Gavop tells you how to get the best homeowners insurance in Banister, VA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $30,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $84,000 | $70,000 | $75,000-$100,000 |
| 3 Bedroom | $105,500 | $90,000 | $100,000-$125,000 |
| 4 Bedroom | $164,000 | $130,000 | $150,000-$175,000 |
| 5 Bedroom | $83,500 | $70,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$175 | $745 |
| Superior Protection Discount | -$92 | $828 |
| Fire & Security Discount | -$64 | $855 |
| Hail Resistant Roof Discount | -$18 | $901 |
| Newly Constructed Home Discount | -$193 | $727 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Pittsylvania County | $2,500 | $1,006 | $3,506 | $731 | $3,231 | $275 |
| Banister, VA | $700 | $909 | $1,609 | $660 | $1,360 | $248 |
| Mount Hermon, VA | $400 | $745 | $1,145 | $541 | $941 | $204 |
| Halifax County, VA | $700 | $1,015 | $1,715 | $737 | $1,437 | $277 |
| Phenix, VA | $2,500 | $445 | $2,945 | $323 | $2,823 | $122 |
| Virgilina, VA | $300 | $505 | $805 | $367 | $667 | $138 |
| Charlotte County, VA | $1,000 | $901 | $1,901 | $655 | $1,655 | $246 |
| Martinsville, VA | $100 | $782 | $882 | $569 | $669 | $214 |
| Person County, NC | $2,500 | $685 | $3,185 | $498 | $2,998 | $187 |
| Lynchburg, VA | $200 | $729 | $929 | $530 | $730 | $199 |
| Valley, VA | $2,500 | $741 | $3,241 | $539 | $3,039 | $203 |
| Home Insurance Company Banister, VA | Homeowners Insurance Agency Banister, VA | Address | Popularity Score | Distance from Banister (miles) |
|---|---|---|---|---|
| State Farm | Allen Mcghee | 4021 Halifax Rd Ste E, South Boston, VA, 24592-4847 | 20.7 | |
| Travelers | Hughes Gregory & Wells Agency Inc | 120 N Main St, Chase City, VA, 23924 | 44.7 | |
| Farmers | Terry Gross | 349a Piney Forest Rd, Danville, VA, 24540 | 19.9 | |
| State Farm | Dianne Waller | 779 S Main Street, Gretna, VA, 24557-2021 | 7.9 | |
| Nationwide | Wm Adkins Agency Inc | 3565 Electric Rd Ste G, Roanoke, VA, 24018-4449 | 47.8 | |
| Allstate | William Gillespie | 119 W Lee Ave, Vinton, VA, 24179 | 45.5 | |
| Travelers | Danville Insurance Agency Inc | 102 Sweetbriar Dr, Danville, VA, 24540 | 19.7 | |
| State Farm | Patrick Mcdonald | 3321 Brambleton Ave, Roanoke, VA, 24018-6524 | 48.3 | |
| State Farm | Margie Callahan | 18396c Forest Rd, Forest, VA, 24551 | 35.9 | |
| State Farm | Terry Blakely | 2501 Franklin Tpke, Danville, VA, 24540-5419 | 16.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $680 | $1,300 | $620 |
| Pittsylvania County, VA | $113,800 | $1,018 | $700 | $1,390 | $690 |
| Banister, VA | $102,400 | $920 | $630 | $1,270 | $640 |
| Mount Hermon, VA | $151,500 | $754 | $520 | $1,060 | $540 |
| Halifax County, VA | $110,800 | $1,027 | $750 | $1,420 | $670 |
| Phenix, VA | $80,700 | $450 | $320 | $640 | $320 |
| Virgilina, VA | $91,700 | $511 | $370 | $730 | $360 |
| Charlotte County, VA | $107,500 | $912 | $610 | $1,290 | $680 |
| Martinsville, VA | $90,100 | $792 | $540 | $1,080 | $540 |
| Person County, NC | $118,500 | $694 | $480 | $980 | $500 |
| Lynchburg, VA | $153,800 | $738 | $540 | $1,010 | $470 |
| Valley, VA | $213,300 | $750 | $500 | $1,070 | $570 |