Gavop shows you how to buy homeowners insurance in Robertsdale, AL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $48,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $119,500 | $110,000 | $100,000-$125,000 |
| 3 Bedroom | $113,000 | $90,000 | $125,000-$150,000 |
| 4 Bedroom | $201,500 | $190,000 | $175,000-$200,000 |
| 5 Bedroom | $225,500 | $210,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$129 | $731 |
| Superior Protection Discount | -$86 | $774 |
| Fire & Security Discount | -$95 | $766 |
| Hail Resistant Roof Discount | -$17 | $843 |
| Newly Constructed Home Discount | -$206 | $654 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,276 |
| Physical Damage | $2,392 |
| Hail Damage | $4,665 |
| Wind Damage | $6,560 |
| Expensive Claims | |
| Fire | $46,463 |
| Smoke | $16,386 |
| Home Insurance Company Robertsdale, AL | Homeowners Insurance Agency Robertsdale, AL | Address | Popularity Score | Distance from Robertsdale (miles) |
|---|---|---|---|---|
| State Farm | Jason Young | 605 Dolive St, Bay Minette, AL, 36507-3123 | 23.7 | |
| Travelers | First Baldwin Insurance | 8154 State Highway 59 Ste 208, Foley, AL, 36535 | 14.5 | |
| Travelers | First Baldwin Insurance | 8154 Hwy 59 Ste 201, Foley, AL, 36535 | 14.9 | |
| State Farm | Tim Simmonds | 356 Morphy Ave, Fairhope, AL, 36532-2301 | 15.7 | |
| State Farm | Barry Sides | 3901 Airport Blvd # B, Mobile, AL, 36608-1621 | 31.0 | |
| State Farm | Billy Yates | 9943 Lifeline Ct Ste D, Mobile, AL, 36608-8522 | 38.7 | |
| Farmers | Lance Bledsoe | 932 Shelton Beach Rd, Saraland, AL, 36571 | 32.1 | |
| Travelers | Statewide Auto & Home | 3221 Spring Hill Ave, Mobile, AL, 36607 | 29.9 | |
| State Farm | Paul Simmonds | 22826 State Hwy 59 S, Robertsdale, AL, 36567-3254 | 4.1 | |
| Allstate | Jacque Mixon | 18345 Pennsylvania St, Robertsdale, AL, 36567 | 4.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alabama | $132,100 | $1,168 | $830 | $1,610 | $780 |
| Baldwin County, AL | $182,000 | $1,247 | $850 | $1,710 | $860 |
| Robertsdale, AL | $140,800 | $860 | $620 | $1,190 | $570 |
| Loxley, AL | $149,200 | $1,249 | $860 | $1,790 | $930 |
| Spanish Fort, AL | $259,200 | $1,017 | $690 | $1,390 | $700 |
| Gonzalez, FL | $159,200 | $1,049 | $820 | $1,410 | $590 |
| Northwest Escambia, FL | $157,800 | $1,466 | $1,140 | $1,960 | $820 |
| Myrtle Grove, FL | $101,200 | $911 | $710 | $1,220 | $510 |
| Chumuckla, FL | $170,700 | $1,552 | $1,210 | $2,080 | $870 |
| Mobile, AL | $114,000 | $996 | $730 | $1,380 | $650 |
| Pea Ridge, FL | $115,300 | $1,180 | $920 | $1,580 | $660 |
| Bayou La Batre, AL | $125,300 | $806 | $550 | $1,120 | $570 |