How Can I Make My Ellis County, TX Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Ellis County, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Estimate Appropriate Ellis County, TX Home Insurance Coverage Levels | Back to Top

Ellis County, TX - Neighbourhoods, Census Blocks & Streets 3 Bedroom 4 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Gentry Rd, Hillcrest Dr, Commerce St, Oak Grove Rd, W Highland Rd, Bunkey Ln, Trail Lake Pl, Brandon Way, E Valley View Dr, Ash Dr $163,500 $140,000 $150,000-$175,000 $257,000 $240,000 $250,000-$300,000
Hwy 308, Wood St, Newton Rd, Old Buena Vista Rd, W Ave G, Harvey Rd, Rabbit Rd, Redbird St, Elizabeth Dr, Slovak Rd $109,000 $90,000 $75,000-$100,000 $118,500 $100,000 $100,000-$125,000
Cresthaven, Cherie St, Silver Creek Cir, Ocotillo Dr, Cunningham Meadows, N College St, Kardinal Ct, Burtonwood Cir, Clearwater Ct, Civic Center Ln $128,500 $120,000 $125,000-$150,000 $189,500 $180,000 $150,000-$175,000
Rusty Ln, Crest Dr, S Jackson St, Hayes Rd, Morningside Dr, Cockrell Hill Rd, Jim St, Santa Rosa Dr, Windham Rd, Brandi Ln $143,500 $120,000 $150,000-$175,000 $265,500 $240,000 $200,000-$250,000
Oak Ln, Edwards St, Black Jack Rd, Timberline Dr, Batchler Rd, Brian Pl, Oak Vista Rd, Red Oak St, Jamestown Dr, Eason Rd $136,000 $110,000 $125,000-$150,000 $198,500 $160,000 $175,000-$200,000
E Burnett, S Hampton Rd, Pittsfield St, Beverly Dr, Cosby Rd, Hershal Dr, Poplar St, Long Branch Rd, Bardwell Cir, Ashlawn Dr $98,500 $90,000 $75,000-$100,000 $163,000 $130,000 $175,000-$200,000
Fair Weather Farm Rd, Winding Creek Trl, Royal Ct, Stainback Ct, Lakeview Dr, S Joe Wilson Rd, Lakeshore Ln, Spring Creek Dr, Azalea Trl, Dunn Rd $222,500 $180,000 $200,000-$250,000 $191,000 $160,000 $175,000-$200,000
E Marshall, Big Horn Dr, Wilson Rd, 10th St, West Ave, Melissa Dr, N Edgefield Rd, Craddock Dr, Oates Rd, Tall Meadows Dr $102,500 $90,000 $100,000-$125,000 $177,500 $170,000 $125,000-$150,000
S Ward St, Sam St, Church St, Victoria Dr, Mallory Ct, Wiggins Rd, Hidden Lake Trl, Hyles St, E FM 875, Sandhurst $138,000 $120,000 $125,000-$150,000 $231,000 $210,000 $175,000-$200,000
Crestbrook Ct, Fallen Rock Dr, N Hill St, Jones Ave, Crisp Rd, W 5th St, Brookside Ct, S Central Blvd, Lowell Rd, Whiterock Dr $161,000 $140,000 $150,000-$175,000 $114,000 $100,000 $100,000-$125,000

Choose the Best Ellis County, TX Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job 750-799 Credit Score <$25,000 No Pets, Non-Smoker $360
Retired 550-599 Credit Score <$25,000 3 Pets, Non-Smoker $980
Unemployed 650-699 Credit Score No Income 2 Pets, Non-Smoker $1,510

Choose the Right Deductible for your Ellis County, TX Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Texas $500 $590 $1,090 $510 $1,010 $80
Ellis County, TX $2,000 $750 $1,250 $620 $2,620 $-1,370
Ellis County, TX $2,000 $710 $1,210 $590 $2,590 $-1,380
Barry, TX $300 $210 $510 $180 $480 $30
Briaroaks, TX $2,500 $680 $1,180 $590 $3,090 $-1,910
Navarro, TX $200 $210 $410 $180 $380 $30
Kemp, TX $2,000 $260 $760 $220 $2,220 $-1,460
Forest Hill, TX $500 $370 $870 $310 $810 $60
Haltom City, TX $1,000 $430 $930 $370 $1,370 $-440
Coppell, TX $500 $1,140 $1,640 $1,000 $1,500 $140
Sachse, TX $2,000 $950 $1,450 $770 $2,770 $-1,320
Ross, TX $400 $460 $860 $380 $780 $80
Prairie Hill, TX $1,500 $480 $980 $410 $1,910 $-930

Identify Top Home Insurance Agents near Ellis County, TX | Back to Top

Home Insurance Company Ellis County, TX Homeowners Insurance Agency Ellis County, TX Address Popularity Score Distance from Ellis County (miles)
Farmers Sonia Martinez 3530 Forest Ln Ste 162, Dallas, TX, 75234
38.9
Allstate Aaron Augustine 3939 Belt Line Rd Ste 275, Addison, TX, 75001
41.9
State Farm Carlos Luevano 4444 W Illinois Ave Ste 304, Dallas, TX, 75211-7700
26.3
State Farm Cassandra Preston 3250 W Pleasant Run Rd Ste 272, Lancaster, TX, 75146-1052
17.8
State Farm Michele Davis 9661 Audelia Rd Ste 111, Dallas, TX, 75238-2600
36.9
State Farm Kelvin Nunley 1441 N Cockrell Hl Rd Ste 100, Dallas, TX, 75211-1306
29.1
State Farm Walter Williams 642 Uptown Blvd Ste 190, Cedar Hill, TX, 75104-3521
19.3
Allstate Brianna Sewell 305 W Baylor St, Ennis, TX, 75119
9.9
Farmers My-Xuan Tran 1221 Flower Mound Rd Ste 130, Flower Mound, TX, 75028
48.0
Allstate Kracynthia Gerald 800 Sw Green Oaks Blvd Ste 304, Arlington, TX, 76017
28.5

Compare Rates for Ellis County, TX Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Texas $128,000 $690 $460 $1,060 $600
Ellis County, TX $139,000 $710 $470 $1,090 $620
Ellis County, TX $139,000 $600 $400 $920 $520
Barry, TX $45,000 $230 $150 $350 $200
Briaroaks, TX $187,500 $1,090 $720 $1,680 $960
Navarro, TX $50,700 $260 $170 $400 $230
Kemp, TX $67,800 $390 $260 $600 $340
Forest Hill, TX $80,600 $350 $230 $540 $310
Haltom City, TX $88,100 $400 $260 $620 $360
Coppell, TX $272,100 $1,170 $770 $1,800 $1,030
Sachse, TX $183,800 $790 $520 $1,220 $700
Ross, TX $103,900 $610 $400 $940 $540
Prairie Hill, TX $101,500 $590 $390 $910 $520

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