Gavop's guide to buying homeowners insurance in Sweet Home, OR covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Sweet Home, OR - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| 52nd Ave, Crawfordsville Dr, Skyline Dr, 48th Ln, Santiam Terrace Rd, 43rd Ave, Scott Mountain Rd, 31st Ct, Osage St, Harding Ct | $182,500 | $160,000 | $200,000-$250,000 | $106,000 | $90,000 | $100,000-$125,000 |
| 29th Ave, Mountain Fir St, Wiley Creek Rd, Moss Ln, 15th Ave, Long St, Mc Clun Dr, McDowell Creek Dr, 14th Ave, 2nd Ave | $120,500 | $110,000 | $125,000-$150,000 | $102,500 | $90,000 | $100,000-$125,000 |
| Shea Hill Dr, Linden Ct, Mountain View Rd, Juniper St, Boulder Ridge Dr, 47th Ave, N River Dr, Port Dr, Mountain Home Dr, Harding St | $175,000 | $160,000 | $150,000-$175,000 | $85,500 | $80,000 | $75,000-$100,000 |
| Pickett Ln, Spruce St, Valley View Dr, 35th Ave, 23rd Ct, Vista Ln, Larch St, N Butte Rd, Redwood St, 48th Loop | $165,000 | $150,000 | $150,000-$175,000 | $124,500 | $100,000 | $125,000-$150,000 |
| Larch St, Kalmia St, Cessna Ct, 5th Ave, Flannigans Rd, 48th Ave, 42nd Ave, 23rd Ave, 11th Ave, River Rd | $140,000 | $130,000 | $150,000-$175,000 | $82,000 | $70,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$126 | $575 |
| Superior Protection Discount | -$63 | $638 |
| Fire & Security Discount | -$77 | $624 |
| Hail Resistant Roof Discount | -$14 | $687 |
| Newly Constructed Home Discount | -$175 | $526 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Linn County | $2,000 | $722 | $2,722 | $525 | $2,525 | $197 |
| Sweet Home, OR | $2,000 | $692 | $2,692 | $503 | $2,503 | $189 |
| Coburg, OR | $400 | $706 | $1,106 | $513 | $913 | $193 |
| Monroe, OR | $2,500 | $517 | $3,017 | $376 | $2,876 | $141 |
| North Albany, OR | $400 | $673 | $1,073 | $489 | $889 | $184 |
| Jefferson, OR | $700 | $575 | $1,275 | $418 | $1,118 | $157 |
| Detroit, OR | $500 | $502 | $1,002 | $365 | $865 | $137 |
| Idanha, OR | $700 | $438 | $1,138 | $318 | $1,018 | $120 |
| Keizer, OR | $500 | $722 | $1,222 | $525 | $1,025 | $197 |
| Molalla, OR | $1,500 | $586 | $2,086 | $426 | $1,926 | $160 |
| Home Insurance Company Sweet Home, OR | Homeowners Insurance Agency Sweet Home, OR | Address | Popularity Score | Distance from Sweet Home (miles) |
|---|---|---|---|---|
| State Farm | Jason Stefely | 2725 Delta Oaks Dr, Eugene, OR, 97408-1700 | 25.9 | |
| Liberty Mutual Independent | Wall Insurance | 526 Main St, Dallas, OR, 97338 | 48.7 | |
| State Farm | Beth Lambert | 727 Long St, Sweet Home, OR, 97386-3304 | 2.6 | |
| State Farm | Barbara Furer | 1579 Edgewater St Nw, Salem, OR, 97304-4635 | 43.2 | |
| Allstate | Bullock Financial & Insurance | 384 Q St, Springfield, OR, 97477 | 25.2 | |
| Farmers | Rick Jackson | 1875 River Rd, Eugene, OR, 97404 | 27.1 | |
| State Farm | Jeb Barram | 2100 Lancaster Dr Ne Ste 1e, Salem, OR, 97305-1286 | 43.1 | |
| Farmers | Karyn Hartsook | 1252 Main St, Sweet Home, OR, 97386 | 2.6 | |
| State Farm | Don Suklis | 113 Mcnary Estates Dr N Ste A, Keizer, OR, 97303-7488 | 47.2 | |
| State Farm | Erik Fast | 635 Sw 4th St, Corvallis, OR, 97333-4427 | 30.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Oregon | $265,700 | $661 | $440 | $910 | $470 |
| Linn County, OR | $184,900 | $731 | $530 | $1,020 | $490 |
| Sweet Home, OR | $150,600 | $701 | $480 | $960 | $480 |
| Coburg, OR | $308,000 | $715 | $480 | $990 | $510 |
| Monroe, OR | $151,700 | $523 | $380 | $740 | $360 |
| North Albany, OR | $282,800 | $681 | $490 | $950 | $460 |
| Jefferson, OR | $235,400 | $582 | $420 | $810 | $390 |
| Detroit, OR | $141,700 | $508 | $370 | $700 | $330 |
| Idanha, OR | $105,200 | $443 | $320 | $630 | $310 |
| Keizer, OR | $214,400 | $731 | $490 | $1,000 | $510 |
| Molalla, OR | $246,300 | $593 | $430 | $840 | $410 |