Gavop's guide to buying homeowners insurance in Hot Springs County, WY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Hot Springs County, WY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Krystal Ln, Odell Ave, Ln 7, Co Rd 34E, Round Top Dr, Chevy Chase Ave, S Bryan St, Rd 8, N C Ave, W Main St | $184,000 | $160,000 | $150,000-$175,000 | $134,500 | $120,000 | $125,000-$150,000 |
| Canyon Hills Rd, S 3rd St, Washakie St, Four Mile Rd, Co Ln 11, Ln 9, State Hwy 789, Nakamuura Ln, Rimrock Dr, W Sunnyside Ln | $205,000 | $180,000 | $200,000-$250,000 | $130,000 | $120,000 | $100,000-$125,000 |
| W Cottonwood Creek Rd, Bridger Creek Rd, Warren St, S Dickie St, Mairlove Ln, Owl Ck Rd, State Hwy 172, Springview St, W Mud Creek Rd, S 6th St | $260,000 | $240,000 | $200,000-$250,000 | $205,000 | $180,000 | $200,000-$250,000 |
| Lu Ranch Rd, S 12th St, Kirby Creek Rd, Upper East River Rd, N 7th St, Co Ln 9, W 5th St, Warm Springs Rd, Amoretti St, N 10th St | $158,500 | $140,000 | $150,000-$175,000 | $175,500 | $150,000 | $150,000-$175,000 |
| Shoshoni St, S Yellowstone Rd, S 10th St, Ln 12, N Bryan St, Park St, Eagle Ridge Rd, Buffalo St, Owl Creek Rd, Missouri Flat Rd | $112,500 | $100,000 | $100,000-$125,000 | $154,000 | $140,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$128 | $674 |
| Superior Protection Discount | -$72 | $730 |
| Fire & Security Discount | -$80 | $722 |
| Hail Resistant Roof Discount | -$16 | $786 |
| Newly Constructed Home Discount | -$160 | $642 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Hot Springs County | $2,500 | $793 | $3,293 | $576 | $3,076 | $217 |
| Hot Springs County, WY | $1,500 | $793 | $2,293 | $576 | $2,076 | $217 |
| Wind River Reservation, WY | $300 | $1,123 | $1,423 | $816 | $1,116 | $307 |
| East Thermopolis, WY | $2,000 | $666 | $2,666 | $484 | $2,484 | $182 |
| Thermopolis West, WY | $500 | $939 | $1,439 | $682 | $1,182 | $257 |
| Worland, WY | $700 | $827 | $1,527 | $601 | $1,301 | $226 |
| Washakie County, WY | $700 | $832 | $1,532 | $605 | $1,305 | $227 |
| Fremont County, WY | $2,000 | $970 | $2,970 | $705 | $2,705 | $265 |
| Shoshoni, WY | $200 | $702 | $902 | $510 | $710 | $192 |
| Basin, WY | $2,500 | $896 | $3,396 | $651 | $3,151 | $245 |
| Home Insurance Company Hot Springs County, WY | Homeowners Insurance Agency Hot Springs County, WY | Address | Popularity Score | Distance from Hot Springs County (miles) |
|---|---|---|---|---|
| State Farm | Tom Newman | 213 South 4th Street, Basin, WY, 82410 | 49.6 | |
| Allstate | Michael Brown | 106 N 3rd St E Ste A, Riverton, WY, 82501 | 48.1 | |
| State Farm | Chuck Glade | 409 N 10th St, Worland, WY, 82401-2308 | 31.6 | |
| Farmers | Fran Scranton | 808 Robertson Ave, Worland, WY, 82401 | 31.4 | |
| Liberty Mutual Independent | Bw Insurance Agency | 120 N 7th St, Worland, WY, 82401 | 31.4 | |
| Liberty Mutual Independent | Bw Insurance Agency | 120 North 7th Street, Worland, WY, 82401 | 31.4 | |
| Liberty Mutual Independent | Tegeler & Associates | 194 N 7th St Lander, Riverton, WY, 82520 | 48.0 | |
| State Farm | Mike Yowell | 618 E Washington Ave, Riverton, WY, 82501-4451 | 48.2 | |
| Liberty Mutual Independent | Bw Insurance Agency | 120 N 7th St, Worland, WY, 82401 | 31.4 | |
| Allstate | Tegeler & Associates | 531 Broadway St, Thermopolis, WY, 82443 | 12.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Wyoming | $204,900 | $1,085 | $780 | $1,490 | $710 |
| Hot Springs County, WY | $147,700 | $802 | $550 | $1,110 | $560 |
| Hot Springs County, WY | $147,700 | $802 | $540 | $1,110 | $570 |
| Wind River Reservation, WY | $237,500 | $1,137 | $770 | $1,630 | $860 |
| East Thermopolis, WY | $79,500 | $674 | $480 | $960 | $480 |
| Thermopolis West, WY | $146,100 | $950 | $680 | $1,340 | $660 |
| Worland, WY | $163,100 | $837 | $590 | $1,160 | $570 |
| Washakie County, WY | $165,500 | $843 | $610 | $1,170 | $560 |
| Fremont County, WY | $189,700 | $982 | $670 | $1,350 | $680 |
| Shoshoni, WY | $86,300 | $711 | $500 | $1,020 | $520 |
| Basin, WY | $132,500 | $907 | $650 | $1,290 | $640 |