Gavop tells you how to get the best homeowners insurance in Clinton County, IL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Clinton County, IL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Patricia Rd, Rosewood Ln, Co Rd 1330 E, Deerwood Park, Purple Martin Dr, Co Hwy 20, Co Rd 500 N, Jillian Dr, Co Rd 600 N, Co Hwy 6 | $258,500 | $230,000 | $200,000-$250,000 | $159,000 | $150,000 | $125,000-$150,000 |
| Spanker Branch Rd, Co Rd 800 N, W Indiana St, W 17th Street Rd, N Cedar St, Co Rd 400 E, S Madison St, Co Rd 660 N, Hanover St, Crestview Dr | $197,000 | $180,000 | $150,000-$175,000 | $157,500 | $130,000 | $150,000-$175,000 |
| W Wisconsin St, Co Rd 130 E, Leisure St, Co Rd 1900 N, Esther Dr, Sharp Rd, Cranford Rd, Puddles Rd, Autumn Rd, Co Rd 2730 E | $255,500 | $210,000 | $300,000-$350,000 | $185,500 | $180,000 | $150,000-$175,000 |
| Co Rd 1100 E, Pigg Rd, 5th St, Poplar St, Timber Ridge Ct, Rose St, Briarwood Ln, Linden Rd, S Railway St, Co Rd 150 E | $197,500 | $170,000 | $175,000-$200,000 | $188,500 | $170,000 | $150,000-$175,000 |
| S Illinois St, Brink Rd, Front St, Co Rd 900 N, Patricia Rd, N Francis St, Co Hwy 15, S Clinton St, Co Rd 1330 N, Co Hwy 1848 | $181,000 | $150,000 | $200,000-$250,000 | $120,500 | $100,000 | $100,000-$125,000 |
| Co Hwy 3, 4th, Co Rd 700 E, Wortman Rd, Zuroweste St, S Beckemeyer Rd, S Chestnut St, W 4th Street Rd, Church Rd, Park Ln | $146,500 | $130,000 | $125,000-$150,000 | $83,500 | $70,000 | $75,000-$100,000 |
| Keyesport Rd, Co Rd 2180 E, Sunrise Ct, N 12th St, Co Hwy 14, Co Rd 2000 N, Hermeling Ln, Elliott Dr, Willow St, Linn St | $157,500 | $150,000 | $125,000-$150,000 | $123,000 | $110,000 | $125,000-$150,000 |
| Dierkes Rd, Covington Rd, Noltings Rd, Co Rd 00 E, Call Ct, Elizabeth St, Co Rd 1650 E, Co Rd 900 E, St Bernard, Hillbrooke Ln | $103,500 | $90,000 | $100,000-$125,000 | $61,500 | $50,000 | $50,000-$75,000 |
| Co Rd 270 E, Damiansville Rd, Janet Dr, Carrigan Cir, S Cleveland, Roberts Lake Rd, Wilson Ave, Juniper St, S Railroad St, Randolph St | $86,500 | $70,000 | $75,000-$100,000 | $78,500 | $60,000 | $75,000-$100,000 |
| Clement St, Parkview Dr, Co Hwy 4, Schumacher Rd, Circle Dr, E Dwight, Lake Park Dr, W Peach St, Selle Rd, Co Hwy 13 | $97,000 | $90,000 | $75,000-$100,000 | $76,000 | $70,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$135 | $614 |
| Superior Protection Discount | -$75 | $674 |
| Fire & Security Discount | -$75 | $674 |
| Hail Resistant Roof Discount | -$15 | $734 |
| Newly Constructed Home Discount | -$210 | $539 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Clinton County | $1,500 | $740 | $2,240 | $538 | $2,038 | $202 |
| Clinton County, IL | $700 | $740 | $1,440 | $538 | $1,238 | $202 |
| Breese, IL | $200 | $666 | $866 | $484 | $684 | $182 |
| Radom, IL | $1,500 | $570 | $2,070 | $414 | $1,914 | $156 |
| Rome, IL | $400 | $682 | $1,082 | $495 | $895 | $186 |
| Edwardsville, IL | $700 | $848 | $1,548 | $616 | $1,316 | $232 |
| Madison, IL | $300 | $425 | $725 | $309 | $609 | $116 |
| Rosewood Heights, IL | $2,500 | $682 | $3,182 | $495 | $2,995 | $186 |
| Black Jack, MO | $100 | $850 | $950 | $618 | $718 | $232 |
| Wilbur Park, MO | $1,500 | $1,036 | $2,536 | $753 | $2,253 | $283 |
| Godfrey, IL | $200 | $637 | $837 | $463 | $663 | $174 |
| Herrick, IL | $2,500 | $440 | $2,940 | $320 | $2,820 | $120 |
| Home Insurance Company Clinton County, IL | Homeowners Insurance Agency Clinton County, IL | Address | Popularity Score | Distance from Clinton County (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Yaekel & Associates Inc | 1915 W Main St, Belleville, IL, 62226 | 32.1 | |
| Travelers | Macias Insurance Agency | 1101 W Delmar Avenue, Godfrey, IL, 62035 | 47.4 | |
| State Farm | Lisa Sauer | 2670 Plaza Dr Ste A, Highland, IL, 62249-1123 | 17.3 | |
| State Farm | Krys Jacobs | 1801 S Illinois St, Belleville, IL, 62220-2823 | 31.4 | |
| Erie | Arrow Insurance Specialists Inc. | 216 E Main Street, Collinsville, IL, 62234 | 30.7 | |
| State Farm | Tom Chouinard | 2906 Maryville Rd, Maryville, IL, 62062-5426 | 29.8 | |
| Travelers | Petri Insurance | 119 W Mill St, Waterloo, IL, 62298 | 43.7 | |
| State Farm | Tim Huber | 111 S Pine St, Nokomis, IL, 62075-1650 | 48.4 | |
| State Farm | Mark Stieren | 202 W Union Ave, Litchfield, IL, 62056-1931 | 41.4 | |
| Erie | Community Brokers Insurance Group Inc. | 6 Ginger Creek Parkway Suite B, Glen Carbon, IL, 62034 | 32.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $620 | $1,180 | $560 |
| Clinton County, IL | $142,900 | $749 | $500 | $1,070 | $570 |
| Clinton County, IL | $142,900 | $749 | $530 | $1,030 | $500 |
| Breese, IL | $156,500 | $675 | $490 | $960 | $470 |
| Radom, IL | $80,000 | $577 | $400 | $810 | $410 |
| Rome, IL | $112,500 | $690 | $460 | $990 | $530 |
| Edwardsville, IL | $199,600 | $858 | $630 | $1,180 | $550 |
| Madison, IL | $46,800 | $430 | $310 | $610 | $300 |
| Rosewood Heights, IL | $112,700 | $690 | $460 | $990 | $530 |
| Black Jack, MO | $124,100 | $860 | $590 | $1,200 | $610 |
| Wilbur Park, MO | $132,600 | $1,049 | $710 | $1,480 | $770 |
| Godfrey, IL | $140,900 | $644 | $440 | $900 | $460 |
| Herrick, IL | $49,700 | $445 | $320 | $620 | $300 |