Gavop's guide to buying homeowners insurance in Kulpsville, PA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $89,500 | $70,000 | $75,000-$100,000 |
| 2 Bedroom | $247,000 | $230,000 | $250,000-$300,000 |
| 3 Bedroom | $306,500 | $280,000 | $350,000-$400,000 |
| 4 Bedroom | $483,000 | $400,000 | $400,000-$500,000 |
| 5 Bedroom | $223,000 | $190,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$102 | $626 |
| Superior Protection Discount | -$73 | $655 |
| Fire & Security Discount | -$58 | $669 |
| Hail Resistant Roof Discount | -$15 | $713 |
| Newly Constructed Home Discount | -$167 | $560 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Montgomery County | $700 | $948 | $1,648 | $689 | $1,389 | $259 |
| Kulpsville, PA | $700 | $719 | $1,419 | $522 | $1,222 | $196 |
| Plumstead, PA | $400 | $958 | $1,358 | $696 | $1,096 | $262 |
| Feasterville, PA | $2,000 | $949 | $2,949 | $690 | $2,690 | $259 |
| Upper Saucon, PA | $400 | $821 | $1,221 | $596 | $996 | $224 |
| Alpha, NJ | $2,000 | $821 | $2,821 | $597 | $2,597 | $224 |
| Trenton, NJ | $100 | $1,142 | $1,242 | $830 | $930 | $312 |
| Honey Brook, PA | $700 | $825 | $1,525 | $600 | $1,300 | $225 |
| Marlton, NJ | $400 | $783 | $1,183 | $569 | $969 | $214 |
| Mohnton, PA | $700 | $724 | $1,424 | $526 | $1,226 | $198 |
| Bushkill, PA | $200 | $805 | $1,005 | $585 | $785 | $220 |
| Denver, PA | $1,000 | $727 | $1,727 | $528 | $1,528 | $199 |
| Home Insurance Company Kulpsville, PA | Homeowners Insurance Agency Kulpsville, PA | Address | Popularity Score | Distance from Kulpsville (miles) |
|---|---|---|---|---|
| Travelers | Capstone Insurance Group | Gwynedd Corporate Center 1120 Welsh Rd, North Wales, PA, 19454 | 4.3 | |
| State Farm | Steve Antczak | 860 E Welsh Rd, Maple Glen, PA, 19002-2931 | 9.9 | |
| Travelers | Laplaca Insurance Inc | 800 E Main St Ste B, Lansdale, PA, 19446 | 4.0 | |
| State Farm | Dave Woods | 2970 W Germantown Pike, Eagleville, PA, 19403-1012 | 6.1 | |
| Erie | Langels Insurance Agency Inc. | 143 Bustleton Pike, Feasterville, PA, 19053 | 19.1 | |
| Nationwide | Cary William Agency Inc | 3482 Linden St, Bethlehem, PA, 18017-1917 | 29.2 | |
| State Farm | Neil Zeitz | 1901 Cottman Ave, Philadelphia, PA, 19111-3816 | 19.6 | |
| Nationwide | Joseph M Wade | 917 N Broad St, Lansdale, PA, 19446-2350 | 3.4 | |
| Allstate | Andrew Schatz | 5144 York Rd, Buckingham, PA, 18912 | 16.6 | |
| Travelers | Weaver Insurance Corp | 2015 Hamilton St Ste 105, Allentown, PA, 18104 | 25.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $510 | $1,050 | $540 |
| Montgomery County, PA | $299,300 | $960 | $640 | $1,360 | $720 |
| Kulpsville, PA | $236,300 | $727 | $520 | $1,030 | $510 |
| Plumstead, PA | $406,400 | $970 | $650 | $1,350 | $700 |
| Feasterville, PA | $282,800 | $961 | $660 | $1,370 | $710 |
| Upper Saucon, PA | $294,800 | $831 | $560 | $1,150 | $590 |
| Alpha, NJ | $187,500 | $831 | $600 | $1,170 | $570 |
| Trenton, NJ | $95,900 | $1,156 | $800 | $1,640 | $840 |
| Honey Brook, PA | $297,000 | $835 | $580 | $1,190 | $610 |
| Marlton, NJ | $247,300 | $792 | $530 | $1,090 | $560 |
| Mohnton, PA | $164,100 | $733 | $520 | $1,010 | $490 |
| Bushkill, PA | $286,600 | $815 | $560 | $1,120 | $560 |
| Denver, PA | $165,800 | $736 | $500 | $1,020 | $520 |