Gavop's guide to buying homeowners insurance in Barry County, MI covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $50,500 | $50,000 | $25,000-$50,000 |
| 2 Bedroom | $111,000 | $90,000 | $100,000-$125,000 |
| 3 Bedroom | $215,000 | $170,000 | $200,000-$250,000 |
| 4 Bedroom | $325,500 | $300,000 | $350,000-$400,000 |
| 5 Bedroom | $462,500 | $440,000 | $500,000-$600,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$107 | $658 |
| Superior Protection Discount | -$69 | $696 |
| Fire & Security Discount | -$61 | $704 |
| Hail Resistant Roof Discount | -$23 | $742 |
| Newly Constructed Home Discount | -$191 | $574 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Barry County | $1,500 | $756 | $2,256 | $550 | $2,050 | $207 |
| Barry County, MI | $1,500 | $756 | $2,256 | $550 | $2,050 | $207 |
| Clarksville, MI | $1,500 | $718 | $2,218 | $522 | $2,022 | $196 |
| Cascade charter, MI | $100 | $842 | $942 | $612 | $712 | $230 |
| Mattawan, MI | $700 | $714 | $1,414 | $519 | $1,219 | $195 |
| Zeeland charter, MI | $300 | $684 | $984 | $497 | $797 | $187 |
| Comstock Park, MI | $2,500 | $637 | $3,137 | $463 | $2,963 | $174 |
| Tallmadge charter, MI | $200 | $703 | $903 | $511 | $711 | $192 |
| Montcalm, MI | $1,500 | $711 | $2,211 | $517 | $2,017 | $194 |
| Bangor, MI | $300 | $721 | $1,021 | $524 | $824 | $197 |
| Kent City, MI | $2,500 | $702 | $3,202 | $510 | $3,010 | $192 |
| Home Insurance Company Barry County, MI | Homeowners Insurance Agency Barry County, MI | Address | Popularity Score | Distance from Barry County (miles) |
|---|---|---|---|---|
| State Farm | Zachary Sabin | 4750 Central Park Dr Ste D, Okemos, MI, 48864-1968 | 47.1 | |
| Travelers | Al Bourdeau Insurance Agency | 2660 E Grand River, East Lansing, MI, 48826 | 45.2 | |
| State Farm | Laurel Beukelman | 324 N 120th Ave Ste 10, Holland, MI, 49424-3312 | 41.8 | |
| Farmers | Troy Dalman | 128 W Mill St, Hastings, MI, 49058 | 4.9 | |
| Allstate | Justin Savage | 1660 Haslett Rd Ste 3, Haslett, MI, 48840 | 47.4 | |
| Farmers | Susan Baker | 168 N 20th St, Battle Creek, MI, 49015 | 19.4 | |
| State Farm | Susan O'Connell | 2317 E Centre Ave, Portage, MI, 49002-4422 | 29.2 | |
| Farmers | Justin Lamb | 3450 Alaiedon Pkwy Ste 105, Okemos, MI, 48864 | 45.7 | |
| Farmers | Kevin Lacey | 636 E 24th St Ste 20, Holland, MI, 49423 | 41.2 | |
| Travelers | Thum Insurance Agency | 3140 3 Mile Rd Ne , Grand Rapids, MI, 49525 | 32.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $530 | $1,090 | $560 |
| Barry County, MI | $146,300 | $765 | $540 | $1,050 | $510 |
| Barry County, MI | $146,300 | $765 | $540 | $1,050 | $510 |
| Clarksville, MI | $103,800 | $727 | $490 | $1,040 | $550 |
| Cascade charter, MI | $290,100 | $852 | $610 | $1,170 | $560 |
| Mattawan, MI | $101,400 | $723 | $520 | $1,000 | $480 |
| Zeeland charter, MI | $173,400 | $692 | $500 | $960 | $460 |
| Comstock Park, MI | $131,100 | $645 | $460 | $920 | $460 |
| Tallmadge charter, MI | $190,900 | $711 | $480 | $1,020 | $540 |
| Montcalm, MI | $99,300 | $720 | $500 | $1,020 | $520 |
| Bangor, MI | $105,800 | $730 | $490 | $1,040 | $550 |
| Kent City, MI | $93,900 | $711 | $480 | $1,020 | $540 |