Gavop's guide to buying homeowners insurance in Keene, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Keene, TX - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Co Rd 801C, Co Rd 316D, Gale Ln, Grandview Hwy, FM 2280 N, E Maple St, E Co Rd 405, Co Rd 417A, Fannin St, FM 2280 | $126,000 | $110,000 | $125,000-$150,000 | $157,500 | $130,000 | $125,000-$150,000 |
| Wedgewood Dr, Canary Ln, W Purdom St, Cooper Ln, FM 3408, Co Rd 317, Co Rd 702, Elm St, Co Rd 401C, Co Rd 704 | $130,000 | $100,000 | $100,000-$125,000 | $139,500 | $120,000 | $125,000-$150,000 |
| Oak Ridge Dr, Parkway Rd, Fergason Rd, Wood Haven Rd, Sarah Ln, Owen Rd, Fortune Rd, Ben Dr, Co Rd 811, Davis Ranch Rd | $137,000 | $120,000 | $100,000-$125,000 | $78,500 | $70,000 | $75,000-$100,000 |
| N Cummings Dr, Hix Rd, E Indian Hills Rd, Oakhill Dr, E FM 4, Co Rd 425C, W Fourth St, E 4th St, S 3rd St, Ruby Ln | $82,500 | $70,000 | $75,000-$100,000 | $58,500 | $50,000 | $50,000-$75,000 |
| Co Rd 314B, Mockingbird Ct, Quail Run, el Campo Rd, E Valley View Dr, Copper Head Ln, Co Rd 703A, FM 3136, Neely Ln, N Parkway Rd | $144,000 | $130,000 | $100,000-$125,000 | $60,500 | $50,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$145 | $823 |
| Superior Protection Discount | -$87 | $881 |
| Fire & Security Discount | -$68 | $901 |
| Hail Resistant Roof Discount | -$29 | $939 |
| Newly Constructed Home Discount | -$271 | $697 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Johnson County | $700 | $1,465 | $2,165 | $1,064 | $1,764 | $400 |
| Keene, TX | $2,500 | $957 | $3,457 | $695 | $3,195 | $261 |
| DeSoto, TX | $200 | $1,376 | $1,576 | $1,000 | $1,200 | $376 |
| Cockrell Hill, TX | $2,000 | $1,429 | $3,429 | $1,038 | $3,038 | $390 |
| Azle, TX | $500 | $999 | $1,499 | $726 | $1,226 | $273 |
| Keller, TX | $2,000 | $1,468 | $3,468 | $1,067 | $3,067 | $401 |
| Bosque County, TX | $300 | $958 | $1,258 | $696 | $996 | $262 |
| Malone-Penelope, TX | $700 | $1,475 | $2,175 | $1,072 | $1,772 | $403 |
| Millsap, TX | $400 | $1,400 | $1,800 | $1,017 | $1,417 | $383 |
| Northeast Dallas, TX | $700 | $1,559 | $2,259 | $1,133 | $1,833 | $426 |
| Justin-Roanoke, TX | $400 | $1,398 | $1,798 | $1,016 | $1,416 | $382 |
| Duffau-Clairette, TX | $2,000 | $1,882 | $3,882 | $1,368 | $3,368 | $514 |
| Home Insurance Company Keene, TX | Homeowners Insurance Agency Keene, TX | Address | Popularity Score | Distance from Keene (miles) |
|---|---|---|---|---|
| Farmers | Blake Jones | 617 W Henderson St Ste A, Cleburne, TX, 76033 | 5.5 | |
| Allstate | Clinton Musselman | 283 Market St, Burleson, TX, 76028 | 10.0 | |
| State Farm | Sharon Robinson | 124 Nw Newton, Burleson, TX, 76028-4774 | 10.0 | |
| Allstate | Ryan Frank | 6060 N Central Expy Ste 462, Dallas, TX, 75206 | 44.1 | |
| State Farm | Argel Flores | 2806 N O Connor Rd, Irving, TX, 75062-4416 | 37.7 | |
| Farmers | Linda Robinson | 2363 Highway 287 N Ste 215, Mansfield, TX, 76063 | 17.5 | |
| Allstate | Gregg Hogan | 619 Little School Rd Ste 203, Kennedale, TX, 76060 | 18.7 | |
| State Farm | Lyndon Taylor | 2912 N Macarthur Blvd, Irving, TX, 75062-4489 | 37.6 | |
| Farmers | Randall Swiney | 320 E Kennedale Pkwy, Kennedale, TX, 76060 | 18.1 | |
| State Farm | Alison Fourtner | 1520 Elm St Ste 203, Dallas, TX, 75201-3509 | 40.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Johnson County, TX | $132,000 | $1,482 | $980 | $2,280 | $1,300 |
| Keene, TX | $106,300 | $968 | $640 | $1,490 | $850 |
| DeSoto, TX | $155,100 | $1,393 | $920 | $2,150 | $1,230 |
| Cockrell Hill, TX | $84,900 | $1,446 | $950 | $2,230 | $1,280 |
| Azle, TX | $123,600 | $1,012 | $670 | $1,560 | $890 |
| Keller, TX | $334,000 | $1,486 | $980 | $2,290 | $1,310 |
| Bosque County, TX | $106,700 | $970 | $640 | $1,490 | $850 |
| Malone-Penelope, TX | $94,300 | $1,493 | $990 | $2,300 | $1,310 |
| Millsap, TX | $79,400 | $1,417 | $940 | $2,180 | $1,240 |
| Northeast Dallas, TX | $166,800 | $1,578 | $1,040 | $2,430 | $1,390 |
| Justin-Roanoke, TX | $280,300 | $1,415 | $930 | $2,180 | $1,250 |
| Duffau-Clairette, TX | $232,300 | $1,905 | $1,260 | $2,930 | $1,670 |