How Can I Make My Lincoln County, WV Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Lincoln County, WV by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Select the Suitable Coverage Value for your Lincoln County, WV Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $47,000 $40,000 $25,000-$50,000
2 Bedroom $83,500 $70,000 $50,000-$75,000
3 Bedroom $127,000 $110,000 $125,000-$150,000
4 Bedroom $129,500 $120,000 $125,000-$150,000
5 Bedroom $241,500 $220,000 $250,000-$300,000

Estimate your Savings with Home Insurance Discounts in Lincoln County, WV | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$120 $588
Superior Protection Discount -$71 $638
Fire & Security Discount -$50 $659
Hail Resistant Roof Discount -$14 $694
Newly Constructed Home Discount -$184 $524

Choose the Right Deductible for your Lincoln County, WV Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Lincoln County $1,500 $700 $2,200 $509 $2,009 $191
Lincoln County, WV $2,000 $700 $2,700 $509 $2,509 $191
Harts, WV $100 $612 $712 $444 $544 $167
Alum Creek, WV $2,000 $815 $2,815 $592 $2,592 $223
Cabell County, WV $100 $716 $816 $520 $620 $196
Dunbar, WV $700 $606 $1,306 $440 $1,140 $165
Racine, WV $100 $595 $695 $432 $532 $163
Logan County, WV $2,500 $607 $3,107 $441 $2,941 $166
Athalia, OH $100 $629 $729 $457 $557 $172
Coal Fork, WV $1,500 $638 $2,138 $464 $1,964 $174
Lawrence County, OH $200 $602 $802 $437 $637 $164
McCarr, KY $1,000 $550 $1,550 $400 $1,400 $150

Identify Top Home Insurance Agents near Lincoln County, WV | Back to Top

Home Insurance Company Lincoln County, WV Homeowners Insurance Agency Lincoln County, WV Address Popularity Score Distance from Lincoln County (miles)
Liberty Mutual Independent Payne & Garlow Insurance 3744 Teays Valley Rd Ste 101, Hurricane, WV, 25526
19.8
State Farm Tad Tomblin 221 Mayors Ln, Hamlin, WV, 25523-1544
7.3
Liberty Mutual Independent Payne & Garlow Insurance 3744 Teays Valley Road Suite 101, Hurricane, WV, 25526
19.8
State Farm Scott Amburgey 265 Main St Ste A, Chapmanville, WV, 25508-5004
14.4
Nationwide Hatfield Insurance Agency Llc 14 Perry Morris Sq, Milton, WV, 25541
18.5
State Farm Ray Crabtree 179 Eastern Heights Shp Ctr, Huntington, WV, 25705
22.7
Allstate Lovejoy & Quintrell Po Box 9, West Hamlin, WV, 25571
10.2
Allstate Beth Benson 3845b Teays Valley Rd Ste 5, Hurricane, WV, 25526
19.9
Allstate Timothy White 630 7th St, Huntington, WV, 25701
26.2
Allstate Lyn Cheslick 2939 Virginia Ave Ste 2000, Hurricane, WV, 25526
18.4

Compare Rates for Lincoln County, WV Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
West Virginia $111,600 $721 $510 $1,030 $520
Lincoln County, WV $82,000 $709 $500 $980 $480
Lincoln County, WV $82,000 $709 $500 $980 $480
Harts, WV $82,100 $619 $440 $890 $450
Alum Creek, WV $148,100 $825 $570 $1,170 $600
Cabell County, WV $119,800 $725 $520 $1,030 $510
Dunbar, WV $92,800 $613 $420 $870 $450
Racine, WV $77,600 $602 $400 $860 $460
Logan County, WV $85,800 $614 $420 $840 $420
Athalia, OH $104,800 $637 $440 $900 $460
Coal Fork, WV $89,400 $646 $450 $920 $470
Lawrence County, OH $101,500 $609 $440 $870 $430
McCarr, KY $52,700 $557 $380 $770 $390