How Can I Make My Ballwin, MO Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Ballwin, MO covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
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Estimate Appropriate Ballwin, MO Home Insurance Coverage Levels | Back to Top
| Ballwin, MO - Neighbourhoods, Census Blocks & Streets | 4 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Parma Dr, Gateford Ridge Ct, Cumberland Park Ct, Hill Trail Dr, Weis Ave, Napoli Dr, Gilla Ct, Caravel Ct, Novara Dr, Morning Oaks Ct | $356,000 | $330,000 | $300,000-$350,000 | $185,000 | $170,000 | $150,000-$175,000 |
| Denwoods Ct, Norwich Ct, Asilomar Dr, Saint Andrews Ct, Ozark Trail Dr, Torino Dr, Trailwood Dr, Evergreen Ct, Zuider Zee Ct, Old Woods Mill Rd | $331,000 | $310,000 | $350,000-$400,000 | $275,000 | $250,000 | $300,000-$350,000 |
| Quaethem Dr, Savoy Ln, Clayworth Dr, Hillcroft Dr, Gilla Dr, Stuyvesant Ln, Oakbriar Farm Ct, Sweetcreek Dr, Robins Song Dr, Chatelet Ln | $432,500 | $370,000 | $400,000-$500,000 | $283,500 | $270,000 | $300,000-$350,000 |
| Spring Oaks Dr, Warwick Ln, Maymont Dr, Arblay Dr, Talbert Ct, Weidman Rd, Glan Tai Dr, Wagonwheel Trl, Haute Loire Dr, Bellestri Dr | $201,000 | $170,000 | $200,000-$250,000 | $226,000 | $200,000 | $200,000-$250,000 |
| Meursault Ln, Berquist Dr, Clayheath Ct, Vineyard Ln, Clayton Meadows Ct, City Hall Dr, Shepard Rd, Foxwick Dr, Chatsworth Place Dr, Falmouth Ave | $426,500 | $350,000 | $350,000-$400,000 | $357,000 | $340,000 | $300,000-$350,000 |
| Antler Hollow, Wildbrier Dr, Nottingham Dr, Castle Glen Ct, Cedar Ridge Rd, Crestbury Dr, Arborwood Dr, Pointe Lucerne Ct, Eaglesridge Dr, Wickstead Rd | $369,500 | $320,000 | $350,000-$400,000 | $246,500 | $200,000 | $200,000-$250,000 |
| Hickory View Ln, Charing Cross Ln, Eagles Landing Ct, Ries Bend Rd, Wynncrest Falls Ct, Jb Hunt Ct, Richley Dr, Packford Dr, Summerhill Ln, Elm Crossing Ct | $541,000 | $470,000 | $500,000-$600,000 | $192,000 | $160,000 | $175,000-$200,000 |
| Foresheer Ct, Trowbridge Rd, Solley Dr, Vosshill Dr, Morena Ct, Castlecliff Rd, Wycliffe Place Ct, Arbor Haven Dr, Willow Ridge Ln, Clayton Crossing Dr | $293,500 | $230,000 | $200,000-$250,000 | $234,000 | $210,000 | $200,000-$250,000 |
| Newfield Ct, Sovereign Ct, Tamarack Dr, Rejuvenation Ln, Ballwin Manor Dr, Tulip Ln, Cascade Terrace Ct, E Meadow Ln, Nykiel Ct, Gegenbauer Rd | $366,000 | $320,000 | $400,000-$500,000 | $296,000 | $280,000 | $200,000-$250,000 |
| Arbor Trails Dr, Timber Hill Ln, Steepleton Ct, Aztec Dr, Kings Glen Dr, Quinnmoor Dr, Twosome Ct, Carole Ln, Blue Sage Dr, Churchill Ln | $326,000 | $290,000 | $300,000-$350,000 | $346,500 | $300,000 | $350,000-$400,000 |
Estimate your Savings with Home Insurance Discounts in Ballwin, MO | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$231 | $984 |
| Superior Protection Discount | -$109 | $1,105 |
| Fire & Security Discount | -$85 | $1,130 |
| Hail Resistant Roof Discount | -$24 | $1,190 |
| Newly Constructed Home Discount | -$279 | $935 |
Choose your Ballwin, MO Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $7,088 |
| Hail Damage | $5,641 |
| Wind Damage | $9,916 |
| Expensive Claims | |
| Fire | $34,608 |
| Accidental Discharge/Leakage | $8,453 |
| Optional Coverage Losses | $8,650 |
Identify Top Home Insurance Agents near Ballwin, MO | Back to Top
| Home Insurance Company Ballwin, MO | Homeowners Insurance Agency Ballwin, MO | Address | Popularity Score | Distance from Ballwin (miles) |
|---|---|---|---|---|
| Allstate | Wallace Neal | 15406 Manchester Rd, Ellisville, MO, 63011 | 0.7 | |
| Travelers | Partners Insurance Inc | 9201 Watson Rd Ste 222, St Louis, MO, 63126 | 9.8 | |
| Travelers | Gtw Insurance | 2705 Saint Peters Howell Rd Suite D, Saint Peters, MO, 63376 | 11.5 | |
| Travelers | The Warren Group | 14567 N Outer 40 Rd Ste 125, Chesterfield, MO, 63017 | 3.7 | |
| State Farm | Dan Stegmann | 317 Clarkson Rd Ste 103, Ellisville, MO, 63011-2271 | 2.0 | |
| Allstate | Daniel Zinselmeier | 53 Nationalway Shopping Ctr, Ballwin, MO, 63011 | 2.2 | |
| State Farm | Joe Freund | 9120 Watson Road, Crestwood, MO, 63126-2238 | 9.9 | |
| State Farm | Evan Richmond | 13437 Olive Blvd, Chesterfield, MO, 63017-3166 | 6.5 | |
| Travelers | Kirnco Insurance Group | 14394 Manchester Rd Ste 200, Manchester, MO, 63011 | 1.9 | |
| State Farm | Max Mcgowan | 11520 Saint Charles Rock Road, Bridgeton, MO, 63044 | 12.7 |
Compare Rates for Ballwin, MO Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $740 | $1,490 | $750 |
| St. Louis County, MO | $181,100 | $1,090 | $770 | $1,490 | $720 |
| Ballwin, MO | $241,800 | $1,215 | $810 | $1,720 | $910 |
| Clarkson Valley, MO | $614,400 | $2,806 | $1,990 | $3,870 | $1,880 |
| Murphy, MO | $125,000 | $863 | $630 | $1,230 | $600 |
| Oakville, MO | $209,000 | $1,148 | $840 | $1,640 | $800 |
| Augusta, MO | $168,200 | $1,142 | $820 | $1,620 | $800 |
| Smithton, IL | $152,400 | $794 | $530 | $1,100 | $570 |
| Mississippi, IL | $136,000 | $755 | $540 | $1,070 | $530 |
| South Elkhorn, MO | $127,100 | $868 | $620 | $1,200 | $580 |
| New Athens, IL | $118,100 | $706 | $500 | $1,000 | $500 |
| Hamel, IL | $218,800 | $916 | $620 | $1,250 | $630 |
| High Hill, MO | $77,500 | $862 | $590 | $1,200 | $610 |
Research Home Insurance Companies Reviews in Ballwin, MO Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: February 10, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Policy Offerings
I think that State Farm offers comparable offers compared to other companies. The have a good variety of insurance offers. I think the prices are also competitive.
Date: December 10, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Premium
After reviewing multiple insurance companies, I found that State Farm's was about average - maybe slightly higher. But the customer service and coverage provided was enough to put my mind at ease when it came to choosing them.
Allstate Home Insurance Reviews
Date: July 03, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Policy Offerings
In comparison to other companies, they offered the most comprehensive coverage and they did not seem to simply get another sale. They were genuinely concerned with my feelings.
Date: October 28, 2018 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Premium
At least in my area, other competitors offer higher cost premiums that prevented me from going with them even if their coverage was better. I'm paying off student loans still, so I need something decent at a good price.
Shelter Home Insurance Reviews
Date: December 29, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Customer Service
I am very pleased with my insurance company's customer service. I only had to contact them once about the premium. They were friendly and direct. they took care of the problem immediately.
Date: September 27, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Customer Service
I'd probably rate my insurance company as a 5 out of 5. The reason for this rating is that they have wonderful customer service and have answered many of my questions with ease.
MAPFRE Insurance Home Insurance Reviews
Date: October 27, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Policy Offerings
Well, my insurance covers 75% of the loss in case of fire and natural disasters and 50% if it is caused