Gavop's guide to buying homeowners insurance in Chaves County, NM covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Chaves County, NM - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Townsend Trl, Tulane Dr, E Mountain View Rd, Fox Rd, Agnes St, Peaceful Valley Rd, Meadow Ln, E 4th St, Papago Rd, Coronado Dr | $113,500 | $110,000 | $100,000-$125,000 | $46,500 | $40,000 | $50,000-$75,000 |
| Lincoln Rd, Co Rd 47, C1-101, E Grand Plains Rd, E Ottawa Rd, Bobcat Ln, S Kentucky Ave, Yale Dr, N Mississippi Ave, One Horse Rd | $79,500 | $70,000 | $75,000-$100,000 | $94,500 | $80,000 | $100,000-$125,000 |
| S Stanton Ave, Yeso Rd, Willard Rd, W Byrne St, N Orchard Ave, Bottomless Lakes Rd, Kerry Pl, Delicado Ave, Sandhill St, Latigo Cir | $82,500 | $70,000 | $75,000-$100,000 | $107,500 | $90,000 | $100,000-$125,000 |
| Roswell Correctional Center, Cam Real, Co Rd 37, Co Rd 161, Merlinda Rd, Horseshoe Rd, Arlene Rd, Geiger Pl, E McCune St, Le Anne Dr | $139,500 | $120,000 | $100,000-$125,000 | $91,000 | $80,000 | $100,000-$125,000 |
| S Louisiana Ave, Maple St, Forest Pl, Co Rd 155, Sunflower Rd, Serena Dr, State Rte 506, W 16th St, Desert Spring, Co Rd 261 | $136,000 | $120,000 | $125,000-$150,000 | $76,500 | $70,000 | $75,000-$100,000 |
| X Ell St, N Orchard Ave, Co Rd 59, Coronado Cir, Alhambra Dr, Jicarilla Rd, Columbine Rd, E Vista Pkwy, Poppy Rd, Lariat Rd | $143,000 | $130,000 | $100,000-$125,000 | $86,500 | $80,000 | $75,000-$100,000 |
| Co Rd 166, E 7th St, Apache Hills Rd, Co Rd 141, E Crossroads, N Eisenhower Rd, Denver Rd, Co Rd 109, Ocotillo Ave, Whitehead Rd | $131,000 | $120,000 | $100,000-$125,000 | $97,000 | $90,000 | $100,000-$125,000 |
| E Albuquerque St, N Kentucky Ave, Vista Ln, C3-050, Co Rd 151, Will Rogers, Trailing Heart Rd, Olive Rd, Co Rd 139, Spring River Rd | $127,500 | $120,000 | $100,000-$125,000 | $89,000 | $80,000 | $50,000-$75,000 |
| Verde Dr, Saquaro Rd, Sharon Rd, Lost Adobe Rd, W 10th St, Co Rd 16, Dallas St, C2-018, Pack Rd, C3-014 | $124,000 | $100,000 | $100,000-$125,000 | $62,500 | $50,000 | $50,000-$75,000 |
| N Utah, Transamerica Ave, E 5th St, Nancy Arun Ln, Ryan Rd, S Johnson Rd, Military Heights Dr, Purdy Dr, N Eisenhower, Co Rd 3 | $91,500 | $90,000 | $75,000-$100,000 | $80,000 | $70,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$131 | $597 |
| Superior Protection Discount | -$66 | $663 |
| Fire & Security Discount | -$51 | $677 |
| Hail Resistant Roof Discount | -$15 | $714 |
| Newly Constructed Home Discount | -$189 | $539 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Chaves County | $1,000 | $720 | $1,720 | $523 | $1,523 | $197 |
| Chaves County, NM | $1,500 | $720 | $2,220 | $523 | $2,023 | $197 |
| Roswell, NM | $400 | $712 | $1,112 | $517 | $917 | $195 |
| Midway, NM | $700 | $665 | $1,365 | $483 | $1,183 | $182 |
| Dexter, NM | $200 | $737 | $937 | $536 | $736 | $201 |
| Southeast Chaves, NM | $2,500 | $818 | $3,318 | $595 | $3,095 | $224 |
| Hagerman, NM | $100 | $682 | $782 | $495 | $595 | $186 |
| Northeast Chaves, NM | $1,500 | $844 | $2,344 | $613 | $2,113 | $231 |
| Southwest Chaves, NM | $500 | $648 | $1,148 | $471 | $971 | $177 |
| Home Insurance Company Chaves County, NM | Homeowners Insurance Agency Chaves County, NM | Address | Popularity Score | Distance from Chaves County (miles) |
|---|---|---|---|---|
| Travelers | George Gandy Insurance Llc | 916 South 13th Street, Artesia, NM, 88210 | 36.7 | |
| Travelers | George Gandy Insurance Llc | 916 S 13th St, Artesia, NM, 88210 | 36.6 | |
| Liberty Mutual Independent | J S Ward & Son Inc | 101 4th St S, Artesia, NM, 88210 | 36.0 | |
| State Farm | Brooks Thompson | 100 E Linda Vista Blvd, Roswell, NM, 88201-6654 | 6.0 | |
| Farmers | Craig Duran | 212 S Lea Ave, Roswell, NM, 88203 | 4.0 | |
| State Farm | Herb Atkinson | 110 W Ctry Club Rd Ste 1, Roswell, NM, 88201-0618 | 5.3 | |
| State Farm | Sondie Stockton | 604 W Main St, Artesia, NM, 88210-2070 | 36.0 | |
| State Farm | Michael Mckee | 1007 W Mcgaffey Street, Roswell, NM, 88203-2608 | 4.1 | |
| Allstate | Taylor & Associates | 613 W 2nd St Ste 5, Roswell, NM, 88201 | 4.2 | |
| Farmers | Bobby Villegas | 412 N Richardson Ave, Roswell, NM, 88201 | 4.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Mexico | $163,900 | $870 | $580 | $1,190 | $610 |
| Chaves County, NM | $106,400 | $728 | $520 | $1,030 | $510 |
| Chaves County, NM | $106,400 | $728 | $530 | $1,010 | $480 |
| Roswell, NM | $103,000 | $721 | $510 | $990 | $480 |
| Midway, NM | $75,500 | $673 | $460 | $920 | $460 |
| Dexter, NM | $104,400 | $746 | $530 | $1,040 | $510 |
| Southeast Chaves, NM | $142,500 | $828 | $600 | $1,130 | $530 |
| Hagerman, NM | $81,600 | $690 | $500 | $950 | $450 |
| Northeast Chaves, NM | $155,600 | $854 | $610 | $1,200 | $590 |
| Southwest Chaves, NM | $69,300 | $656 | $480 | $910 | $430 |