How Can I Make My Wilmington, DE Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Wilmington, DE by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Estimate Appropriate Wilmington, DE Home Insurance Coverage Levels | Back to Top
| Wilmington, DE - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| E Christian St, Wawaset St, S Sycamore St, Fernwood Pl, N Locust St, Academy Pl, Amtrack Rd, N Spruce St, W 19th St, Forrest St | $170,500 | $140,000 | $150,000-$175,000 | $107,000 | $90,000 | $100,000-$125,000 |
| 15th St, E Market St, Field Rd, N James St, W Lea Blvd, E 26th St, W Front St, Morrow St, Rowan St, S Broom St | $214,000 | $180,000 | $150,000-$175,000 | $192,000 | $180,000 | $200,000-$250,000 |
| S Walnut St, Lowell Rd, S Dupont St, A St, E 6th St, Dorcas Ln, S West St, Heald St, E 5th St, N Adams St | $108,000 | $100,000 | $75,000-$100,000 | $121,500 | $100,000 | $100,000-$125,000 |
| Banning St, W 20th St, N West St, Kenwood Ln, Pyle St, Middleboro Rd, Crawford Cir, S Bancroft Pkwy, N Lincoln St, Riverview Ave | $484,500 | $390,000 | $400,000-$500,000 | $191,500 | $160,000 | $175,000-$200,000 |
| Vandever Ave, Highland Pl, S Justison St, N Lincoln St, Kings Grant Way, S Augustine St, Chandler St, W 20th St, Temple Ter, E 10th St | $289,500 | $250,000 | $300,000-$350,000 | $203,000 | $190,000 | $150,000-$175,000 |
Estimate your Savings with Home Insurance Discounts in Wilmington, DE | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$97 | $508 |
| Superior Protection Discount | -$54 | $550 |
| Fire & Security Discount | -$42 | $562 |
| Hail Resistant Roof Discount | -$18 | $586 |
| Newly Constructed Home Discount | -$151 | $453 |
Choose the Right Deductible for your Wilmington, DE Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| New Castle County | $700 | $718 | $1,418 | $522 | $1,222 | $196 |
| Wilmington, DE | $700 | $597 | $1,297 | $434 | $1,134 | $163 |
| Glenolden, PA | $200 | $657 | $857 | $477 | $677 | $180 |
| East Caln, PA | $2,500 | $1,028 | $3,528 | $747 | $3,247 | $281 |
| Halfway House, PA | $100 | $808 | $908 | $587 | $687 | $221 |
| Strasburg, PA | $2,500 | $857 | $3,357 | $623 | $3,123 | $234 |
| Refton, PA | $300 | $784 | $1,084 | $570 | $870 | $214 |
| Fivepointville, PA | $2,500 | $768 | $3,268 | $558 | $3,058 | $210 |
| Leola, PA | $300 | $681 | $981 | $495 | $795 | $186 |
| Marlborough, PA | $2,500 | $932 | $3,432 | $677 | $3,177 | $255 |
| West Reading, PA | $400 | $623 | $1,023 | $453 | $853 | $170 |
| Bucks County, PA | $1,000 | $988 | $1,988 | $718 | $1,718 | $270 |
Identify Top Home Insurance Agents near Wilmington, DE | Back to Top
| Home Insurance Company Wilmington, DE | Homeowners Insurance Agency Wilmington, DE | Address | Popularity Score | Distance from Wilmington (miles) |
|---|---|---|---|---|
| State Farm | Matt Basile | 4601 S Dupont Hwy Ste 4, Dover, DE, 19901-6405 | 44.2 | |
| State Farm | Bob Simmons | 1460 East Lebanon Road, Dover, DE, 19901-5833 | 42.6 | |
| Nationwide | Insley Insurance & Financial Services Inc. | 4633 Ogletown Stanton Rd, Newark, DE, 19713-2006 | 8.7 | |
| Allstate | Matthew Henaghan | 1302 Old Lancaster Pike Bldg A, Hockessin, DE, 19707 | 9.7 | |
| Travelers | Entirety Insurance Llc | 2105 Drummond Plz, Newark, DE, 19711 | 9.9 | |
| Liberty Mutual Independent | St Good Inc | 875 Aaa Blvd Ste A, Newark, DE, 19713 | 7.2 | |
| Travelers | Bellevue Insurance Services Llc | 2006 Foulk Rd Ste C, Wilmington, DE, 19810 | 5.6 | |
| Travelers | A To Z Insurance | 1447 S Governors Ave, Dover, DE, 19904 | 41.6 | |
| State Farm | Ron Cephas | 3511 Phila Pike, Claymont, DE, 19703-3106 | 6.0 | |
| Travelers | Thomas J Hornung & Associates | 900 Philadelphia Pike , Wilmington, DE, 19809 | 3.2 |
Compare Rates for Wilmington, DE Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Delaware | $238,600 | $736 | $580 | $980 | $400 |
| New Castle County, DE | $248,100 | $727 | $570 | $970 | $400 |
| Wilmington, DE | $165,300 | $604 | $480 | $800 | $320 |
| Glenolden, PA | $154,600 | $665 | $490 | $940 | $450 |
| East Caln, PA | $315,000 | $1,040 | $710 | $1,470 | $760 |
| Halfway House, PA | $210,400 | $818 | $590 | $1,150 | $560 |
| Strasburg, PA | $236,900 | $867 | $600 | $1,230 | $630 |
| Refton, PA | $197,400 | $794 | $550 | $1,090 | $540 |
| Fivepointville, PA | $188,000 | $777 | $540 | $1,110 | $570 |
| Leola, PA | $212,100 | $690 | $500 | $970 | $470 |
| Marlborough, PA | $274,800 | $943 | $630 | $1,290 | $660 |
| West Reading, PA | $115,100 | $631 | $460 | $900 | $440 |
| Bucks County, PA | $315,700 | $1,000 | $720 | $1,430 | $710 |
Research Home Insurance Companies Reviews in Wilmington, DE Before Buying | Back to Top
Share a review on your home insurance company
Travelers Home Insurance Reviews
Date: July 07, 2019 Age: 30 to 39 Gender: Unmarried Marital Status: Male
Policy Offerings
I haven't had much interaction with other providers but they seem to be nice and provide good information and service.
Nationwide Home Insurance Reviews
Date: September 04, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Customer Service
I am satisfied with the service and the office staff is very nice. The only problem is that the prices are a little bit too high. Overall it is good.
State Farm Home Insurance Reviews
Date: October 07, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Premium
I'm sure we could all say that we wish it were cheaper, especially if the insurance company is going to do everything possible to avoid paying any claims made; however, I do seek to find the best coverage for my budget.
Farmer's Insurance Home Insurance Reviews
Date: October 13, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Customer Service
The customer service has been excellent in the times in which I had to contact my insurance company. I only had to contact them to set up the policy and choose options. Fortunately I had not had to use them for a claim yet.