Gavop's guide to buying homeowners insurance in Centerville, IA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $31,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $78,000 | $70,000 | $75,000-$100,000 |
| 3 Bedroom | $75,500 | $60,000 | $50,000-$75,000 |
| 4 Bedroom | $105,500 | $100,000 | $100,000-$125,000 |
| 5 Bedroom | $185,000 | $160,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$129 | $679 |
| Superior Protection Discount | -$73 | $735 |
| Fire & Security Discount | -$73 | $735 |
| Hail Resistant Roof Discount | -$24 | $784 |
| Newly Constructed Home Discount | -$226 | $582 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,914 |
| Physical Damage | $2,344 |
| Hail Damage | $4,665 |
| Wind Damage | $6,624 |
| Expensive Claims | |
| Fire | $45,123 |
| Smoke | $16,051 |
| Home Insurance Company Centerville, IA | Homeowners Insurance Agency Centerville, IA | Address | Popularity Score | Distance from Centerville (miles) |
|---|---|---|---|---|
| State Farm | Kelli Steil | 312 A Ave E, Oskaloosa, IA, 52577-2818 | 41.0 | |
| Allstate | Cook Insurance | 109 W Jackson St, Corydon, IA, 50060 | 23.5 | |
| Travelers | Tulip City Agency Ltd | 700 Washington St, Pella, IA, 50219 | 47.0 | |
| State Farm | Larry Bettis | 303 W Jackson St, Centerville, IA, 52544-1733 | 0.4 | |
| Travelers | Midwest Heritage Insurance Services | 1010 Court Avenue, Chariton, IA, 50049 | 30.2 | |
| Travelers | Midwest Heritage Insurance Services | 1025 Braden Ave, Chariton, IA, 50049 | 30.3 | |
| State Farm | Kevin Van Wyk | 606 Oskaloosa St, Pella, IA, 50219-2135 | 46.3 | |
| Allstate | David Weilbrenner | 425 W 2nd St, Ottumwa, IA, 52501 | 31.3 | |
| State Farm | Jim Carnahan | 110 N Madison Ave, Bloomfield, IA, 52537 | 24.0 | |
| State Farm | Jim Chapman | 3 Benton Ave E, Albia, IA, 52531-2032 | 20.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Iowa | $137,200 | $829 | $610 | $1,140 | $530 |
| Appanoose County, IA | $78,000 | $815 | $590 | $1,130 | $540 |
| Centerville, IA | $68,800 | $808 | $560 | $1,120 | $560 |
| Wells, IA | $88,300 | $651 | $450 | $930 | $480 |
| Warren, IA | $51,600 | $469 | $330 | $640 | $310 |
| Marysville, IA | $29,600 | $336 | $240 | $470 | $230 |
| Williamson, IA | $41,700 | $412 | $300 | $570 | $270 |
| Bussey, IA | $49,800 | $459 | $320 | $630 | $310 |
| Spring Creek, IA | $160,600 | $893 | $620 | $1,270 | $650 |
| Leighton, IA | $108,000 | $730 | $500 | $1,040 | $540 |
| Marion County, IA | $146,900 | $831 | $560 | $1,150 | $590 |
| Libertyville, IA | $83,300 | $629 | $430 | $860 | $430 |
| Baring, MO | $31,500 | $646 | $460 | $920 | $460 |