Gavop's guide to buying homeowners insurance in New Cumberland, PA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $60,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $162,500 | $130,000 | $125,000-$150,000 |
| 3 Bedroom | $135,500 | $130,000 | $100,000-$125,000 |
| 4 Bedroom | $294,500 | $270,000 | $250,000-$300,000 |
| 5 Bedroom | $424,500 | $350,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$104 | $591 |
| Superior Protection Discount | -$63 | $632 |
| Fire & Security Discount | -$49 | $646 |
| Hail Resistant Roof Discount | -$14 | $681 |
| Newly Constructed Home Discount | -$174 | $521 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Cumberland County | $1,000 | $755 | $1,755 | $549 | $1,549 | $206 |
| New Cumberland, PA | $2,000 | $686 | $2,686 | $499 | $2,499 | $188 |
| Franklintown, PA | $200 | $609 | $809 | $442 | $642 | $166 |
| North Londonderry, PA | $2,000 | $685 | $2,685 | $498 | $2,498 | $187 |
| Spring Garden, PA | $200 | $674 | $874 | $490 | $690 | $184 |
| Idaville, PA | $1,000 | $758 | $1,758 | $551 | $1,551 | $207 |
| Spry, PA | $200 | $726 | $926 | $528 | $728 | $198 |
| North Lebanon, PA | $1,500 | $675 | $2,175 | $491 | $1,991 | $185 |
| Lower Mahanoy, PA | $300 | $696 | $996 | $505 | $805 | $190 |
| Schaefferstown, PA | $1,500 | $706 | $2,206 | $513 | $2,013 | $193 |
| Selinsgrove, PA | $300 | $640 | $940 | $465 | $765 | $175 |
| Swartzville, PA | $700 | $759 | $1,459 | $551 | $1,251 | $207 |
| Home Insurance Company New Cumberland, PA | Homeowners Insurance Agency New Cumberland, PA | Address | Popularity Score | Distance from New Cumberland (miles) |
|---|---|---|---|---|
| Erie | James B Murdoch Insurance Group Inc. | 4300 Carlisle Pike, Camp Hill, PA, 17011 | 4.2 | |
| Liberty Mutual Independent | Goods Insurance Agency Inc | 352 E Main St Ste 200, Leola, PA, 17540 | 39.7 | |
| Travelers | The Glatfelter Agency | 221 West Philadelphia St, 400e, York, PA, 17401 | 19.9 | |
| Liberty Mutual Independent | Keller Brown Insurance Services | 9 S Main St, Shrewsbury, PA, 17361 | 33.5 | |
| State Farm | Rip Lawhead | 2524 Willow St Pike N Unit 1, Willow Street, PA, 17584-9226 | 36.7 | |
| State Farm | Jim Elsner | 270 S Progress Ave, Harrisburg, PA, 17109-4626 | 4.2 | |
| Travelers | Alan Hostetler Insurance Agents-Brokers | 300 S Progress Ave , Harrisburg, PA, 17109 | 4.2 | |
| Nationwide | Donald B Harner | 4807 Jonestown Road Ste 149, Harrisburg, PA, 17109-1744 | 6.4 | |
| Liberty Mutual Independent | The Loomis Company | 850 N Park Rd, Wyomissing, PA, 19610 | 49.3 | |
| Nationwide | Matthew Marte | 128 W. Main Street, New Holland, PA, 17557-1204 | 42.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $540 | $1,050 | $510 |
| Cumberland County, PA | $194,100 | $764 | $560 | $1,090 | $530 |
| New Cumberland, PA | $171,500 | $695 | $510 | $970 | $460 |
| Franklintown, PA | $108,800 | $616 | $410 | $860 | $450 |
| North Londonderry, PA | $214,300 | $693 | $460 | $950 | $490 |
| Spring Garden, PA | $164,800 | $683 | $480 | $940 | $460 |
| Idaville, PA | $182,500 | $767 | $520 | $1,050 | $530 |
| Spry, PA | $165,100 | $735 | $490 | $1,020 | $530 |
| North Lebanon, PA | $165,100 | $684 | $490 | $970 | $480 |
| Lower Mahanoy, PA | $149,400 | $704 | $480 | $970 | $490 |
| Schaefferstown, PA | $154,800 | $715 | $480 | $990 | $510 |
| Selinsgrove, PA | $145,700 | $648 | $470 | $910 | $440 |
| Swartzville, PA | $182,800 | $768 | $550 | $1,050 | $500 |