How Can I Make My Reading, PA Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Reading, PA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Estimate Appropriate Reading, PA Home Insurance Coverage Levels | Back to Top

Reading, PA - Neighbourhoods, Census Blocks & Streets 3 Bedroom 2 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
E Wyomissing Blvd, Palm St, S 19th St, Orrton Ave, Eckert Ave, W Windsor St, Budd Aly, Fischer Ln, Clifton Ave, Parkside Dr S $134,000 $110,000 $125,000-$150,000 $123,500 $120,000 $100,000-$125,000
Hewson St, Neversink Rd, Neversink Aly, Culvert St, College Ave, Miller St, Hazel St, Mineral Spring Rd, Lombard St, McClellan St $45,500 $40,000 $25,000-$50,000 $48,500 $50,000 $25,000-$50,000
Gilson Aly, Hickory St, S 18th St, Hinnershitz St, S 12th St, W Spring St, Joan Ter, W Bern St, Fairmont Ave, W Perry St $115,500 $110,000 $100,000-$125,000 $93,000 $80,000 $75,000-$100,000
Little Cherry St, N Noble St, Millers Ct, Carroll St, S 15th St, Mifflin St, Hanley Pl, Forrest St, Gerry St, Warren St $145,500 $120,000 $125,000-$150,000 $116,000 $90,000 $125,000-$150,000
Kenny St, Logan St, Queens Ct, Haak St, Carpenter St, Rockland St, Goodharts Ct, Allegheny Ave, Rockland St, Carpenter St $92,000 $80,000 $100,000-$125,000 $50,000 $50,000 $50,000-$75,000

Estimate your Savings with Home Insurance Discounts in Reading, PA | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$126 $713
Superior Protection Discount -$75 $763
Fire & Security Discount -$84 $754
Hail Resistant Roof Discount -$25 $813
Newly Constructed Home Discount -$218 $620

Choose the Right Deductible for your Reading, PA Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Berks County $1,500 $715 $2,215 $520 $2,020 $195
Reading, PA $1,500 $828 $2,328 $602 $2,102 $226
Lower Alsace, PA $200 $675 $875 $490 $690 $184
Clay, PA $700 $671 $1,371 $488 $1,188 $183
Upper Macungie, PA $300 $817 $1,117 $593 $893 $223
Renningers, PA $2,000 $713 $2,713 $518 $2,518 $195
South Coatesville, PA $300 $704 $1,004 $512 $812 $193
Kulpsville, PA $700 $719 $1,419 $522 $1,222 $196
Fountain Hill, PA $400 $662 $1,062 $481 $881 $181
Wyndmoor, PA $1,000 $823 $1,823 $598 $1,598 $225
Arden, DE $100 $888 $988 $645 $745 $243
Eddystone, PA $1,500 $562 $2,062 $409 $1,909 $154

Identify Top Home Insurance Agents near Reading, PA | Back to Top

Home Insurance Company Reading, PA Homeowners Insurance Agency Reading, PA Address Popularity Score Distance from Reading (miles)
Travelers Agency By The Mall 1301 Baltimore Pike, Springfield, PA, 19064
42.3
Allstate Ronald Williford 38 N Waterloo Rd, Devon, PA, 19333
33.4
Liberty Mutual Independent Bridgepoint Insurance Group 85 Old Eagle School Rd Ste 105, Wayne, PA, 19087
34.1
Travelers Francis Martino Insurance 10 Township Line Rd, Elkins Park, PA, 19027
47.5
Nationwide The Kenney Agency Inc 607 Louis Dr Ste F, Warminster, PA, 18974-2843
45.4
Erie M & M Insurance Agency Inc. 611 Huntingdon Pike Suite B, Rockledge, PA, 19046
47.6
Allstate Gwen Katzenmoyer 924 E Chocolate Ave, Hershey, PA, 17033
37.3
Travelers Metro Bucks Insurance Agency 10 S Clinton St Ste 100, Doylestown, PA, 18901
42.0
Travelers John A Saracino 801 Rozel Ave, Southampton, PA, 18966
48.0
Travelers Alan Hostetler Insurance Agents-Brokers 300 S Progress Ave, Harrisburg, PA, 17109
48.3

Compare Rates for Reading, PA Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Pennsylvania $170,500 $745 $510 $1,070 $560
Berks County, PA $170,900 $724 $490 $1,020 $530
Reading, PA $69,500 $838 $610 $1,170 $560
Lower Alsace, PA $138,800 $683 $480 $960 $480
Clay, PA $205,300 $680 $500 $970 $470
Upper Macungie, PA $292,800 $827 $550 $1,170 $620
Renningers, PA $158,200 $722 $490 $1,030 $540
South Coatesville, PA $154,000 $713 $510 $1,010 $500
Kulpsville, PA $236,300 $727 $490 $1,000 $510
Fountain Hill, PA $132,800 $670 $480 $950 $470
Wyndmoor, PA $296,100 $833 $610 $1,170 $560
Arden, DE $336,700 $899 $710 $1,200 $490
Eddystone, PA $90,000 $569 $380 $780 $400

Research Home Insurance Companies Reviews in Reading, PA Before Buying | Back to Top

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Safeco Insurance Home Insurance Reviews

Date: October 07, 2019    Age: Above 60    Gender: Female    Marital Status: Unmarried

Customer Service
Our home insurance company has been fine. We made a claim for a new roof last year and they made it easy and painless.

Date: September 04, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Premium
Premium is about right , the deductible I find it a little bit high, but I have no need to use it very often.

Nationwide Home Insurance Reviews

Date: August 08, 2019    Age: Above 60    Gender: Male    Marital Status: Unmarried

Premium
At this time I believe our policy could be lowered to meet other companies rates. Our out of pockets seems a little high. Our premiums are manageable, easy to pay with monthly rates.

Progressive Home Insurance Reviews

Date: July 10, 2019    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Customer Service
I have had pleasant encounters with my home insurance company's customer service. We have never needed to file a claim.

Amica Mutual Insurance Home Insurance Reviews

Date: May 25, 2019    Age: 50 to 59    Gender: Unmarried    Marital Status: Female

Customer Service
I rate this company at 4. They have excellent customer service. I find their rate very affordable and reasonable with the right coverage amount.

8 Ways to Get Discounts on Homeowners Insurance in Reading, PA

What Makes Your Reading, PA Home Insurance Cheap or Expensive