Gavop tells you how to get the best homeowners insurance in Harlan, KY by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Harlan, KY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Pansy Loop, Stretchneck Hollow Rd, Yocum St, State Hwy 38, Bolin Dr, Ridge Rd, Morgan Dr, Vista St, Sergent Dr, Dogwood Trl | $100,000 | $90,000 | $100,000-$125,000 | $62,500 | $60,000 | $50,000-$75,000 |
| State Hwy 1556, Grays Branch Rd, Emerling Ave, Ready Mix Spur Rd, Ray Ave, Fresh Meadows Rd, Burns Ln, Cr-1228D, 4th St, Cr-1318F4 | $62,500 | $50,000 | $50,000-$75,000 | $48,000 | $40,000 | $50,000-$75,000 |
| State Hwy 413, Jordan Ln, Camp Rd, Arthella Rd, Bacon Ln, Gilbert St, Cr-1231N, Bridge St, Pleasant St, Dogwood Dr | $100,000 | $90,000 | $75,000-$100,000 | $79,000 | $70,000 | $75,000-$100,000 |
| Lesley St, Cr-1318C8, Wilson Ln, Cr-1108B6, Cr-1231W, Apple Ln, Cane Mill Branch, Cs-1012, Betty Branch Rd, Greenfield Ln | $90,000 | $80,000 | $75,000-$100,000 | $108,000 | $90,000 | $100,000-$125,000 |
| State Hwy 3454, Mary Alice Rd, Shoemaker Rd, Alta Ln, Cr-1329A7, Bell St, Fuson St, Gabes Branch Spr, E Central, Rose St | $141,000 | $120,000 | $150,000-$175,000 | $85,000 | $70,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$164 | $701 |
| Superior Protection Discount | -$87 | $779 |
| Fire & Security Discount | -$69 | $796 |
| Hail Resistant Roof Discount | -$26 | $840 |
| Newly Constructed Home Discount | -$225 | $640 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Harlan County | $2,000 | $855 | $2,855 | $621 | $2,621 | $234 |
| Harlan, KY | $2,000 | $855 | $2,855 | $621 | $2,621 | $234 |
| Pine Mountain, KY | $100 | $556 | $656 | $404 | $504 | $152 |
| Hancock County, TN | $400 | $664 | $1,064 | $482 | $882 | $181 |
| Bell County, KY | $1,000 | $870 | $1,870 | $632 | $1,632 | $238 |
| Flat Lick, KY | $200 | $628 | $828 | $457 | $657 | $172 |
| Middlesborough, KY | $1,500 | $643 | $2,143 | $467 | $1,967 | $176 |
| Sibert-Hima, KY | $200 | $527 | $727 | $383 | $583 | $144 |
| Payne Gap, KY | $1,500 | $534 | $2,034 | $388 | $1,888 | $146 |
| Bush, KY | $2,000 | $898 | $2,898 | $653 | $2,653 | $245 |
| Home Insurance Company Harlan, KY | Homeowners Insurance Agency Harlan, KY | Address | Popularity Score | Distance from Harlan (miles) |
|---|---|---|---|---|
| State Farm | Phil Mcdonald | 1407 W 5th St, London, KY, 40741-1616 | 49.5 | |
| State Farm | Justin Mays | 1509 Us Highway 25 E, Middlesboro, KY, 40965-1862 | 27.6 | |
| State Farm | Chad Shannon | 473 N 12th St, Middlesboro, KY, 40965-1133 | 28.1 | |
| Liberty Mutual Independent | Insurance Service Center | 100 N Kentucky Ave, Corbin, KY, 40701 | 46.2 | |
| State Farm | Tom Blair | 515 Master St, Corbin, KY, 40701-1055 | 45.9 | |
| State Farm | Tom Shelton | 1260 S Highway 25 W, Williamsburg, KY, 40769-1690 | 49.6 | |
| State Farm | Laura Feltner | 117 Corporate Dr Ste 103, Hazard, KY, 41701-8267 | 32.0 | |
| State Farm | Jeffrey Branum | 109 Union St, Barbourville, KY, 40906-1348 | 33.7 | |
| State Farm | Mike Sparks | 1121 S Main St, Corbin, KY, 40701-1809 | 45.9 | |
| Nationwide | Gary A Campbell Insurance Agency Inc | 110 Court Square, Barbourville, KY, 40906 | 34.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kentucky | $130,000 | $896 | $610 | $1,280 | $670 |
| Harlan County, KY | $53,500 | $866 | $590 | $1,190 | $600 |
| Harlan, KY | $58,000 | $866 | $610 | $1,240 | $630 |
| Pine Mountain, KY | $53,800 | $563 | $400 | $810 | $410 |
| Hancock County, TN | $83,500 | $672 | $450 | $930 | $480 |
| Bell County, KY | $59,400 | $881 | $600 | $1,250 | $650 |
| Flat Lick, KY | $67,300 | $636 | $430 | $900 | $470 |
| Middlesborough, KY | $80,400 | $651 | $440 | $920 | $480 |
| Sibert-Hima, KY | $48,600 | $533 | $390 | $760 | $370 |
| Payne Gap, KY | $49,700 | $540 | $370 | $770 | $400 |
| Bush, KY | $133,900 | $909 | $650 | $1,250 | $600 |