 752, Honolulu, HI, 96814 | 25.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Hawaii | $563,900 | $1,619 | $1,200 | $2,360 | $1,160 |
| Honolulu County, HI | $626,400 | $1,418 | $1,050 | $2,070 | $1,020 |
| Honolulu County, HI | $626,400 | $1,418 | $1,050 | $2,070 | $1,020 |
| Makaha Valley, HI | $167,200 | $604 | $450 | $880 | $430 |
| Maili, HI | $436,200 | $892 | $660 | $1,300 | $640 |
| Mililani Town, HI | $590,900 | $956 | $710 | $1,400 | $690 |
| Ewa Villages, HI | $495,200 | $1,064 | $790 | $1,550 | $760 |
| Waipio, HI | $526,100 | $1,004 | $740 | $1,470 | $730 |
| Waimalu, HI | $396,900 | $803 | $590 | $1,170 | $580 |
| Halawa, HI | $671,400 | $1,002 | $740 | $1,460 | $720 |
| Kaaawa, HI | $652,300 | $1,802 | $1,330 | $2,630 | $1,300 |