How Can I Make My Kokomo, IN Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Kokomo, IN covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Kokomo, IN Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $37,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $61,500 | $50,000 | $50,000-$75,000 |
| 3 Bedroom | $122,500 | $100,000 | $100,000-$125,000 |
| 4 Bedroom | $110,000 | $90,000 | $75,000-$100,000 |
| 5 Bedroom | $253,000 | $220,000 | $250,000-$300,000 |
Estimate your Savings with Home Insurance Discounts in Kokomo, IN | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$101 | $572 |
| Superior Protection Discount | -$61 | $613 |
| Fire & Security Discount | -$61 | $613 |
| Hail Resistant Roof Discount | -$20 | $653 |
| Newly Constructed Home Discount | -$168 | $505 |
Choose your Kokomo, IN Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,733 |
| Physical Damage | $2,488 |
| Hail Damage | $4,900 |
| Wind Damage | $6,242 |
| Expensive Claims | |
| Fire | $45,123 |
| Smoke | $17,054 |
Identify Top Home Insurance Agents near Kokomo, IN | Back to Top
| Home Insurance Company Kokomo, IN | Homeowners Insurance Agency Kokomo, IN | Address | Popularity Score | Distance from Kokomo (miles) |
|---|---|---|---|---|
| Allstate | Casey Dehmer | 725 S Range Line Rd, Carmel, IN, 46032 | 34.3 | |
| State Farm | Andrew Kennedy | 12407 Old Meridian St, Carmel, IN, 46032-8713 | 34.4 | |
| State Farm | Rahvy Murray | 3955 Eagle Creek Pkwy Ste E, Indianapolis, IN, 46254-4692 | 45.0 | |
| State Farm | Kelly Warden | 2004 W Sycamore St, Kokomo, IN, 46901-4112 | 1.8 | |
| Erie | Rule Insurance Services | 1222 E Hoffer Street, Kokomo, IN, 46902 | 1.0 | |
| Liberty Mutual Independent | Rme Insurance | 45 S. Center St., Flora, IN, 46929 | 21.2 | |
| Travelers | St Joseph Agency | 601 E 106th St, Indianapolis, IN, 46280 | 36.3 | |
| State Farm | Scott Robinson | 1542 S Dixon Rd Ste B, Kokomo, IN, 46902-7319 | 1.6 | |
| Farmers | Alexandra Allie Wallach | 7370 N Keystone Ave, Indianapolis, IN, 46240 | 39.9 | |
| State Farm | Emily Nowlin | 1717 W 86th St Ste 100, Indianapolis, IN, 46260-2048 | 38.4 |
Compare Rates for Kokomo, IN Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Indiana | $130,200 | $847 | $600 | $1,160 | $560 |
| Howard County, IN | $101,300 | $731 | $500 | $1,010 | $510 |
| Kokomo, IN | $85,200 | $673 | $480 | $940 | $460 |
| Erie, IN | $136,600 | $865 | $610 | $1,230 | $620 |
| Fairmount, IN | $84,400 | $691 | $500 | $960 | $460 |
| Delphi, IN | $80,300 | $674 | $470 | $930 | $460 |
| Zionsville, IN | $360,100 | $948 | $630 | $1,360 | $730 |
| Macy, IN | $36,900 | $464 | $340 | $640 | $300 |
| Akron, IN | $82,200 | $682 | $470 | $970 | $500 |
| Linden, IN | $79,700 | $671 | $460 | $930 | $470 |
| Jamestown, IN | $117,600 | $809 | $550 | $1,140 | $590 |
| Buck Creek, IN | $172,000 | $800 | $570 | $1,130 | $560 |
| Warren Park, IN | $124,000 | $829 | $590 | $1,150 | $560 |
Research Home Insurance Companies Reviews in Kokomo, IN Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: July 18, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Policy Offerings
they seem to have the same policy offerings as most other large insurance companies. there is nothing special or that much different about them.
Date: March 31, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Premium
I have no idea what my deductible is or what the premium is but i do know how much cheaper it is then progressive. and they treat me like more then just a number to them.
Date: November 10, 2018 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Premium
The premiums are more competitive with this company. I would pay hundreds of dollars more with another company for the same coverage.
Grange Insurance Home Insurance Reviews
Date: August 08, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Premium
It was definitely the most affordable by far when comparing it to other insurance companies, even when bundling with other policies like car insurance.
Date: February 25, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Premium
My policy is very affordable, and provides excellent coverage. I have not compared my insurance company to other companies, as I have been extremely satisfied with the current company.
Country Financial Home Insurance Reviews
Date: October 27, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Policy Offerings
My home has full replacement coverage. If my house is damage or destroyed it will pay what it will cause at current market price to replace and i have coverage that will pay me for lose of use while I am out of my home to cover stay somewhere else.