How Can I Make My Nicholasville, KY Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Nicholasville, KY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

Compare Quotes from Top Providers and Save now!

Are you a home owner?
Yes No
Currently Insured?
Yes No


Estimate Appropriate Nicholasville, KY Home Insurance Coverage Levels | Back to Top

Nicholasville, KY - Neighbourhoods, Census Blocks & Streets 3 Bedroom 2 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Beulah Ln, Robert Rd, Jonabelle Ct, Cobb Ln, Perry Dr, State Hwy 3374, Cloverdale Dr, Cuzick Dr, Acorn Dr, Amburgey Cir $139,500 $130,000 $100,000-$125,000 $191,000 $160,000 $175,000-$200,000
Ridgebrook Dr, Plaza, Feck Ln, Blueberry Ln, Hall Rd, Eric Ct, Bell Ct, Duncan St, Sparks Ave, Chrisman Mill Rd $235,500 $220,000 $200,000-$250,000 $97,000 $80,000 $75,000-$100,000
Miles Rd, Natchez Trce, Bass Pond Glen Dr, Sims Dr, Smith Ln, Sulphur Well Pike, W Oak St, Honeysuckle Ct, Cedar Point Rd, Cedar Ln $114,500 $90,000 $100,000-$125,000 $121,000 $110,000 $75,000-$100,000
Courtney Dr, Park Central Ct, Applegrove Dr, Bristol Ave, H Bruner Rd, Green St, May Ct, Stuart Ct, Brannon Meadow Way, Nottaway Dr $135,000 $110,000 $125,000-$150,000 $92,000 $90,000 $75,000-$100,000
Chrisman Mill Rd, Astor Pl, Dove Run, W Maple St, Ridgeway Ct, Vicksburg Dr, Gainesville Dr, Logana Pike, Phillips Ct, Danville Loop 1 Rd $151,000 $120,000 $125,000-$150,000 $111,000 $100,000 $75,000-$100,000

Estimate your Savings with Home Insurance Discounts in Nicholasville, KY | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$128 $783
Superior Protection Discount -$82 $829
Fire & Security Discount -$73 $838
Hail Resistant Roof Discount -$27 $884
Newly Constructed Home Discount -$255 $656

Choose the Right Deductible for your Nicholasville, KY Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Jessamine County $1,000 $948 $1,948 $689 $1,689 $259
Nicholasville, KY $2,000 $900 $2,900 $654 $2,654 $246
South Woodford, KY $300 $1,356 $1,656 $985 $1,285 $370
Salvisa, KY $700 $756 $1,456 $549 $1,249 $207
Salvisa-McAfee, KY $500 $975 $1,475 $709 $1,209 $266
Lexington-Fayette Northwest, KY $2,500 $918 $3,418 $667 $3,167 $251
Stanford, KY $300 $679 $979 $493 $793 $186
Anderson County, KY $700 $767 $1,467 $557 $1,257 $210
Lebanon, KY $300 $645 $945 $469 $769 $176
Science Hill, KY $700 $823 $1,523 $598 $1,298 $225
Owingsville, KY $500 $628 $1,128 $457 $957 $172
Owen County, KY $2,000 $649 $2,649 $472 $2,472 $177

Identify Top Home Insurance Agents near Nicholasville, KY | Back to Top

Home Insurance Company Nicholasville, KY Homeowners Insurance Agency Nicholasville, KY Address Popularity Score Distance from Nicholasville (miles)
Travelers Truepoint Insurance Group 6287 Taylorsville Rd Ste 203, Fisherville, KY, 40023
49.4
Allstate Rebecca Turner 218 N Main St, Nicholasville, KY, 40356
3.1
Liberty Mutual Independent The Randolph Scott Insurance Agency 1025 Dove Run Rd Ste 302, Lexington, KY, 40502
10.6
Allstate Stephen Duncan 470 Southland Dr, Lexington, KY, 40503
12.0
Travelers Ruth Hagan Insurance Agency Inc 101 W Main St, Lebanon, KY, 40033
43.6
State Farm Josh Haines 871 Taylorsville Rd, Shelbyville, KY, 40065-9124
46.8
Allstate Asa Pham 169 E Reynolds Rd Ste 104, Lexington, KY, 40517
10.0
Travelers Turner Insurance Agency Inc 2460 Rd , Shelbyville, KY, 40065
47.1
Allstate Terrill Williams 2465 Nicholasville Rd Ste A, Lexington, KY, 40503
10.8
Allstate Andrew Strother 4384 Clearwater Way Ste 130, Lexington, KY, 40515
8.2

Compare Rates for Nicholasville, KY Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Kentucky $130,000 $896 $650 $1,270 $620
Jessamine County, KY $164,300 $959 $680 $1,350 $670
Nicholasville, KY $146,600 $911 $670 $1,250 $580
South Woodford, KY $320,400 $1,372 $930 $1,930 $1,000
Salvisa, KY $95,000 $765 $510 $1,090 $580
Salvisa-McAfee, KY $160,000 $987 $700 $1,400 $700
Lexington-Fayette Northwest, KY $140,200 $929 $620 $1,290 $670
Stanford, KY $108,000 $687 $470 $980 $510
Anderson County, KY $138,600 $776 $530 $1,090 $560
Lebanon, KY $97,800 $653 $480 $900 $420
Science Hill, KY $112,000 $833 $610 $1,180 $570
Owingsville, KY $77,000 $636 $460 $880 $420
Owen County, KY $99,100 $657 $450 $930 $480

Research Home Insurance Companies Reviews in Nicholasville, KY Before Buying | Back to Top

Share a review on your home insurance company


Allstate Home Insurance Reviews

Date: September 19, 2019    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Policy Offerings
With Allstate I was able to get the maximum amount of homeowner's coverage that I needed, while not having to pay as much as other companys were wanting to charge me. I would rate them a 5.


Date: July 17, 2019    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Customer Service
we had issues with lack of coverage assistance regarding flood help. our contents coverage was severly lacking, but that was never brought to our attention.

State Farm Home Insurance Reviews

Date: May 23, 2019    Age: 20 to 29    Gender: Married    Marital Status: Female

Premium
I have not had to use my deductible so far, but again, I feel that I am paying slightly more than necessary. I am interested in lowering my insurance costs.

Progressive Home Insurance Reviews

8 Ways to Get Discounts on Homeowners Insurance in Nicholasville, KY

What Makes Your Nicholasville, KY Home Insurance Cheap or Expensive