Gavop shows you how to buy homeowners insurance in Koochiching County, MN by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Koochiching County, MN - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| State Hwy 332, 7th St, 1st Ave E, Co Hwy 32 S, Co Rd 15, Woodland Ave, Ut 129, 7th Ave, Co Rd 124, 5th St | $115,500 | $100,000 | $125,000-$150,000 | $94,000 | $80,000 | $75,000-$100,000 |
| 23rd St W, Co Rd 113, Wayside, Ut-74, Co Hwy 13, E Co Rd 83, Co Hwy 31, Co Rd 74, Town Rd 144, 2nd Ave | $131,000 | $110,000 | $125,000-$150,000 | $75,500 | $60,000 | $75,000-$100,000 |
| Co Rd 27, Bartlett St, Ut 117, Co Hwy 46, Ut-488, 6th Ave, Co Rd 36, Crabtree Blvd, Co Hwy 30, Fernwood Ln | $167,000 | $140,000 | $150,000-$175,000 | $121,000 | $100,000 | $100,000-$125,000 |
| Town Rd 74, Town Rd 384, 5th Ave E, Co Rd 121, Ut 335, Ut 224, Ut 225, Division Ave, Co Rd 8, 4th Ave | $122,500 | $120,000 | $125,000-$150,000 | $83,500 | $70,000 | $75,000-$100,000 |
| Black River Rd, 10th St, 3 Ave, Town Rd 21, Ut 403, Ut 200, Town Rd 216, 2nd St SW, 16th St, Town Rd 23 | $116,000 | $100,000 | $100,000-$125,000 | $64,500 | $50,000 | $50,000-$75,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$62 | $631 |
| Home and Two Car | -$118 | $576 |
| Home and Three Car | -$167 | $527 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Koochiching County | $1,000 | $686 | $1,686 | $498 | $1,498 | $187 |
| Koochiching County, MN | $1,500 | $686 | $2,186 | $498 | $1,998 | $187 |
| Littlefork, MN | $300 | $673 | $973 | $489 | $789 | $184 |
| Waskish, MN | $1,000 | $897 | $1,897 | $652 | $1,652 | $245 |
| Grattan, MN | $400 | $952 | $1,352 | $692 | $1,092 | $260 |
| Lake Jessie, MN | $1,500 | $936 | $2,436 | $680 | $2,180 | $256 |
| Max, MN | $100 | $860 | $960 | $625 | $725 | $235 |
| Willow Valley, MN | $2,500 | $660 | $3,160 | $480 | $2,980 | $180 |
| Battle, MN | $100 | $490 | $590 | $356 | $456 | $134 |
| Third River, MN | $2,000 | $1,139 | $3,139 | $828 | $2,828 | $311 |
| Home Insurance Company Koochiching County, MN | Homeowners Insurance Agency Koochiching County, MN | Address | Popularity Score | Distance from Koochiching County (miles) |
|---|---|---|---|---|
| Allstate | Northern Reliable | 1613 2nd Ave, International Falls, MN, 56649 | 30.1 | |
| Allstate | Northern Reliable | 1613 Hwy 53 Po Box 753, International Falls, MN, 56649 | 28.7 | |
| Farmers | Ronna Bastin-Mackay | 825 3rd Ave, International Falls, MN, 56649 | 29.9 | |
| Allstate | Briese Agency | 3563 County Road 21, International Falls, MN, 56649 | 31.7 | |
| Farmers | Carol Schumacher Aai Lutcf | 207 3rd St, International Falls, MN, 56649 | 30.2 | |
| Allstate | Northern Reliable | P O Box 753 Internat'l Falls, International Falls, MN, 56649 | 28.4 | |
| Allstate | Member�Ï�¿�½�Ã�¢�Ï�¿�½�Â�²�Ï�¿�½�Â�°�Ï�¿�½�Ã�¯�Ï�¿�½�Â�¿�Ï�¿�½�Â�½ Truinsure | 601 4th St #201, Intl Falls, MN, 56649 | 30.0 | |
| State Farm | Charles Casanova | 420 3rd St, Intl Falls, MN, 56649-2310 | 30.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Minnesota | $199,700 | $1,192 | $850 | $1,640 | $790 |
| Koochiching County, MN | $108,300 | $694 | $500 | $990 | $490 |
| Koochiching County, MN | $108,300 | $694 | $500 | $950 | $450 |
| Littlefork, MN | $82,700 | $681 | $460 | $930 | $470 |
| Waskish, MN | $125,000 | $908 | $650 | $1,260 | $610 |
| Grattan, MN | $137,500 | $964 | $670 | $1,360 | $690 |
| Lake Jessie, MN | $133,600 | $947 | $630 | $1,310 | $680 |
| Max, MN | $117,000 | $870 | $580 | $1,190 | $610 |
| Willow Valley, MN | $80,600 | $668 | $470 | $950 | $480 |
| Battle, MN | $55,000 | $496 | $360 | $700 | $340 |
| Third River, MN | $187,500 | $1,153 | $780 | $1,630 | $850 |