Gavop shows you how to buy homeowners insurance in Ottawa, OH by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $48,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $136,000 | $120,000 | $150,000-$175,000 |
| 3 Bedroom | $112,000 | $100,000 | $100,000-$125,000 |
| 4 Bedroom | $178,000 | $170,000 | $150,000-$175,000 |
| 5 Bedroom | $208,500 | $190,000 | $175,000-$200,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$52 | $601 |
| Home and Two Car | -$111 | $542 |
| Home and Three Car | -$157 | $497 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Putnam County | $2,500 | $707 | $3,207 | $514 | $3,014 | $193 |
| Ottawa, OH | $700 | $646 | $1,346 | $469 | $1,169 | $176 |
| Putnam County, OH | $200 | $707 | $907 | $514 | $714 | $193 |
| Continental, OH | $2,500 | $549 | $3,049 | $399 | $2,899 | $150 |
| Ada, OH | $100 | $674 | $774 | $490 | $590 | $184 |
| Liberty Center, OH | $2,000 | $630 | $2,630 | $458 | $2,458 | $172 |
| Blanchard, OH | $200 | $613 | $813 | $445 | $645 | $167 |
| Cessna, OH | $2,000 | $648 | $2,648 | $471 | $2,471 | $177 |
| Carey, OH | $100 | $596 | $696 | $433 | $533 | $163 |
| Morenci, MI | $1,500 | $671 | $2,171 | $488 | $1,988 | $183 |
| Eden, OH | $300 | $752 | $1,052 | $546 | $846 | $205 |
| Hessville, OH | $2,500 | $530 | $3,030 | $385 | $2,885 | $145 |
| Home Insurance Company Ottawa, OH | Homeowners Insurance Agency Ottawa, OH | Address | Popularity Score | Distance from Ottawa (miles) |
|---|---|---|---|---|
| Farmers | Alan Davis | 127 W Auglaize St, Wapakoneta, OH, 45895 | 33.0 | |
| Erie | Newland Insurance Agency | 312 E Columbus Street, Kenton, OH, 43326 | 35.7 | |
| State Farm | Julie Spann Johnson | 842 W South Boundary St Ste B, Perrysburg, OH, 43551-5265 | 41.0 | |
| State Farm | Garry Peterson | 819 North Locust Street, Ottawa, OH, 45875-1257 | 0.8 | |
| Liberty Mutual Independent | Tdc Risk Management | 1440 Arrowhead Dr, Maumee, OH, 43537 | 42.3 | |
| State Farm | Mike Meeks | 1940 N West Street, Lima, OH, 45801-2633 | 18.7 | |
| Erie | Gary C Grant Insurance Agency Inc. | 101 N Main Street, Continental, OH, 45831 | 11.8 | |
| Farmers | Patrick Hogan | 3700 N Holland Sylvania Rd, Toledo, OH, 43615 | 48.8 | |
| Allstate | Tamara Thornton | 5954 Renaissance Pl, Toledo, OH, 43623 | 49.5 | |
| State Farm | Ed Reichenbach | 341 S Main St, Bluffton, OH, 45817-1041 | 13.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $510 | $990 | $480 |
| Putnam County, OH | $147,200 | $716 | $520 | $1,020 | $500 |
| Ottawa, OH | $168,000 | $654 | $480 | $900 | $420 |
| Putnam County, OH | $147,200 | $716 | $480 | $1,000 | $520 |
| Continental, OH | $77,400 | $556 | $390 | $780 | $390 |
| Ada, OH | $94,700 | $682 | $470 | $950 | $480 |
| Liberty Center, OH | $105,000 | $638 | $450 | $890 | $440 |
| Blanchard, OH | $98,600 | $620 | $420 | $860 | $440 |
| Cessna, OH | $111,700 | $656 | $470 | $910 | $440 |
| Carey, OH | $92,500 | $603 | $410 | $860 | $450 |
| Morenci, MI | $76,200 | $679 | $480 | $930 | $450 |
| Eden, OH | $158,700 | $761 | $550 | $1,080 | $530 |
| Hessville, OH | $71,500 | $536 | $360 | $740 | $380 |