How Can I Make My West Columbia, TX Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Brazoria-West Columbia, TX by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
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Estimate Appropriate West Columbia, TX Home Insurance Coverage Levels | Back to Top
| West Columbia, TX - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| S Mattson St, Coker St, Woodhaven Dr, Co Rd 441F, FM 1462 Rd, 295, Co Rd 867, Hook Rd S, Oakdale Ct, Jim Hogg Ave | $152,500 | $140,000 | $175,000-$200,000 | $130,500 | $110,000 | $125,000-$150,000 |
| Garnetts Cir, Langham St, Gulf Prairie Pt, Mossy Meadow Dr, Shinn Rd, Co Rd 348, Pvrd, Mossy Ln, W Texaco St, Schmidt Ln | $95,500 | $80,000 | $75,000-$100,000 | $88,500 | $80,000 | $75,000-$100,000 |
| Co Rd 264B, Co Rd 335, Scout Rd, Estelle St, Long St, Camellia Dr, Stephen F Austin St, Brockman St, Co Rd 502A, S Hackberry St | $123,000 | $110,000 | $100,000-$125,000 | $95,000 | $80,000 | $75,000-$100,000 |
| Frontier Ln, FM 1459, Greenfield St, Co Rd 655, Co Rd 488B, Co Rd 10, Co Rd 360, Old Hwy 36, Co Rd 851A, Tuna Trl | $91,500 | $70,000 | $75,000-$100,000 | $95,000 | $80,000 | $100,000-$125,000 |
| Selvedge St, Creekwood Dr, Co Rd 204, Co Rd 217, Cypress Dr W, To and Fro Rd, Co Rd 300G, el Lago Dr, Carey Dr, Railroad St | $93,000 | $80,000 | $75,000-$100,000 | $69,500 | $60,000 | $50,000-$75,000 |
| Hackberry Dr, Co Rd 825A, Cornelia St, Travis, Idanel St, W Lake Rd, Waldeck Rd, S Erwin St, Cherry Laurel Ln, Tall Timber Dr | $94,000 | $80,000 | $75,000-$100,000 | $92,500 | $80,000 | $100,000-$125,000 |
| Mac Dr, Co Rd 400, Co Rd 510L, Co Rd 264R, Milam St, Co Rd 718, Co Rd 912A, Co Rd 400, Montclaire Dr, Co Rd 488C | $100,000 | $80,000 | $75,000-$100,000 | $77,000 | $70,000 | $75,000-$100,000 |
| Co Rd 468, Robinhood Rd, Cr 409, Brigance Rd, Prewitt Ln, Creek Monte Dr, Stratton St, Co Rd 640, Co Rd 696, N Ridgewood Ct | $133,500 | $120,000 | $100,000-$125,000 | $104,500 | $100,000 | $75,000-$100,000 |
| Co Rd 486, Co Rd 683B, Oak Forest St, Sunset Oaks Dr, Twin Lakes Blvd E, Crockett Ln, Simple, Lonesome Dove, Woodbine Dr, B St | $154,500 | $150,000 | $175,000-$200,000 | $87,000 | $70,000 | $75,000-$100,000 |
| H Crecy St, Terrace St, N Fig St, Milian Cir, Co Rd 264T, Marion Dr, Co Rd 12, el Bernardo Rd, Brazos Cir, Co Rd 264L | $164,500 | $140,000 | $125,000-$150,000 | $103,000 | $90,000 | $100,000-$125,000 |
Estimate your Savings with Home Insurance Discounts in West Columbia, TX | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$155 | $816 |
| Superior Protection Discount | -$97 | $874 |
| Fire & Security Discount | -$97 | $874 |
| Hail Resistant Roof Discount | -$29 | $942 |
| Newly Constructed Home Discount | -$204 | $767 |
Choose the Right Deductible for your West Columbia, TX Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Brazoria County | $2,500 | $1,397 | $3,897 | $1,015 | $3,515 | $382 |
| West Columbia, TX | $1,000 | $960 | $1,960 | $698 | $1,698 | $262 |
| Damon, TX | $400 | $1,530 | $1,930 | $1,112 | $1,512 | $418 |
| Iago, TX | $700 | $1,376 | $2,076 | $1,000 | $1,700 | $376 |
| Fresno, TX | $300 | $955 | $1,255 | $694 | $994 | $261 |
| Hillcrest, TX | $1,000 | $1,740 | $2,740 | $1,264 | $2,264 | $475 |
| Blessing, TX | $300 | $1,432 | $1,732 | $1,040 | $1,340 | $391 |
| La Marque-Hitchcock, TX | $1,500 | $1,567 | $3,067 | $1,139 | $2,639 | $428 |
| Cinco Ranch, TX | $200 | $2,156 | $2,356 | $1,567 | $1,767 | $589 |
| Bunker Hill Village, TX | $2,500 | $1,306 | $3,806 | $949 | $3,449 | $357 |
| Hunters Creek Village, TX | $300 | $1,379 | $1,679 | $1,002 | $1,302 | $377 |
| Taylor Lake Village, TX | $700 | $1,882 | $2,582 | $1,368 | $2,068 | $514 |
Identify Top Home Insurance Agents near West Columbia, TX | Back to Top
| Home Insurance Company West Columbia, TX | Homeowners Insurance Agency West Columbia, TX | Address | Popularity Score | Distance from West Columbia (miles) |
|---|---|---|---|---|
| Travelers | Mims - Integra Insurance | 10101 Harwin 210, Houston, TX, 77036 | 44.7 | |
| State Farm | Ryan Cade | 205 N Velasco St, Angleton, TX, 77515-4438 | 14.2 | |
| State Farm | Ricky Maique | 8811 Westheimer Rd Ste 205, Houston, TX, 77063-3617 | 46.2 | |
| Travelers | Cadence Insurance | 10575 Katy Fwy Ste 150, Houston, TX, 77024 | 49.1 | |
| State Farm | Robby Woodard | 702 N Main St, Sweeny, TX, 77480-1604 | 4.3 | |
| State Farm | Lyn Stegall | 6920 S Fry Rd Ste K, Katy, TX, 77494-8394 | 44.8 | |
| Allstate | Hector Sarmiento | 15015 Westheimer Pkwy Ste D1, Houston, TX, 77082 | 45.5 | |
| Farmers | Manuel Prado | 20240 Park Row Dr Ste B, Katy, TX, 77449 | 49.5 | |
| Farmers | Hai Nguyen | 6809a Chimney Rock Rd, Bellaire, TX, 77401 | 44.5 | |
| Farmers | Mohammed Kader | 5712 Hillcroft St, Houston, TX, 77036 | 45.3 |
Compare Rates for West Columbia, TX Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Brazoria County, TX | $164,300 | $1,414 | $930 | $2,180 | $1,250 |
| West Columbia, TX | $107,500 | $972 | $640 | $1,500 | $860 |
| Damon, TX | $106,700 | $1,549 | $1,020 | $2,390 | $1,370 |
| Iago, TX | $75,000 | $1,393 | $920 | $2,150 | $1,230 |
| Fresno, TX | $146,900 | $967 | $640 | $1,490 | $850 |
| Hillcrest, TX | $169,800 | $1,761 | $1,160 | $2,710 | $1,550 |
| Blessing, TX | $85,400 | $1,449 | $960 | $2,230 | $1,270 |
| La Marque-Hitchcock, TX | $115,800 | $1,586 | $1,050 | $2,440 | $1,390 |
| Cinco Ranch, TX | $329,400 | $2,182 | $1,440 | $3,360 | $1,920 |
| Bunker Hill Village, TX | $1,355,100 | $1,322 | $870 | $2,040 | $1,170 |
| Hunters Creek Village, TX | $1,525,700 | $1,395 | $920 | $2,150 | $1,230 |
| Taylor Lake Village, TX | $231,900 | $1,905 | $1,260 | $2,930 | $1,670 |
Research Home Insurance Companies Reviews in West Columbia, TX Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: January 11, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Customer Service
I think this insurance company has great coverage and is a pleasure to communicate with. Luckily I have not had to put a claim in yet.
State Farm Home Insurance Reviews
Date: November 02, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Policy Offerings
I have replacement value on my policy so anything that was damaged would be covered based on replace cost as of today. I have a lower deductible just to ensure if something happened I could meet my deductible.
Nationwide Home Insurance Reviews
Date: November 04, 2018 Age: Above 60 Gender: Female Marital Status: Unmarried
Communication
No communication at all. I had to file a claim and could never get any help, My claims adjuster would never answer my calls or call me back. Probably left 20 voice mails with no communication.
GEICO Home Insurance Reviews
Date: November 30, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Premium
For the offerings I feel like the deductible is comparable to other insurance companies. All insurance companies seem to offer the same services for relatively the same prices.