Gavop tells you how to get the best homeowners insurance in Russell County, KS by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $37,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $51,000 | $50,000 | $25,000-$50,000 |
| 3 Bedroom | $96,000 | $80,000 | $75,000-$100,000 |
| 4 Bedroom | $121,500 | $100,000 | $100,000-$125,000 |
| 5 Bedroom | $241,000 | $210,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$129 | $793 |
| Superior Protection Discount | -$83 | $839 |
| Fire & Security Discount | -$65 | $858 |
| Hail Resistant Roof Discount | -$18 | $904 |
| Newly Constructed Home Discount | -$258 | $664 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Russell County | $700 | $911 | $1,611 | $662 | $1,362 | $249 |
| Russell County, KS | $2,500 | $911 | $3,411 | $662 | $3,162 | $249 |
| Pleasantdale, KS | $500 | $1,645 | $2,145 | $1,195 | $1,695 | $450 |
| Black Wolf, KS | $700 | $1,540 | $2,240 | $1,119 | $1,819 | $421 |
| Battle Creek, KS | $400 | $1,474 | $1,874 | $1,071 | $1,471 | $403 |
| Osborne, KS | $1,000 | $884 | $1,884 | $643 | $1,643 | $242 |
| Woodston, KS | $400 | $455 | $855 | $331 | $731 | $124 |
| Barnard, KS | $1,500 | $529 | $2,029 | $384 | $1,884 | $144 |
| Palco, KS | $400 | $888 | $1,288 | $645 | $1,045 | $243 |
| Home Insurance Company Russell County, KS | Homeowners Insurance Agency Russell County, KS | Address | Popularity Score | Distance from Russell County (miles) |
|---|---|---|---|---|
| State Farm | Nick Schneider | 126 East Ave S, Lyons, KS, 67554-2720 | 49.7 | |
| State Farm | Gary Urbanek | 1504 Aylward Ave, Ellsworth, KS, 67439-2341 | 31.9 | |
| Farmers | Jim Cross | 636 N Main St, Russell, KS, 67665 | 5.4 | |
| Farmers | Clarence Jacobs | 2001 Vine St, Hays, KS, 67601 | 29.9 | |
| State Farm | Wayne Voss | 2707 Vine St Ste 13, Hays, KS, 67601-1908 | 29.9 | |
| Farmers | Kenneth Meder | 614 Main St, La Crosse, KS, 67548 | 39.7 | |
| State Farm | Wayne Voss | 403 W. Mill St., Plainville, KS, 67663 | 36.3 | |
| State Farm | Gary Urbanek | 153 West Court, Lincoln, KS, 67455 | 34.3 | |
| State Farm | Tom Harris | 2112 10th St, Great Bend, KS, 67530-4416 | 38.3 | |
| Farmers | Matthew Delong | 1920 16th St Ste 104, Great Bend, KS, 67530 | 37.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kansas | $139,200 | $1,364 | $1,060 | $1,840 | $780 |
| Russell County, KS | $90,100 | $922 | $720 | $1,250 | $530 |
| Russell County, KS | $90,100 | $922 | $720 | $1,250 | $530 |
| Pleasantdale, KS | $228,300 | $1,665 | $1,300 | $2,250 | $950 |
| Black Wolf, KS | $190,600 | $1,559 | $1,220 | $2,100 | $880 |
| Battle Creek, KS | $170,800 | $1,492 | $1,160 | $2,010 | $850 |
| Osborne, KS | $61,400 | $895 | $700 | $1,210 | $510 |
| Woodston, KS | $13,300 | $461 | $360 | $620 | $260 |
| Barnard, KS | $20,600 | $535 | $420 | $720 | $300 |
| Palco, KS | $61,900 | $899 | $700 | $1,210 | $510 |