Gavop tells you how to get the best homeowners insurance in Hampton, NJ by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $99,000 | $90,000 | $100,000-$125,000 |
| 2 Bedroom | $254,000 | $240,000 | $200,000-$250,000 |
| 3 Bedroom | $269,500 | $230,000 | $250,000-$300,000 |
| 4 Bedroom | $355,000 | $320,000 | $300,000-$350,000 |
| 5 Bedroom | $708,500 | $600,000 | $800,000-$900,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$115 | $704 |
| Superior Protection Discount | -$82 | $737 |
| Fire & Security Discount | -$74 | $745 |
| Hail Resistant Roof Discount | -$16 | $803 |
| Newly Constructed Home Discount | -$188 | $631 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Sussex County | $700 | $923 | $1,623 | $671 | $1,371 | $252 |
| Hampton, NJ | $2,500 | $809 | $3,309 | $588 | $3,088 | $221 |
| Vernon Valley, NJ | $300 | $946 | $1,246 | $687 | $987 | $258 |
| Mountain Lakes, NJ | $1,000 | $2,363 | $3,363 | $1,717 | $2,717 | $646 |
| Mount Pocono, PA | $200 | $703 | $903 | $511 | $711 | $192 |
| New Providence, NJ | $2,500 | $1,024 | $3,524 | $744 | $3,244 | $280 |
| Readington, NJ | $200 | $1,028 | $1,228 | $747 | $947 | $281 |
| Crawford, NY | $2,500 | $885 | $3,385 | $643 | $3,143 | $242 |
| Englewood Cliffs, NJ | $400 | $914 | $1,314 | $664 | $1,064 | $250 |
| Hokendauqua, PA | $1,000 | $730 | $1,730 | $531 | $1,531 | $200 |
| Sleepy Hollow, NY | $500 | $841 | $1,341 | $611 | $1,111 | $230 |
| Bear Creek, PA | $2,500 | $738 | $3,238 | $536 | $3,036 | $202 |
| Home Insurance Company Hampton, NJ | Homeowners Insurance Agency Hampton, NJ | Address | Popularity Score | Distance from Hampton (miles) |
|---|---|---|---|---|
| Farmers | Charles Trautman | 58 Maple Ave, Morristown, NJ, 7960 | 26.2 | |
| State Farm | Mary Comito | 340 Main St Ste 7, Madison, NJ, 07940-2363 | 31.4 | |
| Allstate | Frank Gargin | 191 Woodport Rd, Sparta, NJ, 7871 | 9.5 | |
| State Farm | Alex Aguado | 160 Woodport Rd Ste 1a, Sparta, NJ, 07871-2328 | 9.4 | |
| State Farm | Erin Misurelli | 296 Route 10, Randolph, NJ, 07869-2206 | 19.8 | |
| State Farm | Mike Santangelo | 400 Morris Ave Ste 230, Denville, NJ, 07834-1362 | 19.7 | |
| Travelers | Cbiz Insurance Services Inc | 219 South St, New Providence, NJ, 7974 | 33.8 | |
| Travelers | Middleton & Company | 186 Halsey Rd, Newton, NJ, 7860 | 2.9 | |
| State Farm | Ty Agosta | 270 Hackensack St, Wood Ridge, NJ, 07075-1238 | 40.6 | |
| Liberty Mutual Independent | Ficke & Associates Inc | 271 Us Highway 46, Fairfield, NJ, 7004 | 29.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $790 | $1,550 | $760 |
| Sussex County, NJ | $264,100 | $934 | $670 | $1,280 | $610 |
| Hampton, NJ | $265,600 | $819 | $600 | $1,140 | $540 |
| Vernon Valley, NJ | $255,400 | $957 | $660 | $1,360 | $700 |
| Mountain Lakes, NJ | $810,300 | $2,392 | $1,700 | $3,320 | $1,620 |
| Mount Pocono, PA | $153,500 | $712 | $480 | $990 | $510 |
| New Providence, NJ | $583,200 | $1,037 | $720 | $1,420 | $700 |
| Readington, NJ | $444,000 | $1,041 | $700 | $1,450 | $750 |
| Crawford, NY | $273,500 | $895 | $640 | $1,230 | $590 |
| Englewood Cliffs, NJ | $995,300 | $925 | $620 | $1,310 | $690 |
| Hokendauqua, PA | $167,300 | $739 | $540 | $1,010 | $470 |
| Sleepy Hollow, NY | $634,000 | $852 | $620 | $1,200 | $580 |
| Bear Creek, PA | $171,700 | $747 | $540 | $1,020 | $480 |