Gavop tells you how to get the best homeowners insurance in Beaufort, SC by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $66,500 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $125,000 | $110,000 | $100,000-$125,000 |
| 3 Bedroom | $267,500 | $230,000 | $250,000-$300,000 |
| 4 Bedroom | $448,000 | $370,000 | $400,000-$500,000 |
| 5 Bedroom | $562,500 | $460,000 | $600,000-$700,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$145 | $764 |
| Superior Protection Discount | -$91 | $818 |
| Fire & Security Discount | -$100 | $809 |
| Hail Resistant Roof Discount | -$18 | $891 |
| Newly Constructed Home Discount | -$200 | $709 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Beaufort County | $2,000 | $1,367 | $3,367 | $993 | $2,993 | $373 |
| Beaufort, SC | $1,000 | $898 | $1,898 | $653 | $1,653 | $246 |
| Bluffton, SC | $100 | $1,367 | $1,467 | $993 | $1,093 | $373 |
| Hardeeville, SC | $700 | $768 | $1,468 | $558 | $1,258 | $210 |
| Rincon, GA | $200 | $986 | $1,186 | $717 | $917 | $270 |
| Furman-Scotia, SC | $1,500 | $196 | $1,696 | $142 | $1,642 | $53 |
| Ravenel, SC | $500 | $989 | $1,489 | $719 | $1,219 | $270 |
| Cottageville, SC | $2,000 | $792 | $2,792 | $576 | $2,576 | $216 |
| Garden City, GA | $200 | $707 | $907 | $514 | $714 | $193 |
| Pooler-Bloomingdale, GA | $2,500 | $1,033 | $3,533 | $751 | $3,251 | $282 |
| Henderson, GA | $500 | $1,018 | $1,518 | $740 | $1,240 | $278 |
| James Island, SC | $2,000 | $992 | $2,992 | $721 | $2,721 | $271 |
| Home Insurance Company Beaufort, SC | Homeowners Insurance Agency Beaufort, SC | Address | Popularity Score | Distance from Beaufort (miles) |
|---|---|---|---|---|
| Allstate | Kinghorn Beaufort | Po Box 1088, Beaufort, SC, 29901 | 2.7 | |
| State Farm | Chelsea Heintz | 2600 Savannah Hwy Ste A, Charleston, SC, 29414-5327 | 45.0 | |
| Travelers | The Brinson Agency | 759 Folly Rd Ste C, Charleston, SC, 29412 | 47.8 | |
| State Farm | Tommy Rhodes | 10840 N Jacb Smrt Blvd, Ridgeland, SC, 29936-2707 | 15.9 | |
| Allstate | Patrick Brown | 1124 Sam Rittenberg Blvd Ste 7, Charleston, SC, 29407 | 49.1 | |
| Travelers | Statewide Insurance Group | 134 B Lady' S Island Dr, Beaufort, SC, 29907 | 0.6 | |
| State Farm | Mark Ensley | 2301 Bacons Bridge Rd, Summerville, SC, 29485-4425 | 46.5 | |
| Travelers | Statewide Insurance Group | 134 Ladys Island Dr Ste B, Beaufort, SC, 29907 | 4.2 | |
| Travelers | Morris Insurance Group Inc | 1730 Central Park Rd, Charleston, SC, 29412 | 47.7 | |
| Travelers | Ellis Realty & Insurance Agency Inc | 701 1st St W, Hampton, SC, 29924 | 37.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| South Carolina | $148,600 | $989 | $720 | $1,370 | $650 |
| Beaufort County, SC | $283,800 | $1,383 | $1,000 | $1,920 | $920 |
| Beaufort, SC | $210,700 | $909 | $650 | $1,250 | $600 |
| Bluffton, SC | $284,000 | $1,383 | $950 | $1,900 | $950 |
| Hardeeville, SC | $137,100 | $777 | $540 | $1,110 | $570 |
| Rincon, GA | $166,500 | $998 | $730 | $1,370 | $640 |
| Furman-Scotia, SC | $38,900 | $198 | $140 | $280 | $140 |
| Ravenel, SC | $150,900 | $1,001 | $670 | $1,390 | $720 |
| Cottageville, SC | $82,500 | $802 | $550 | $1,110 | $560 |
| Garden City, GA | $120,200 | $716 | $510 | $990 | $480 |
| Pooler-Bloomingdale, GA | $168,500 | $1,046 | $760 | $1,450 | $690 |
| Henderson, GA | $163,700 | $1,030 | $750 | $1,460 | $710 |
| James Island, SC | $283,500 | $1,004 | $690 | $1,400 | $710 |