How Can I Make My Spanish Fork, UT Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Spanish Fork, UT by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
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Estimate Appropriate Spanish Fork, UT Home Insurance Coverage Levels | Back to Top
| Spanish Fork, UT - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| S 2770 E, W 7800 South St, E Sweetwater Dr, Oak Ln, W 8400 S, S 6200 W, W 5950 South St, Sterling Cir, W River Side Ln, E 1580 S | $373,000 | $320,000 | $300,000-$350,000 | $586,000 | $520,000 | $400,000-$500,000 |
| W 9600 South St, E Alpine Dr, S Wolf Hollow Dr, S Covered Bridge Dr, S 1290 East St, S 3050 E, W 8800 S, E 540 N, Elm St, S 980 East St | $209,000 | $200,000 | $175,000-$200,000 | $296,500 | $260,000 | $250,000-$300,000 |
| E 1130 North St, Bridger Cir, S 1420 E, W Woodland Ridge Cir, Evergreen Rd, S Payson Canyon Rd, Temkin Way, W 8000 South St, E 9400 South St, S Payson Station Rd | $262,500 | $230,000 | $250,000-$300,000 | $285,000 | $250,000 | $250,000-$300,000 |
| E Somerset Dr, W 6800 S, Ridge View Dr, W 6800 South St, W Salem Hills Dr, N 970 E, S 1050 West Rd, W 2200 S, E 180 S, E 450 S St | $171,000 | $160,000 | $175,000-$200,000 | $243,000 | $220,000 | $200,000-$250,000 |
| N 1280 E, S 1750 W, W 290 South St, S 1250 East St, Aspen Dr, S 1040 E, S Spanish Ridge Rd, W 465 South St, Fairway Dr, 165 N | $322,500 | $270,000 | $300,000-$350,000 | $303,000 | $250,000 | $300,000-$350,000 |
| Haleys Lookout, W Loafer Dr, Lakeview Way, S 4800 West St, S 1600 East St, S 975 West St, S 2070 E St, S 2100 W, Slant Rd, S 2400 West Rd | $306,000 | $270,000 | $250,000-$300,000 | $519,500 | $480,000 | $400,000-$500,000 |
| E Canyon Crest Dr, S 6000 West St, 300 E, N Black Horse Loop, Yarrow Dr, E 4800 S, E Fairway Ln, E Loafer Dr, N 1800 E, N Powell Rd | $277,000 | $230,000 | $300,000-$350,000 | $224,000 | $210,000 | $175,000-$200,000 |
| W 7550 S, W 5600 S, Shayda Cir, S 1040 East St, W 12400 S, S 5750 West St, W 5300 South Rd, E 570 North St, S 2000 West St, W 10000 S | $359,000 | $340,000 | $300,000-$350,000 | $438,500 | $370,000 | $500,000-$600,000 |
| E 120 S, 6800 South St, S 530 East St, S 3200 West St, Mapleton Slant Rd, W Hudson Ln, W 4780 S, S 1290 E, E 1480 S, E 1650 South St | $170,000 | $150,000 | $150,000-$175,000 | $389,500 | $360,000 | $350,000-$400,000 |
| Highline Dr, S 2000 East St, E 780 South St, E 1760 South St, Cresent Dr, S 2200 W, W Southfield Rd, E 4800 South St, W High Sierra Dr, S 2300 E | $261,000 | $220,000 | $250,000-$300,000 | $477,000 | $400,000 | $400,000-$500,000 |
Estimate your Savings with Home Insurance Discounts in Spanish Fork, UT | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$126 | $573 |
| Superior Protection Discount | -$70 | $629 |
| Fire & Security Discount | -$63 | $636 |
| Hail Resistant Roof Discount | -$14 | $685 |
| Newly Constructed Home Discount | -$203 | $496 |
Choose the Right Deductible for your Spanish Fork, UT Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Utah County | $2,500 | $607 | $3,107 | $441 | $2,941 | $166 |
| Spanish Fork, UT | $2,500 | $691 | $3,191 | $502 | $3,002 | $189 |
| Lake Shore, UT | $300 | $619 | $919 | $450 | $750 | $169 |
| Springville-Mapleton, UT | $700 | $621 | $1,321 | $452 | $1,152 | $170 |
| Rocky Ridge, UT | $500 | $550 | $1,050 | $400 | $900 | $150 |
| Lindon, UT | $700 | $666 | $1,366 | $484 | $1,184 | $182 |
| Saratoga Springs, UT | $100 | $619 | $719 | $450 | $550 | $169 |
| Charleston, UT | $1,500 | $778 | $2,278 | $565 | $2,065 | $212 |
| Cottonwood, UT | $400 | $1,400 | $1,800 | $1,017 | $1,417 | $383 |
| Bingham, UT | $2,000 | $629 | $2,629 | $457 | $2,457 | $172 |
| Wales, UT | $100 | $544 | $644 | $396 | $496 | $149 |
| West Valley City, UT | $2,500 | $651 | $3,151 | $473 | $2,973 | $178 |
Identify Top Home Insurance Agents near Spanish Fork, UT | Back to Top
| Home Insurance Company Spanish Fork, UT | Homeowners Insurance Agency Spanish Fork, UT | Address | Popularity Score | Distance from Spanish Fork (miles) |
|---|---|---|---|---|
| Allstate | Lynn Jorgensen | 88 E Bulldog Blvd, Provo, UT, 84604 | 9.9 | |
| State Farm | Stu Anderson | 14241 S Redwood Rd, Bluffdale, UT, 84065-5211 | 31.0 | |
| State Farm | Bryan Johnson | 378 W 1230 N, Provo, UT, 84604-3319 | 10.0 | |
| State Farm | Steven Fisher | 8431 S 700 E, Sandy, UT, 84070-0501 | 36.0 | |
| State Farm | Randy Buchmiller | 5063 S State St, Murray, UT, 84107-4824 | 40.4 | |
| Travelers | Cox Insurance Agency Inc | 920 E State Rd Ste E, American Fork, UT, 84003 | 19.5 | |
| State Farm | Ray Smith | 742 N 500 W Ste 104, Provo, UT, 84601-1485 | 9.5 | |
| Farmers | Michael Gorey | 825 E 4800 S # 120a, Murray, UT, 84107 | 40.3 | |
| State Farm | Jason Beck | 1431 N 1200 W, Orem, UT, 84057-2449 | 15.6 | |
| State Farm | Charlene Long | 1332 E 3300 South, Salt Lake City, UT, 84106-3012 | 42.4 |
Compare Rates for Spanish Fork, UT Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Utah | $238,300 | $616 | $440 | $870 | $430 |
| Utah County, UT | $256,900 | $614 | $440 | $850 | $410 |
| Spanish Fork, UT | $222,800 | $699 | $470 | $990 | $520 |
| Lake Shore, UT | $250,000 | $627 | $450 | $870 | $420 |
| Springville-Mapleton, UT | $252,800 | $629 | $430 | $900 | $470 |
| Rocky Ridge, UT | $172,000 | $557 | $400 | $770 | $370 |
| Lindon, UT | $361,800 | $674 | $490 | $940 | $450 |
| Saratoga Springs, UT | $293,100 | $627 | $450 | $870 | $420 |
| Charleston, UT | $355,700 | $787 | $540 | $1,080 | $540 |
| Cottonwood, UT | $552,700 | $1,417 | $980 | $2,010 | $1,030 |
| Bingham, UT | $301,000 | $637 | $440 | $910 | $470 |
| Wales, UT | $166,400 | $551 | $380 | $780 | $400 |
| West Valley City, UT | $182,100 | $659 | $480 | $930 | $450 |
Research Home Insurance Companies Reviews in Spanish Fork, UT Before Buying | Back to Top
Share a review on your home insurance company
GEICO Home Insurance Reviews
Date: June 13, 2019 Age: 20 to 29 Gender: Unmarried Marital Status: Male
Customer Service
The reason why I chose geico is very simple. This is a relatively famous company. There are more employees and branches, even if the house accident can be solved immediately.
Date: April 26, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Policy Offerings
their offerings is ok. Their services include everything happened inside my house. and have some coverage about the walls, floors.
Date: March 14, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
they offer quite good, economic, fair and good quality policies, I do not have to complain, I really like this company very much
Date: March 12, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
I have to say that this company is really good, generally speaking, but specifically in terms of customer service I must say that they are fast and go to the point
Liberty Mutual Home Insurance Reviews
Date: September 15, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
My premium and deductible are both extremely reasonable. They did not raise my premium at all after a small claim. I have never had any kind of increase which is great.
Date: August 09, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Customer Service
It was fairly easy to purchase. Comparing and looking at different policies was straight forward. I have not had direct phone calls with them though.
Date: November 29, 2018 Age: Above 60 Gender: Male Marital Status: Married
Policy Offerings
When I was looking for home insurance, I checked out all providers online and also the ratings from customers.
Allstate Home Insurance Reviews
Date: April 20, 2019 Age: 50 to 59 Gender: Male Marital Status: Unmarried
Customer Service
Our sump pump discharge line leaked and flooded our unfinished basement on Jan 20, 2019. We quickly reported and very the same day my agent sent a message if he could be of any help.
Date: March 07, 2019 Age: Above 60 Gender: Female Marital Status: Unmarried
Premium
My premium and deductible with my insurance company is competitive with other companies and I believe is reasonable. I get to choose to pay monthly or totally pay the whole amount for the year.
Date: December 31, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Policy Offerings
I really have enjoyed using Allstate and they make me feel secure at home and less anxious about severe weather threats or something happening when I have no savings put back if anything really did since I work and live paycheck to paycheck. I would have to give them a nice THANK YOU for the most part because they might have higher rates than other insurances I have used previously but they make sure you feel secure in your decisions and in your house.
American Family Insurance Home Insurance Reviews
Date: April 12, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
I completely satisfied the insurance because I need the best help in the future at any time. So I can take it that.
Date: April 04, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Policy Offerings
this insurance company gives very good policies since they adapt according to each social class
Date: January 26, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Premium
Comparing to other insurance companies american family insurance company plays a special role to their customers to satisfy their needs.
Farmer's Insurance Home Insurance Reviews
Date: April 08, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Policy Offerings
This insurance policy allows me to offer a lot of things, a great variety of benefits, which makes me feel good with this company.
Date: March 29, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Premium
The policy was cheaper than another less known provider I was using after they had been rate hiking on me for years. Very pleasantly surprised all around.
Farm Bureau Home Insurance Reviews
Date: April 16, 2019 Age: Above 60 Gender: Male Marital Status: Married
Policy Offerings
Farm Bureau has a very diverse policy package that covers every thing form dog bites to coverage on my sheds and contents. They also cover any cars or boats that are on the property.
Progressive Home Insurance Reviews
Date: July 23, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Policy Offerings
I am very happy with the rate I receive and the amount of policy coverage. I haven't had to use the policy yet but when I do I know I'll have help that is completely professional.
Travelers Home Insurance Reviews
Date: September 04, 2019 Age: 50 to 59 Gender: Male Marital Status: Unmarried
Customer Service
When we had the hurricane winds come through Cleveland our roof sustained major damage. Travelers was very fast and efficient and were a great help when we needed them.
Safeco Insurance Home Insurance Reviews
Date: February 21, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Customer Service
I rate the company's customer service as a 5 because my interactions with the company have been positive. They are responsive when I call, I do not have to wait on hold long, and they make sure they answer all the questions I have.
Auto Owners Insurance Home Insurance Reviews
Date: November 11, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Communication
I only communicate very rarely. The only time it was really personal was when I filed my claim. I was satisfied.
State Farm Home Insurance Reviews
Date: January 12, 2020 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Customer Service
Customer service is excellent they respond quickly
Amica Mutual Insurance Home Insurance Reviews
Date: March 31, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Policy Offerings
Amica had better rates than most other insurance companies for the level of coverage we wanted. They also had many options to choose from.