Gavop shows you how to buy homeowners insurance in Jefferson County, NE by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Jefferson County, NE - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Kelley St, Logan St, W 5th St, 713th Rd, E Maple St, Holland Ave, Powell Ave, Alden St, Charles St, Ash St | $114,500 | $100,000 | $100,000-$125,000 | $80,500 | $70,000 | $75,000-$100,000 |
| 569th Ave, 715th Rd, Lakeview Dr, 712th Rd, 506th Ave, S 2nd St, 27th St, J St, Hansen St, N Spaulding St | $157,000 | $140,000 | $125,000-$150,000 | $101,000 | $90,000 | $100,000-$125,000 |
| William St, 708th Rd, US Hwy 136, N Schuyler St, 3rd St, 8th St, W 8th St, Lincoln Ave, Vine St, 710th Rd | $121,000 | $100,000 | $100,000-$125,000 | $92,000 | $80,000 | $75,000-$100,000 |
| 11th St, N Franklin Ave, 24th St, Farmstead Ave, F St, 716th Rd, 30th St, Beech St, Northgate Dr, E Alden St | $79,000 | $70,000 | $75,000-$100,000 | $53,000 | $50,000 | $50,000-$75,000 |
| Kansas St, River Rd, W 12th St, G St, Fredrick St, 726th Rd, Crawford St, Park Ave, 7th St, I St | $69,500 | $60,000 | $50,000-$75,000 | $56,000 | $50,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$105 | $595 |
| Superior Protection Discount | -$63 | $638 |
| Fire & Security Discount | -$49 | $652 |
| Hail Resistant Roof Discount | -$21 | $680 |
| Newly Constructed Home Discount | -$189 | $511 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Jefferson County | $2,500 | $692 | $3,192 | $503 | $3,003 | $189 |
| Jefferson County, NE | $700 | $692 | $1,392 | $503 | $1,203 | $189 |
| Meridian, NE | $300 | $1,323 | $1,623 | $961 | $1,261 | $362 |
| Tobias, NE | $700 | $611 | $1,311 | $444 | $1,144 | $167 |
| Odell, NE | $200 | $692 | $892 | $503 | $703 | $189 |
| Big Blue, NE | $200 | $1,549 | $1,749 | $1,126 | $1,326 | $423 |
| Fillmore County, NE | $1,500 | $695 | $2,195 | $505 | $2,005 | $190 |
| Virginia, NE | $200 | $655 | $855 | $476 | $676 | $179 |
| Ruskin, NE | $2,000 | $639 | $2,639 | $465 | $2,465 | $175 |
| Lewiston, NE | $500 | $585 | $1,085 | $425 | $925 | $160 |
| Republic, KS | $1,000 | $523 | $1,523 | $380 | $1,380 | $143 |
| Home Insurance Company Jefferson County, NE | Homeowners Insurance Agency Jefferson County, NE | Address | Popularity Score | Distance from Jefferson County (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Watts Insurance Group | 5550 S 59th St Ste 25, Lincoln, NE, 68516 | 48.1 | |
| Travelers | Union Agency Inc | 4719 Prescott Ave, Lincoln, NE, 68506 | 48.6 | |
| State Farm | Paul Johnson | 5533 S 27th St Ste 204, Lincoln, NE, 68512-1664 | 46.9 | |
| Travelers | Complete Insurance | 700 R St Ste 311, Lincoln, NE, 68501 | 49.8 | |
| State Farm | Doug Gappa | 418 E St, Fairbury, NE, 68352-2535 | 3.4 | |
| State Farm | Michelle Boden | 5740 Old Cheney Road, Lincoln, NE, 68516-3586 | 47.8 | |
| Travelers | Union Agency Inc | 4719 Prescott Ave, Lincoln, NE, 68506 | 48.6 | |
| Travelers | Jeff Munns Agency Inc | 1617 Normandy Ct Suite 102, Lincoln, NE, 68512 | 46.4 | |
| Farmers | Patrick Waldron | 3601 Calvert St Ste 21, Lincoln, NE, 68506 | 48.5 | |
| Travelers | Davidson Insurance Agency | 5604 S 48th St Ste 6, Lincoln, NE, 68516 | 47.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Nebraska | $142,400 | $1,218 | $880 | $1,670 | $790 |
| Jefferson County, NE | $75,500 | $701 | $480 | $1,000 | $520 |
| Jefferson County, NE | $75,500 | $701 | $470 | $970 | $500 |
| Meridian, NE | $166,900 | $1,339 | $950 | $1,900 | $950 |
| Tobias, NE | $43,600 | $618 | $440 | $850 | $410 |
| Odell, NE | $55,300 | $700 | $510 | $1,000 | $490 |
| Big Blue, NE | $220,200 | $1,568 | $1,070 | $2,230 | $1,160 |
| Fillmore County, NE | $76,100 | $704 | $500 | $970 | $470 |
| Virginia, NE | $50,000 | $663 | $450 | $940 | $490 |
| Ruskin, NE | $47,700 | $647 | $450 | $890 | $440 |
| Lewiston, NE | $40,000 | $592 | $400 | $820 | $420 |
| Republic, KS | $20,000 | $529 | $410 | $710 | $300 |