Gavop's guide to buying homeowners insurance in Boulder City, NV covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $65,000 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $207,500 | $170,000 | $150,000-$175,000 |
| 3 Bedroom | $180,000 | $170,000 | $150,000-$175,000 |
| 4 Bedroom | $274,000 | $260,000 | $300,000-$350,000 |
| 5 Bedroom | $562,500 | $490,000 | $500,000-$600,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$94 | $530 |
| Superior Protection Discount | -$56 | $568 |
| Fire & Security Discount | -$44 | $580 |
| Hail Resistant Roof Discount | -$12 | $612 |
| Newly Constructed Home Discount | -$125 | $499 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Clark County | $2,000 | $610 | $2,610 | $444 | $2,444 | $167 |
| Boulder City, NV | $1,000 | $617 | $1,617 | $448 | $1,448 | $168 |
| Whitney, NV | $1,500 | $671 | $2,171 | $488 | $1,988 | $183 |
| Las Vegas, NV | $100 | $598 | $698 | $435 | $535 | $163 |
| Searchlight, NV | $1,000 | $452 | $1,452 | $328 | $1,328 | $123 |
| Spring Valley, NV | $200 | $592 | $792 | $430 | $630 | $162 |
| Nellis AFB, NV | $2,000 | $316 | $2,316 | $230 | $2,230 | $86 |
| Blue Diamond, NV | $300 | $875 | $1,175 | $636 | $936 | $239 |
| Dolan Springs, AZ | $2,500 | $487 | $2,987 | $354 | $2,854 | $133 |
| Mount Charleston, NV | $300 | $882 | $1,182 | $641 | $941 | $241 |
| Home Insurance Company Boulder City, NV | Homeowners Insurance Agency Boulder City, NV | Address | Popularity Score | Distance from Boulder City (miles) |
|---|---|---|---|---|
| State Farm | Tommy Brooks | 55 S Valle Verde Dr Ste 410, Henderson, NV, 89012-3497 | 15.1 | |
| Allstate | Justin Loeber | 7565 W Washington Ave Ste 101, Las Vegas, NV, 89128 | 30.3 | |
| Allstate | Michael Mivshek | 410 S Rampart Blvd Ste 390, Las Vegas, NV, 89145 | 30.7 | |
| Allstate | Jeremy Peltz | 3215 Saint Rose Pkwy Ste 120, Henderson, NV, 89052 | 16.1 | |
| Liberty Mutual Independent | Sundance Insurance Group | 9555 S Eastern Ave Ste 220, Las Vegas, NV, 89123 | 16.6 | |
| State Farm | Cassidy Arbeli | 693 N Valle Verde Dr Ste 4, Henderson, NV, 89014-2377 | 17.8 | |
| State Farm | Shaine Stevenson | 10430 Bermuda Rd Ste 101, Las Vegas, NV, 89183-4206 | 17.4 | |
| Allstate | Frank Consiglio | 7565 W Washington Ave Ste 101, Las Vegas, NV, 89128 | 30.3 | |
| Travelers | Wood & Associates Inc | 10161 Park Run Ste 150, Las Vegas, NV, 89145 | 31.5 | |
| State Farm | Doug Scheppmann | 1001 Nevada Hwy, Boulder City, NV, 89005-1869 | 9.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Nevada | $216,400 | $641 | $430 | $880 | $450 |
| Clark County, NV | $212,300 | $618 | $450 | $860 | $410 |
| Boulder City, NV | $241,600 | $624 | $440 | $890 | $450 |
| Whitney, NV | $142,200 | $680 | $460 | $930 | $470 |
| Las Vegas, NV | $201,600 | $605 | $440 | $870 | $430 |
| Searchlight, NV | $98,800 | $457 | $310 | $630 | $320 |
| Spring Valley, NV | $218,400 | $599 | $430 | $820 | $390 |
| Nellis AFB, NV | $51,000 | $320 | $220 | $440 | $220 |
| Blue Diamond, NV | $363,000 | $886 | $650 | $1,260 | $610 |
| Dolan Springs, AZ | $78,500 | $493 | $350 | $680 | $330 |
| Mount Charleston, NV | $365,700 | $893 | $650 | $1,240 | $590 |