Gavop's guide to buying homeowners insurance in Piscataquis County, ME covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $41,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $111,000 | $100,000 | $100,000-$125,000 |
| 3 Bedroom | $145,000 | $140,000 | $150,000-$175,000 |
| 4 Bedroom | $177,500 | $170,000 | $200,000-$250,000 |
| 5 Bedroom | $228,500 | $210,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$107 | $607 |
| Superior Protection Discount | -$71 | $642 |
| Fire & Security Discount | -$71 | $642 |
| Hail Resistant Roof Discount | -$14 | $700 |
| Newly Constructed Home Discount | -$157 | $557 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Piscataquis County | $2,500 | $705 | $3,205 | $513 | $3,013 | $193 |
| Piscataquis County, ME | $2,000 | $705 | $2,705 | $513 | $2,513 | $193 |
| Northeast Piscataquis, ME | $100 | $744 | $844 | $541 | $641 | $203 |
| Patten, ME | $700 | $498 | $1,198 | $362 | $1,062 | $136 |
| Beaver Cove, ME | $300 | $831 | $1,131 | $604 | $904 | $227 |
| Mount Chase, ME | $1,500 | $591 | $2,091 | $429 | $1,929 | $161 |
| Sherman, ME | $500 | $522 | $1,022 | $379 | $879 | $143 |
| Brownville, ME | $1,000 | $449 | $1,449 | $326 | $1,326 | $123 |
| Seboeis, ME | $500 | $640 | $1,140 | $465 | $965 | $175 |
| Bowerbank, ME | $2,500 | $924 | $3,424 | $671 | $3,171 | $252 |
| Sebec, ME | $300 | $666 | $966 | $484 | $784 | $182 |
| Monson, ME | $2,500 | $556 | $3,056 | $404 | $2,904 | $152 |
| Home Insurance Company Piscataquis County, ME | Homeowners Insurance Agency Piscataquis County, ME | Address | Popularity Score | Distance from Piscataquis County (miles) |
|---|---|---|---|---|
| Travelers | F A Peabody Company | 150 W Broadway Ste 1, Lincoln, ME, 4457 | 47.7 | |
| Travelers | Katahdin Gateway Insurance | 749 Central St, Millinocket, ME, 4462 | 26.8 | |
| Travelers | F A Peabody Company | 150 West Broadway - Suite 1, Lincoln, ME, 4457 | 47.8 | |
| Travelers | Katahdin Gateway Insurance | 749 Central St, Millinocket, ME, 4462 | 26.8 | |
| Allstate | Neal Associates | 1 Burton St # 98, Lincoln, ME, 4457 | 48.1 | |
| State Farm | Rick Burpee | 285 W Broadway, Lincoln, ME, 4457 | 47.8 | |
| Allstate | Peabody F.A | 16 Station Rd, Sherman, ME, 4776 | 33.2 | |
| Allstate | Katahdin Gateway | 112 Main St Ste 3, E Millinocket, ME, 4430 | 32.2 | |
| Allstate | Varney Agency | Pritham Avepo Box 525, Greenville, ME, 4441 | 39.9 | |
| Allstate | Trask Insurance | 3 Main St Po Box 37, Milo, ME, 4463 | 46.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Maine | $179,900 | $739 | $510 | $1,030 | $520 |
| Piscataquis County, ME | $116,100 | $714 | $510 | $1,010 | $500 |
| Piscataquis County, ME | $116,100 | $714 | $510 | $980 | $470 |
| Northeast Piscataquis, ME | $187,500 | $753 | $530 | $1,040 | $510 |
| Patten, ME | $84,600 | $504 | $350 | $720 | $370 |
| Beaver Cove, ME | $241,700 | $841 | $560 | $1,150 | $590 |
| Mount Chase, ME | $115,600 | $598 | $410 | $820 | $410 |
| Sherman, ME | $91,900 | $528 | $350 | $750 | $400 |
| Brownville, ME | $70,400 | $454 | $330 | $650 | $320 |
| Seboeis, ME | $135,400 | $648 | $460 | $930 | $470 |
| Bowerbank, ME | $296,900 | $935 | $630 | $1,290 | $660 |
| Sebec, ME | $146,900 | $674 | $450 | $960 | $510 |
| Monson, ME | $103,300 | $563 | $390 | $780 | $390 |