How Can I Make My North Hempstead, NY Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in North Hempstead, NY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Select the Suitable Coverage Value for your North Hempstead, NY Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $139,500 | $120,000 | $150,000-$175,000 |
| 2 Bedroom | $404,500 | $330,000 | $400,000-$500,000 |
| 3 Bedroom | $549,500 | $470,000 | $600,000-$700,000 |
| 4 Bedroom | $820,000 | $680,000 | $800,000-$900,000 |
| 5 Bedroom | $1,310,500 | $1,080,000 | More than 10,000,000 |
Bundle your North Hempstead, NY Auto & Home Insurance from the Same Company | Back to Top
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$68 | $784 |
| Home and Two Car | -$136 | $716 |
| Home and Three Car | -$196 | $656 |
Choose the Right Deductible for your North Hempstead, NY Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Nassau County | $2,000 | $1,499 | $3,499 | $1,089 | $3,089 | $410 |
| North Hempstead, NY | $1,500 | $842 | $2,342 | $612 | $2,112 | $230 |
| West Hempstead, NY | $300 | $1,986 | $2,286 | $1,443 | $1,743 | $543 |
| Lloyd Harbor, NY | $2,500 | $1,163 | $3,663 | $845 | $3,345 | $318 |
| New York, NY | $500 | $1,093 | $1,593 | $794 | $1,294 | $299 |
| Lindenhurst, NY | $2,000 | $1,040 | $3,040 | $756 | $2,756 | $284 |
| Norwood, NJ | $100 | $1,094 | $1,194 | $795 | $895 | $299 |
| Midland Park, NJ | $2,000 | $956 | $2,956 | $695 | $2,695 | $261 |
| Crompond, NY | $700 | $2,334 | $3,034 | $1,696 | $2,396 | $638 |
| White Meadow Lake, NJ | $300 | $796 | $1,096 | $578 | $878 | $217 |
| Franklin Center, NJ | $700 | $1,261 | $1,961 | $916 | $1,616 | $345 |
Identify Top Home Insurance Agents near North Hempstead, NY | Back to Top
| Home Insurance Company North Hempstead, NY | Homeowners Insurance Agency North Hempstead, NY | Address | Popularity Score | Distance from North Hempstead (miles) |
|---|---|---|---|---|
| Travelers | David Chin General Insurance Brokerage Inc | 87 Bowery Room 501, New York, NY, 10002 | 17.7 | |
| Travelers | Prime Coverage Corp | 1 Huntington Quad Ste 1n11, Melville, NY, 11747 | 13.8 | |
| State Farm | Rain Guo | 4138 College Point Blvd # 1a, Flushing, NY, 11355-4376 | 8.8 | |
| Allstate | Anthony S. Furnari | 239 Post Ave, Westbury, NY, 11590 | 5.7 | |
| Travelers | Cohen Partners Llc | 104 West 40th St Ste 1001, New York, NY, 10018 | 16.5 | |
| Liberty Mutual Independent | Prince Associates Inc | 270 Duffy Ave Ste D, Hicksville, NY, 11801 | 7.7 | |
| Allstate | George Schlott | 256 Glen St, Glen Cove, NY, 11542 | 4.9 | |
| Travelers | Browne Insurance Agency | 704 Jericho Tpke , New Hyde Park, NY, 11040 | 5.0 | |
| Allstate | The Nichols Agency | 66 E Old Country Rd, Mineola, NY, 11501 | 5.0 | |
| Farmers | Mohamed Khan | 18017 Jamaica Ave, Jamaica, NY, 11432 | 8.4 |
Compare Rates for North Hempstead, NY Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $850 | $1,640 | $790 |
| Nassau County, NY | $460,700 | $1,517 | $1,050 | $2,170 | $1,120 |
| North Hempstead, NY | $662,600 | $852 | $620 | $1,220 | $600 |
| West Hempstead, NY | $428,000 | $2,010 | $1,430 | $2,770 | $1,340 |
| Lloyd Harbor, NY | $1,403,900 | $1,178 | $790 | $1,680 | $890 |
| New York, NY | $538,700 | $1,106 | $810 | $1,570 | $760 |
| Lindenhurst, NY | $348,400 | $1,052 | $770 | $1,460 | $690 |
| Norwood, NJ | $639,100 | $1,107 | $810 | $1,560 | $750 |
| Midland Park, NJ | $488,500 | $967 | $660 | $1,330 | $670 |
| Crompond, NY | $513,300 | $2,362 | $1,630 | $3,350 | $1,720 |
| White Meadow Lake, NJ | $344,500 | $806 | $550 | $1,100 | $550 |
| Franklin Center, NJ | $395,300 | $1,276 | $880 | $1,800 | $920 |
Research Home Insurance Companies Reviews in North Hempstead, NY Before Buying | Back to Top
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USAA Home Insurance Reviews
Date: April 06, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Date: February 15, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Date: December 05, 2018 Age: Above 60 Gender: Female Marital Status: Married
Date: September 23, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: September 20, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Date: September 17, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Date: September 05, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Date: August 26, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: August 06, 2018 Age: Above 60 Gender: Female Marital Status: Married
Date: August 03, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: August 03, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Date: May 15, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: November 19, 2017 Age: 20 to 29 Gender: Female Marital Status: Married
AAA Home Insurance Reviews
Date: December 30, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Date: October 05, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Date: September 21, 2018 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Date: August 08, 2018 Age: Above 60 Gender: Male Marital Status: Married
Date: July 31, 2018 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Date: November 23, 2017 Age: 20 to 29 Gender: Male Marital Status: Married
Utica National Insurance Home Insurance Reviews
Date: October 05, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: May 15, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Date: February 08, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: December 29, 2017 Age: 30 to 39 Gender: Male Marital Status: Married
Erie Insurance Home Insurance Reviews
Date: January 01, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Date: November 20, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Allstate Home Insurance Reviews
Date: October 15, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried