How Can I Make My Burnsville, MN Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Burnsville, MN covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
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Estimate Appropriate Burnsville, MN Home Insurance Coverage Levels | Back to Top
| Burnsville, MN - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Girard Ave S, Echo Park Ct, Innsbrook Cir, Summit Shores Way, Southcross Dr E, Washburn Dr, Portland Ave, Crest Dr, Carver Ct, 152nd St W | $181,000 | $170,000 | $150,000-$175,000 | $191,500 | $170,000 | $175,000-$200,000 |
| Country View Ct, 121st St E, Rolling Oak Rd, Walnut Dr, 137th St E, Cartier Ave S, Myrtle Dr, Park Ave S, Stonewood Ter, 23rd Ave S | $198,500 | $180,000 | $175,000-$200,000 | $214,500 | $190,000 | $200,000-$250,000 |
| Keating Ave, 115th St E, Pheasant Run, Stratford Ln E, Oakland Dr, Executive Blvd, 23rd Ave, Connelly Dr, Baypoint Dr, Slater Rd | $180,000 | $160,000 | $200,000-$250,000 | $234,000 | $220,000 | $200,000-$250,000 |
| Not A Street Railroad Tracks, Cedarbridge Ave, Country Wood Drive Ct, Knoll Ln, Eagle Ridge Cir, Branch Cir, Longview Dr, Cherry Ct, E Black Dog Rd, E 125th St | $193,500 | $180,000 | $175,000-$200,000 | $323,500 | $260,000 | $250,000-$300,000 |
| Territorial Dr, 138th St E, Kennelly Pl, 153rd St E, Lac Lavon Dr, Elm Ln, E 146th St, Knox Dr, Oak Ridge Ct W, Country View Ln | $183,500 | $150,000 | $175,000-$200,000 | $299,000 | $240,000 | $250,000-$300,000 |
Estimate your Savings with Home Insurance Discounts in Burnsville, MN | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$224 | $954 |
| Superior Protection Discount | -$106 | $1,072 |
| Fire & Security Discount | -$106 | $1,072 |
| Hail Resistant Roof Discount | -$35 | $1,143 |
| Newly Constructed Home Discount | -$247 | $931 |
Choose the Right Deductible for your Burnsville, MN Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Dakota County | $700 | $1,198 | $1,898 | $871 | $1,571 | $327 |
| Burnsville, MN | $1,000 | $1,164 | $2,164 | $846 | $1,846 | $318 |
| Edina, MN | $300 | $1,387 | $1,687 | $1,008 | $1,308 | $379 |
| Nininger, MN | $2,000 | $1,484 | $3,484 | $1,078 | $3,078 | $406 |
| Marshan, MN | $300 | $1,596 | $1,896 | $1,160 | $1,460 | $436 |
| Lake Elmo, MN | $1,000 | $987 | $1,987 | $718 | $1,718 | $270 |
| Diamond Bluff, WI | $300 | $711 | $1,011 | $517 | $817 | $194 |
| Hollywood, MN | $1,500 | $1,474 | $2,974 | $1,071 | $2,571 | $403 |
| Oak Grove, MN | $300 | $950 | $1,250 | $690 | $990 | $260 |
| Hammond, WI | $1,000 | $625 | $1,625 | $454 | $1,454 | $171 |
| New Auburn, MN | $200 | $627 | $827 | $456 | $656 | $171 |
| Claremont, MN | $2,000 | $1,239 | $3,239 | $900 | $2,900 | $339 |
Identify Top Home Insurance Agents near Burnsville, MN | Back to Top
| Home Insurance Company Burnsville, MN | Homeowners Insurance Agency Burnsville, MN | Address | Popularity Score | Distance from Burnsville (miles) |
|---|---|---|---|---|
| State Farm | Roger Karjalahti | 6620 Penn Ave S, Minneapolis, MN, 55423-2026 | 8.3 | |
| Allstate | Chad Dahly | 1310 Highway 96 E Ste 107, White Bear Lake, MN, 55110 | 24.6 | |
| Liberty Mutual Independent | Insurance Dynamics | 1818 Wooddale Dr Ste 102, Woodbury, MN, 55125 | 18.8 | |
| State Farm | Brandi Warmbier | 11800 Singletree Lane, Eden Prairie, MN, 55344-5396 | 9.7 | |
| Farmers | Daniel Oliver | 7400 Metro Blvd Ste 335, Edina, MN, 55439 | 8.0 | |
| Travelers | Richfield State Insurance | 6625 Lyndale Ave S Ste 410, Richfield, MN, 55423 | 8.1 | |
| Travelers | Prior Lake State Agency | 16677 Duluth Ave Ste 101, Prior Lake, MN, 55372 | 8.4 | |
| Travelers | Smisek Insurance Agency | 287 Marschall Rd Ste 106, Shakopee, MN, 55379 | 11.5 | |
| Allstate | Brian Seedorf | 4580 Scott Trl Ste 220, Eagan, MN, 55122 | 3.7 | |
| Farmers | Norm Foster | 16372 Kenrick Ave, Lakeville, MN, 55044 | 3.6 |
Compare Rates for Burnsville, MN Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Minnesota | $199,700 | $1,192 | $820 | $1,630 | $810 |
| Dakota County, MN | $238,000 | $1,213 | $820 | $1,690 | $870 |
| Burnsville, MN | $224,700 | $1,178 | $790 | $1,630 | $840 |
| Edina, MN | $438,300 | $1,404 | $1,000 | $1,980 | $980 |
| Nininger, MN | $307,700 | $1,502 | $1,100 | $2,120 | $1,020 |
| Marshan, MN | $342,100 | $1,615 | $1,160 | $2,230 | $1,070 |
| Lake Elmo, MN | $394,500 | $999 | $720 | $1,420 | $700 |
| Diamond Bluff, WI | $192,600 | $720 | $530 | $1,020 | $490 |
| Hollywood, MN | $304,300 | $1,492 | $1,090 | $2,130 | $1,040 |
| Oak Grove, MN | $255,200 | $961 | $640 | $1,370 | $730 |
| Hammond, WI | $141,600 | $633 | $450 | $900 | $450 |
| New Auburn, MN | $75,300 | $635 | $450 | $870 | $420 |
| Claremont, MN | $220,200 | $1,254 | $870 | $1,740 | $870 |
Research Home Insurance Companies Reviews in Burnsville, MN Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: April 05, 2019 Age: Above 60 Gender: Female Marital Status: Unmarried
Policy Offerings
State Farm is very comparable to the other leading companies as far as coverage, rates, and customer service. I am completely satisfied with my home insurance.
Date: October 18, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Premium
My premium is a bit high at the moment due to a fire loss we had a few years ago but I would say comparatively we have a decent rate and get the same coverage.
GEICO Home Insurance Reviews
Date: June 08, 2019 Age: 30 to 39 Gender: Married Marital Status: Male
Customer Service
They are helpful when I have questions. They pointed out all the services they offer.
Date: October 19, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Communication
no likes or dislikes on the home insurance side but with car claims it has been a mixed bag from very helpful to not very helpful at all with other persons insurance
Farm Bureau Home Insurance Reviews
Date: December 05, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Policy Offerings
Home insurance policy that we have just dropped some of our stuff that we had covered for our home because we didn't have rails on our porch yet that we just built. It really made us very angry. So angry that we are thinking about dropping them completely.
American Family Home Insurance Reviews
Date: February 24, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Policy Offerings
They have sent me information before that I wouldn't of even thought of getting with the other insurance company that I have had.
Travelers Home Insurance Reviews
Date: July 04, 2019 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Premium
Compared to other companies I believe that Travelers is competitive regarding premiums and coverage. While there are cheaper companies out there, I think you get what you pay for.