How Can I Make My Burnsville, MN Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Burnsville, MN covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Estimate Appropriate Burnsville, MN Home Insurance Coverage Levels | Back to Top

Burnsville, MN - Neighbourhoods, Census Blocks & Streets 2 Bedroom 3 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Girard Ave S, Echo Park Ct, Innsbrook Cir, Summit Shores Way, Southcross Dr E, Washburn Dr, Portland Ave, Crest Dr, Carver Ct, 152nd St W $181,000 $170,000 $150,000-$175,000 $191,500 $170,000 $175,000-$200,000
Country View Ct, 121st St E, Rolling Oak Rd, Walnut Dr, 137th St E, Cartier Ave S, Myrtle Dr, Park Ave S, Stonewood Ter, 23rd Ave S $198,500 $180,000 $175,000-$200,000 $214,500 $190,000 $200,000-$250,000
Keating Ave, 115th St E, Pheasant Run, Stratford Ln E, Oakland Dr, Executive Blvd, 23rd Ave, Connelly Dr, Baypoint Dr, Slater Rd $180,000 $160,000 $200,000-$250,000 $234,000 $220,000 $200,000-$250,000
Not A Street Railroad Tracks, Cedarbridge Ave, Country Wood Drive Ct, Knoll Ln, Eagle Ridge Cir, Branch Cir, Longview Dr, Cherry Ct, E Black Dog Rd, E 125th St $193,500 $180,000 $175,000-$200,000 $323,500 $260,000 $250,000-$300,000
Territorial Dr, 138th St E, Kennelly Pl, 153rd St E, Lac Lavon Dr, Elm Ln, E 146th St, Knox Dr, Oak Ridge Ct W, Country View Ln $183,500 $150,000 $175,000-$200,000 $299,000 $240,000 $250,000-$300,000

Estimate your Savings with Home Insurance Discounts in Burnsville, MN | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$224 $954
Superior Protection Discount -$106 $1,072
Fire & Security Discount -$106 $1,072
Hail Resistant Roof Discount -$35 $1,143
Newly Constructed Home Discount -$247 $931

Choose the Right Deductible for your Burnsville, MN Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Dakota County $700 $1,198 $1,898 $871 $1,571 $327
Burnsville, MN $1,000 $1,164 $2,164 $846 $1,846 $318
Edina, MN $300 $1,387 $1,687 $1,008 $1,308 $379
Nininger, MN $2,000 $1,484 $3,484 $1,078 $3,078 $406
Marshan, MN $300 $1,596 $1,896 $1,160 $1,460 $436
Lake Elmo, MN $1,000 $987 $1,987 $718 $1,718 $270
Diamond Bluff, WI $300 $711 $1,011 $517 $817 $194
Hollywood, MN $1,500 $1,474 $2,974 $1,071 $2,571 $403
Oak Grove, MN $300 $950 $1,250 $690 $990 $260
Hammond, WI $1,000 $625 $1,625 $454 $1,454 $171
New Auburn, MN $200 $627 $827 $456 $656 $171
Claremont, MN $2,000 $1,239 $3,239 $900 $2,900 $339

Identify Top Home Insurance Agents near Burnsville, MN | Back to Top

Home Insurance Company Burnsville, MN Homeowners Insurance Agency Burnsville, MN Address Popularity Score Distance from Burnsville (miles)
State Farm Roger Karjalahti 6620 Penn Ave S, Minneapolis, MN, 55423-2026
8.3
Allstate Chad Dahly 1310 Highway 96 E Ste 107, White Bear Lake, MN, 55110
24.6
Liberty Mutual Independent Insurance Dynamics 1818 Wooddale Dr Ste 102, Woodbury, MN, 55125
18.8
State Farm Brandi Warmbier 11800 Singletree Lane, Eden Prairie, MN, 55344-5396
9.7
Farmers Daniel Oliver 7400 Metro Blvd Ste 335, Edina, MN, 55439
8.0
Travelers Richfield State Insurance 6625 Lyndale Ave S Ste 410, Richfield, MN, 55423
8.1
Travelers Prior Lake State Agency 16677 Duluth Ave Ste 101, Prior Lake, MN, 55372
8.4
Travelers Smisek Insurance Agency 287 Marschall Rd Ste 106, Shakopee, MN, 55379
11.5
Allstate Brian Seedorf 4580 Scott Trl Ste 220, Eagan, MN, 55122
3.7
Farmers Norm Foster 16372 Kenrick Ave, Lakeville, MN, 55044
3.6

Compare Rates for Burnsville, MN Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Minnesota $199,700 $1,192 $820 $1,630 $810
Dakota County, MN $238,000 $1,213 $820 $1,690 $870
Burnsville, MN $224,700 $1,178 $790 $1,630 $840
Edina, MN $438,300 $1,404 $1,000 $1,980 $980
Nininger, MN $307,700 $1,502 $1,100 $2,120 $1,020
Marshan, MN $342,100 $1,615 $1,160 $2,230 $1,070
Lake Elmo, MN $394,500 $999 $720 $1,420 $700
Diamond Bluff, WI $192,600 $720 $530 $1,020 $490
Hollywood, MN $304,300 $1,492 $1,090 $2,130 $1,040
Oak Grove, MN $255,200 $961 $640 $1,370 $730
Hammond, WI $141,600 $633 $450 $900 $450
New Auburn, MN $75,300 $635 $450 $870 $420
Claremont, MN $220,200 $1,254 $870 $1,740 $870

Research Home Insurance Companies Reviews in Burnsville, MN Before Buying | Back to Top

Share a review on your home insurance company


State Farm Home Insurance Reviews

Date: April 05, 2019    Age: Above 60    Gender: Female    Marital Status: Unmarried

Policy Offerings
State Farm is very comparable to the other leading companies as far as coverage, rates, and customer service. I am completely satisfied with my home insurance.


Date: October 18, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Premium
My premium is a bit high at the moment due to a fire loss we had a few years ago but I would say comparatively we have a decent rate and get the same coverage.

GEICO Home Insurance Reviews

Date: June 08, 2019    Age: 30 to 39    Gender: Married    Marital Status: Male

Customer Service
They are helpful when I have questions. They pointed out all the services they offer.

Date: October 19, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Communication
no likes or dislikes on the home insurance side but with car claims it has been a mixed bag from very helpful to not very helpful at all with other persons insurance

Farm Bureau Home Insurance Reviews

Date: December 05, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Policy Offerings
Home insurance policy that we have just dropped some of our stuff that we had covered for our home because we didn't have rails on our porch yet that we just built. It really made us very angry. So angry that we are thinking about dropping them completely.


American Family Home Insurance Reviews

Date: February 24, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Policy Offerings
They have sent me information before that I wouldn't of even thought of getting with the other insurance company that I have had.


Travelers Home Insurance Reviews

Date: July 04, 2019    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Premium
Compared to other companies I believe that Travelers is competitive regarding premiums and coverage. While there are cheaper companies out there, I think you get what you pay for.

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