Gavop shows you how to buy homeowners insurance in Baldwin, FL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $61,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $101,000 | $90,000 | $100,000-$125,000 |
| 3 Bedroom | $141,500 | $120,000 | $150,000-$175,000 |
| 4 Bedroom | $235,000 | $200,000 | $200,000-$250,000 |
| 5 Bedroom | $202,500 | $190,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$130 | $797 |
| Superior Protection Discount | -$93 | $834 |
| Fire & Security Discount | -$93 | $834 |
| Hail Resistant Roof Discount | -$28 | $899 |
| Newly Constructed Home Discount | -$223 | $705 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $7,685 |
| Hail Damage | $5,641 |
| Wind Damage | $9,615 |
| Expensive Claims | |
| Fire | $37,492 |
| Accidental Discharge/Leakage | $8,194 |
| Optional Coverage Losses | $8,073 |
| Home Insurance Company Baldwin, FL | Homeowners Insurance Agency Baldwin, FL | Address | Popularity Score | Distance from Baldwin (miles) |
|---|---|---|---|---|
| State Farm | Joe Mcghee | 7855 Argl Frst Blvd Ste 201, Jacksonville, FL, 32244-5598 | 11.0 | |
| State Farm | Randy Taylor | 3041-1 Monument Rd, Jacksonville, FL, 32225-5711 | 24.3 | |
| Travelers | Donovan & Abercrombie Insurance | 6267 Dupont Station Ct, Jacksonville, FL, 32217 | 19.4 | |
| State Farm | Cam Anderson | 4555 San Juan Ave, Jacksonville, FL, 32210-2050 | 13.5 | |
| Allstate | Stefanie Cubbedge-Wiggins | 16 Sw 2nd Ave, Gainesville, FL, 32601 | 47.9 | |
| State Farm | Gene Coleman | 10900 Lem Turner Rd, Jacksonville, FL, 32218-4568 | 19.1 | |
| State Farm | Yuleen Broome | 3120 Atlantic Blvd, Jacksonville, FL, 32207-8814 | 19.0 | |
| Allstate | Cris Warner | 10250 Normandy Blvd Unit 503, Jacksonville, FL, 32221 | 7.1 | |
| Allstate | Kadisha Davis | 7901 Normandy Blvd, Jacksonville, FL, 32221 | 10.3 | |
| State Farm | Chris Nickas | Ste C12 9542 Argyle Forest Blvd, Jacksonville, FL, 32222-2824 | 8.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Duval County, FL | $156,200 | $1,310 | $1,020 | $1,750 | $730 |
| Baldwin, FL | $133,700 | $927 | $720 | $1,240 | $520 |
| Macclenny, FL | $132,100 | $920 | $720 | $1,230 | $510 |
| Callahan, FL | $147,300 | $1,396 | $1,090 | $1,870 | $780 |
| Starke, FL | $85,900 | $823 | $640 | $1,100 | $460 |
| Jacksonville Beaches, FL | $310,100 | $1,705 | $1,330 | $2,280 | $950 |
| Charlton County, GA | $82,200 | $593 | $430 | $850 | $420 |
| Putnam County, FL | $82,800 | $921 | $720 | $1,230 | $510 |
| St. Augustine South, FL | $178,400 | $1,603 | $1,250 | $2,150 | $900 |
| Camden County, GA | $154,500 | $958 | $650 | $1,330 | $680 |
| St. Augustine Beach, FL | $371,700 | $940 | $730 | $1,260 | $530 |