Gavop's guide to buying homeowners insurance in Fairmount, GA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Fairmount, GA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Covington Bridge Rd SE, Clairmont Dr, Langston Rd SE, Littlefield Rd NW, Woodford Way SE, Riddle Mill Rd NE, Johnson Cemetery Rd, Spring St, Brittney Dr SE, Dempsey Loop Rd SE | $167,500 | $150,000 | $125,000-$150,000 | $305,000 | $290,000 | $300,000-$350,000 |
| 0625, Dews Pond Rd SE, College St, Erwin Hill Church Rd SE, 0626, Red Bud Sonoraville Rd SE, Hickory Hollow Dr SE, Walnut Hill Dr SE, County Line Loop NW, Clairmount Dr SE | $179,500 | $150,000 | $175,000-$200,000 | $194,500 | $170,000 | $150,000-$175,000 |
| Pathfinder Cir SE, Plainview Rd SE, Cardinal Rd SE, Tennesee St, Lacey St SE, Dogwood Ln SE, Mt Olive Church Rd SE, South Ave, Meadowlark Ln SE, Pearl Johnson Rd | $97,500 | $80,000 | $75,000-$100,000 | $111,500 | $100,000 | $125,000-$150,000 |
| Bradford Dr SE, Jasper St, Mount Olive Church Rd, Sulphur Springs Rd, Saddle Club Rd, Clifton Ct, Lake View Ct SE, Savannah St SE, Sam Hunt Road S E, Cash Rd SE | $151,500 | $130,000 | $125,000-$150,000 | $177,000 | $160,000 | $200,000-$250,000 |
| Peach Blossom Ln SE, Takela Forest, Peachtree St, Peachtree Ln SE, Windy Hills Ln SE, Fairmount Hwy, Covington Bridge Rd, Whipporwill Ln SE, Greystone Dr SE, E Plainview Rd SE | $126,500 | $100,000 | $100,000-$125,000 | $130,000 | $120,000 | $150,000-$175,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$52 | $602 |
| Home and Two Car | -$111 | $543 |
| Home and Three Car | -$151 | $504 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Gordon County | $2,500 | $814 | $3,314 | $591 | $3,091 | $222 |
| Fairmount, GA | $1,500 | $647 | $2,147 | $470 | $1,970 | $177 |
| Kingston, GA | $200 | $881 | $1,081 | $641 | $841 | $241 |
| Lindale, GA | $2,000 | $635 | $2,635 | $462 | $2,462 | $174 |
| Braswell, GA | $300 | $702 | $1,002 | $510 | $810 | $192 |
| Yorkville, GA | $700 | $678 | $1,378 | $493 | $1,193 | $185 |
| McCaysville, GA | $100 | $826 | $926 | $600 | $700 | $226 |
| Copperhill, TN | $700 | $691 | $1,391 | $502 | $1,202 | $189 |
| Fort Oglethorpe-Lakeview, GA | $500 | $757 | $1,257 | $550 | $1,050 | $207 |
| Mineral Bluff, GA | $700 | $1,085 | $1,785 | $788 | $1,488 | $296 |
| Duluth, GA | $400 | $799 | $1,199 | $580 | $980 | $218 |
| Murrayville, GA | $2,500 | $797 | $3,297 | $579 | $3,079 | $218 |
| Home Insurance Company Fairmount, GA | Homeowners Insurance Agency Fairmount, GA | Address | Popularity Score | Distance from Fairmount (miles) |
|---|---|---|---|---|
| Travelers | Harry Daniel Insurance | 15 South Gilmer St, Cartersville, GA, 30120 | 19.0 | |
| Travelers | The Blalock Agency | 207 S Erwin St Ste B, Cartersville, GA, 30120 | 19.2 | |
| Liberty Mutual Independent | The Insurance Store | 1634 White Circle Ste 103, Marietta, GA, 30066 | 32.8 | |
| State Farm | Andy Burris | 107 W Main St, Cartersville, GA, 30120-3507 | 19.1 | |
| Travelers | Watkins Insurance Agency | 215 S Erwin St, Cartersville, GA, 30120 | 19.2 | |
| State Farm | John Lewis | 1905 Beaver Ruin Rd Ste 165, Norcross, GA, 30071-3848 | 48.7 | |
| Travelers | Alpha & Omega Insurance Llc | 209 W Emery St Ste B, Dalton, GA, 30720 | 25.3 | |
| Allstate | Chris Kemp | 284 N Main St, Alpharetta, GA, 30009 | 36.4 | |
| State Farm | Jared Davis | 1775 Woodstock Rd Ste 330, Roswell, GA, 30075-8236 | 33.0 | |
| Travelers | Jones Group Insurance Services | 1475 Terrell Mill Rd Ste 101, Marietta, GA, 30067 | 39.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Georgia | $158,400 | $1,012 | $680 | $1,440 | $760 |
| Gordon County, GA | $119,500 | $824 | $570 | $1,170 | $600 |
| Fairmount, GA | $92,800 | $655 | $450 | $940 | $490 |
| Kingston, GA | $173,400 | $892 | $650 | $1,260 | $610 |
| Lindale, GA | $83,100 | $643 | $440 | $920 | $480 |
| Braswell, GA | $93,900 | $711 | $510 | $990 | $480 |
| Yorkville, GA | $113,100 | $686 | $470 | $940 | $470 |
| McCaysville, GA | $153,700 | $836 | $580 | $1,190 | $610 |
| Copperhill, TN | $63,000 | $699 | $470 | $970 | $500 |
| Fort Oglethorpe-Lakeview, GA | $103,600 | $766 | $550 | $1,100 | $550 |
| Mineral Bluff, GA | $185,200 | $1,098 | $740 | $1,520 | $780 |
| Duluth, GA | $199,300 | $808 | $590 | $1,150 | $560 |
| Murrayville, GA | $198,100 | $806 | $590 | $1,120 | $530 |