Gavop tells you how to get the best homeowners insurance in Orleans County, NY by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Orleans County, NY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Redwood Dr, Herrick St, Co Rd 76, Brown Schoolhouse Rd, Hurd Rd, Co Rd 73, Barber Rd, Washington St Exd, Podunk Rd, McCutchen Rd | $136,500 | $130,000 | $100,000-$125,000 | $79,500 | $70,000 | $75,000-$100,000 |
| Breed Ln, Batavia Ave, Co Rd 23, Mansfield Rd, Co Rd 57, State Rte 269, S Academy St, Wright St, Carlton Beach Rd, West Ave Exn | $160,000 | $140,000 | $150,000-$175,000 | $131,500 | $120,000 | $100,000-$125,000 |
| Lee Pl, N Academy St, S Holley Rd, Horan Rd, Jackson Rd, Elizabeth St, South Ave, Ridge Rd, Beaver St, Oak Orchard River Rd | $115,500 | $90,000 | $125,000-$150,000 | $105,000 | $100,000 | $100,000-$125,000 |
| Co Rd 11, Orchard, Temperance St, Hamilton St, Lakewood Village, State Rte 237, S Townline Rd, Co Rd 45B, Eagle Harbor-Knowlesville Rd, W Barre Rd Exd | $146,000 | $130,000 | $150,000-$175,000 | $137,000 | $120,000 | $125,000-$150,000 |
| Fire Ln 57, Hulberton Rd, School House Ln, Bryce Way, Wright St, Harris Rd, Clarendon St, Chamberlain St, Lomond Shore W, White City Rd Exn | $203,500 | $190,000 | $200,000-$250,000 | $129,500 | $120,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$205 | $1,000 |
| Superior Protection Discount | -$108 | $1,096 |
| Fire & Security Discount | -$96 | $1,108 |
| Hail Resistant Roof Discount | -$36 | $1,169 |
| Newly Constructed Home Discount | -$289 | $916 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Orleans County | $700 | $1,190 | $1,890 | $865 | $1,565 | $325 |
| Orleans County, NY | $2,500 | $1,190 | $3,690 | $865 | $3,365 | $325 |
| Carlton, NY | $300 | $587 | $887 | $426 | $726 | $160 |
| Lyndonville, NY | $2,500 | $584 | $3,084 | $424 | $2,924 | $160 |
| Medina, NY | $400 | $932 | $1,332 | $677 | $1,077 | $255 |
| Oakfield, NY | $2,500 | $583 | $3,083 | $424 | $2,924 | $159 |
| Bergen, NY | $100 | $596 | $696 | $433 | $533 | $163 |
| Bethany, NY | $2,000 | $595 | $2,595 | $432 | $2,432 | $163 |
| Amherst, NY | $300 | $670 | $970 | $487 | $787 | $183 |
| Cheektowaga, NY | $700 | $1,201 | $1,901 | $873 | $1,573 | $328 |
| Mendon, NY | $500 | $796 | $1,296 | $578 | $1,078 | $218 |
| Home Insurance Company Orleans County, NY | Homeowners Insurance Agency Orleans County, NY | Address | Popularity Score | Distance from Orleans County (miles) |
|---|---|---|---|---|
| Allstate | Vincenzo Scollo | 919 Winton Rd S Ste 204, Rochester, NY, 14618 | 42.3 | |
| Travelers | Don Allen Agency Inc | 800 Linden Ave, Rochester, NY, 14625 | 45.1 | |
| Travelers | Ag Gaesser Agency, Inc. | 1220 Rd , Fairport, NY, 14450 | 47.3 | |
| Farmers | Steven Drexler | 1892 Winton Rd S Ste 140, Rochester, NY, 14618 | 42.7 | |
| Allstate | The Keller Group Inc | 2706 Pine Ave, Niagara Falls, NY, 14301 | 49.1 | |
| Travelers | Dennis Evchich Agency | 100 Plaza Drive Suite E, Williamsville, NY, 14221 | 43.2 | |
| Travelers | Lawley Genesee Llc | 20 Jefferson Avenue, Batavia, NY, 14020 | 34.8 | |
| Travelers | Action Auto Agency | 2817 Genesee St , Buffalo, NY, 14225 | 48.7 | |
| State Farm | Sandi Sedgwick | 2201 Pine Ave, Niagara Falls, NY, 14301-2300 | 49.4 | |
| State Farm | Jim Vastola | 1333 Strad Avenue, North Tonawanda, NY, 14120-3061 | 43.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $800 | $1,660 | $860 |
| Orleans County, NY | $93,600 | $1,205 | $820 | $1,720 | $900 |
| Orleans County, NY | $93,600 | $1,205 | $820 | $1,670 | $850 |
| Carlton, NY | $106,800 | $594 | $430 | $840 | $410 |
| Lyndonville, NY | $87,400 | $591 | $430 | $820 | $390 |
| Medina, NY | $71,300 | $943 | $650 | $1,330 | $680 |
| Oakfield, NY | $94,100 | $590 | $430 | $840 | $410 |
| Bergen, NY | $120,100 | $603 | $430 | $830 | $400 |
| Bethany, NY | $119,000 | $602 | $420 | $830 | $410 |
| Amherst, NY | $186,600 | $678 | $450 | $960 | $510 |
| Cheektowaga, NY | $104,800 | $1,215 | $860 | $1,680 | $820 |
| Mendon, NY | $250,300 | $806 | $580 | $1,110 | $530 |