Gavop tells you how to get the best homeowners insurance in North Caldwell, NJ by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| North Caldwell, NJ - Neighbourhoods, Census Blocks & Streets | 4 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Hamilton Dr N, Birch Ave, Hillcrest Pl, Andover Dr, Beachmont Ter, Arbor Rd, Laurel Ct, Pine Pl, White Oak Dr, Oak Pl | $725,500 | $610,000 | $600,000-$700,000 | $453,500 | $400,000 | $400,000-$500,000 |
| Norwood Ter, Roosevelt Blvd, Longview Ave, Windridge Dr, Stanley Rd, Dupont Dr, Fern Ave, Lindsley Rd, Blackberry Ln, Maywood Ct | $718,500 | $640,000 | $700,000-$800,000 | $686,000 | $620,000 | $500,000-$600,000 |
| Elm Pl, Veranda St, Colony Dr, Old Mill Rd, W Greenbrook Rd, Sparrow Dr, Brookwood Dr, Timber Dr, Willow Ln, Rickland Dr | $887,000 | $830,000 | $800,000-$900,000 | $432,500 | $390,000 | $400,000-$500,000 |
| Willowbrook Dr, Aspen Dr, Green Pl, Byron Rd, Glenview Rd, Hickory Dr, Dogwood Pl, Sheffield Rd, Grandview Pl, Valley View Pl | $589,000 | $530,000 | $600,000-$700,000 | $575,000 | $540,000 | $600,000-$700,000 |
| Fairview Dr, Highfield Ter, Hamilton Dr E, Kenwood Ct, Mountain Pl, Deer Trail Rd, Tanglewood Rd, Cambridge Dr, Gould Ave, McDonough Ct | $691,000 | $610,000 | $700,000-$800,000 | $484,500 | $400,000 | $500,000-$600,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$160 | $985 |
| Superior Protection Discount | -$103 | $1,042 |
| Fire & Security Discount | -$103 | $1,042 |
| Hail Resistant Roof Discount | -$34 | $1,111 |
| Newly Constructed Home Discount | -$286 | $859 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Essex County | $1,000 | $1,082 | $2,082 | $787 | $1,787 | $296 |
| North Caldwell, NJ | $1,500 | $1,131 | $2,631 | $822 | $2,322 | $309 |
| Dover, NJ | $200 | $805 | $1,005 | $585 | $785 | $220 |
| Mendham, NJ | $1,500 | $917 | $2,417 | $666 | $2,166 | $251 |
| South Hempstead, NY | $200 | $1,780 | $1,980 | $1,294 | $1,494 | $487 |
| South Brunswick, NJ | $2,000 | $932 | $2,932 | $677 | $2,677 | $255 |
| Cranbury, NJ | $100 | $2,082 | $2,182 | $1,513 | $1,613 | $569 |
| Plainview, NY | $1,500 | $838 | $2,338 | $609 | $2,109 | $229 |
| Plainedge, NY | $100 | $992 | $1,092 | $721 | $821 | $271 |
| Washington Heights, NY | $700 | $939 | $1,639 | $682 | $1,382 | $257 |
| Asbury Park, NJ | $500 | $1,099 | $1,599 | $798 | $1,298 | $300 |
| Home Insurance Company North Caldwell, NJ | Homeowners Insurance Agency North Caldwell, NJ | Address | Popularity Score | Distance from North Caldwell (miles) |
|---|---|---|---|---|
| State Farm | Derek Vannelli | 1212 Route 23 Ste 2, Butler, NJ, 07405-2039 | 9.6 | |
| Farmers | Junior Pierreantoine | 300 Interpace Pkwy Ste 400b, Parsippany, NJ, 7054 | 9.9 | |
| Travelers | Pavese Mccormick Agency Inc | 3759 Us Highway 1, Monmouth Junction, NJ, 8852 | 33.3 | |
| Allstate | Gary Jandersit | 659 Abbington Dr, East Windsor, NJ, 8520 | 43.0 | |
| State Farm | Jerry Traille | 428 Haledon Ave Ste A, Haledon, NJ, 07508-1565 | 6.5 | |
| State Farm | Frantz Gaston Jr | 750 Broadway Ste D, Paterson, NJ, 07514-1332 | 7.3 | |
| State Farm | Chris Sules | 780 Northfield Avenue, West Orange, NJ, 7052 | 6.9 | |
| State Farm | Chip Ott | 164 Main St, Chatham, NJ, 07928-2419 | 10.6 | |
| State Farm | Chris Alevras | 595 Eagle Rock Ave, West Orange, NJ, 07052-2903 | 3.8 | |
| State Farm | Rami Attieh | 47 Park Ave Ste 101, West Orange, NJ, 07052-5500 | 5.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $740 | $1,490 | $750 |
| Essex County, NJ | $362,300 | $1,096 | $780 | $1,520 | $740 |
| North Caldwell, NJ | $730,900 | $1,145 | $820 | $1,610 | $790 |
| Dover, NJ | $262,800 | $815 | $580 | $1,150 | $570 |
| Mendham, NJ | $902,700 | $928 | $640 | $1,270 | $630 |
| South Hempstead, NY | $398,000 | $1,802 | $1,320 | $2,560 | $1,240 |
| South Brunswick, NJ | $410,000 | $943 | $640 | $1,340 | $700 |
| Cranbury, NJ | $673,500 | $2,107 | $1,520 | $3,010 | $1,490 |
| Plainview, NY | $536,600 | $848 | $600 | $1,170 | $570 |
| Plainedge, NY | $404,000 | $1,004 | $730 | $1,390 | $660 |
| Washington Heights, NY | $248,200 | $950 | $650 | $1,340 | $690 |
| Asbury Park, NJ | $335,500 | $1,112 | $760 | $1,550 | $790 |