Gavop's guide to buying homeowners insurance in Woodlake, VA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Woodlake, VA - Neighbourhoods, Census Blocks & Streets | 4 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Walnut Bend Ter, Standing Oak Ct, Sunrise Bluff Rd, Laurel Trail Ct, Laurel Trail Pl, Harbour Pointe Rd, Woods Walk Ln, Ridge Point Rd, Walnut Bend Dr, Highberry Woods Rd | $338,000 | $300,000 | $350,000-$400,000 | $262,500 | $210,000 | $250,000-$300,000 |
| Long Cove Rd, Gates Mill Pl, Candlewick Ct, Spinnaker Cove Dr, Friesian Ter, Duck Cove Ct, Windy Ridge Ter, Acorn Ridge Ct, Manor Gate Ct, Meadow Chase Ln | $305,500 | $260,000 | $300,000-$350,000 | $299,000 | $260,000 | $300,000-$350,000 |
| W Bay Ct, Woodlake Village Ct, Harbour Bluff Ct, Lakebluff Pkwy, Waters Edge Ct, Fox Haven Ln, Highberry Woods Ter, Fox Club Way, Shelter Cove Pointe, Pleasant Grove Ct | $479,000 | $420,000 | $500,000-$600,000 | $290,000 | $250,000 | $300,000-$350,000 |
| Silver Birch Ln, Waters Edge Trl, Meyer Cove Dr, Fox Creek Forest Dr, Oak Knoll Ln, Oak Knoll Rd, Fox Grove Pl, Duck Cove Pl, Fox Crest Cir, Fiddlers Ridge Ct | $338,500 | $300,000 | $300,000-$350,000 | $373,000 | $300,000 | $400,000-$500,000 |
| Shelter Cove Cir, Heather Glen Rd, Timber Bluff Pkwy, Soho Turn, Burnt Mills Ln, W Branch Rd, Hidden Sedge Ct, Duckridge Blvd, Martin Glen Pl, Red Setter Ln | $540,000 | $450,000 | $400,000-$500,000 | $385,000 | $320,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$121 | $686 |
| Superior Protection Discount | -$73 | $735 |
| Fire & Security Discount | -$65 | $743 |
| Hail Resistant Roof Discount | -$24 | $783 |
| Newly Constructed Home Discount | -$194 | $614 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Chesterfield County | $1,500 | $863 | $2,363 | $627 | $2,127 | $236 |
| Woodlake, VA | $1,500 | $798 | $2,298 | $580 | $2,080 | $218 |
| Bon Air, VA | $100 | $754 | $854 | $548 | $648 | $206 |
| Dumbarton, VA | $1,500 | $637 | $2,137 | $463 | $1,963 | $174 |
| Bermuda, VA | $500 | $744 | $1,244 | $540 | $1,040 | $203 |
| Highland Springs, VA | $1,500 | $651 | $2,151 | $473 | $1,973 | $178 |
| Chickahominy, VA | $500 | $829 | $1,329 | $603 | $1,103 | $227 |
| Hopewell, VA | $1,000 | $600 | $1,600 | $436 | $1,436 | $164 |
| King William County, VA | $400 | $722 | $1,122 | $525 | $925 | $197 |
| Plymouth, VA | $1,000 | $649 | $1,649 | $472 | $1,472 | $177 |
| Jarratt, VA | $100 | $542 | $642 | $394 | $494 | $148 |
| Palmyra, VA | $2,500 | $784 | $3,284 | $570 | $3,070 | $214 |
| Home Insurance Company Woodlake, VA | Homeowners Insurance Agency Woodlake, VA | Address | Popularity Score | Distance from Woodlake (miles) |
|---|---|---|---|---|
| Travelers | Dyeco Insurance Group Llc | 10301 Hull St Rd Ste 3 Office 3, Midlothian, VA, 23112 | 5.2 | |
| Allstate | Stephanie Hudnell | 2032 John Rolfe Pkwy, Richmond, VA, 23238 | 14.0 | |
| State Farm | Wyndham Murray | 13872 Coalfld Cmns Pl Ste 103, Midlothian, VA, 23114-1217 | 5.3 | |
| Travelers | Insurance Agency Services Llc | 1701 E Third St, Farmville, VA, 23901 | 39.4 | |
| Allstate | Tabetha Campbell-Thompson | 7012 Woodlake Commons Loop, Midlothian, VA, 23112 | 1.2 | |
| Allstate | Harrison-Coons Agency | 11108 Hull Street Rd, Midlothian, VA, 23112 | 4.4 | |
| Allstate | Charles Sigman | 11900 Hull Street Rd, Midlothian, VA, 23112 | 3.6 | |
| State Farm | Anne Page Henry | 7 Dunlop Village Shopping Ctr, Colonial Heights, VA, 23834 | 18.6 | |
| State Farm | Wayne Benninghove | 9601 Gayton Rd Ste 200, Richmond, VA, 23238-4963 | 13.5 | |
| Nationwide | Robert L Davis | 10132 Hull Street Rd Ste A, Midlothian, VA, 23112-3357 | 5.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $660 | $1,360 | $700 |
| Chesterfield County, VA | $224,200 | $874 | $590 | $1,230 | $640 |
| Woodlake, VA | $264,000 | $807 | $550 | $1,150 | $600 |
| Bon Air, VA | $223,300 | $764 | $540 | $1,060 | $520 |
| Dumbarton, VA | $155,900 | $644 | $440 | $910 | $470 |
| Bermuda, VA | $215,200 | $753 | $510 | $1,030 | $520 |
| Highland Springs, VA | $137,100 | $658 | $470 | $930 | $460 |
| Chickahominy, VA | $296,400 | $839 | $560 | $1,190 | $630 |
| Hopewell, VA | $122,400 | $607 | $420 | $840 | $420 |
| King William County, VA | $199,700 | $731 | $490 | $1,000 | $510 |
| Plymouth, VA | $123,600 | $657 | $440 | $910 | $470 |
| Jarratt, VA | $99,200 | $549 | $400 | $770 | $370 |
| Palmyra, VA | $250,400 | $794 | $570 | $1,090 | $520 |