Gavop shows you how to buy homeowners insurance in Ellis County, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Ellis County, TX - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Gentry Rd, Hillcrest Dr, Commerce St, Oak Grove Rd, W Highland Rd, Bunkey Ln, Trail Lake Pl, Brandon Way, E Valley View Dr, Ash Dr | $163,500 | $140,000 | $150,000-$175,000 | $257,000 | $240,000 | $250,000-$300,000 |
| Hwy 308, Wood St, Newton Rd, Old Buena Vista Rd, W Ave G, Harvey Rd, Rabbit Rd, Redbird St, Elizabeth Dr, Slovak Rd | $109,000 | $90,000 | $75,000-$100,000 | $118,500 | $100,000 | $100,000-$125,000 |
| Cresthaven, Cherie St, Silver Creek Cir, Ocotillo Dr, Cunningham Meadows, N College St, Kardinal Ct, Burtonwood Cir, Clearwater Ct, Civic Center Ln | $128,500 | $120,000 | $125,000-$150,000 | $189,500 | $180,000 | $150,000-$175,000 |
| Rusty Ln, Crest Dr, S Jackson St, Hayes Rd, Morningside Dr, Cockrell Hill Rd, Jim St, Santa Rosa Dr, Windham Rd, Brandi Ln | $143,500 | $120,000 | $150,000-$175,000 | $265,500 | $240,000 | $200,000-$250,000 |
| Oak Ln, Edwards St, Black Jack Rd, Timberline Dr, Batchler Rd, Brian Pl, Oak Vista Rd, Red Oak St, Jamestown Dr, Eason Rd | $136,000 | $110,000 | $125,000-$150,000 | $198,500 | $160,000 | $175,000-$200,000 |
| E Burnett, S Hampton Rd, Pittsfield St, Beverly Dr, Cosby Rd, Hershal Dr, Poplar St, Long Branch Rd, Bardwell Cir, Ashlawn Dr | $98,500 | $90,000 | $75,000-$100,000 | $163,000 | $130,000 | $175,000-$200,000 |
| Fair Weather Farm Rd, Winding Creek Trl, Royal Ct, Stainback Ct, Lakeview Dr, S Joe Wilson Rd, Lakeshore Ln, Spring Creek Dr, Azalea Trl, Dunn Rd | $222,500 | $180,000 | $200,000-$250,000 | $191,000 | $160,000 | $175,000-$200,000 |
| E Marshall, Big Horn Dr, Wilson Rd, 10th St, West Ave, Melissa Dr, N Edgefield Rd, Craddock Dr, Oates Rd, Tall Meadows Dr | $102,500 | $90,000 | $100,000-$125,000 | $177,500 | $170,000 | $125,000-$150,000 |
| S Ward St, Sam St, Church St, Victoria Dr, Mallory Ct, Wiggins Rd, Hidden Lake Trl, Hyles St, E FM 875, Sandhurst | $138,000 | $120,000 | $125,000-$150,000 | $231,000 | $210,000 | $175,000-$200,000 |
| Crestbrook Ct, Fallen Rock Dr, N Hill St, Jones Ave, Crisp Rd, W 5th St, Brookside Ct, S Central Blvd, Lowell Rd, Whiterock Dr | $161,000 | $140,000 | $150,000-$175,000 | $114,000 | $100,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$252 | $1,148 |
| Superior Protection Discount | -$140 | $1,260 |
| Fire & Security Discount | -$112 | $1,288 |
| Hail Resistant Roof Discount | -$42 | $1,358 |
| Newly Constructed Home Discount | -$322 | $1,078 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Ellis County | $2,000 | $1,384 | $3,384 | $1,006 | $3,006 | $378 |
| Ellis County, TX | $2,000 | $1,384 | $3,384 | $1,006 | $3,006 | $378 |
| Barry, TX | $300 | $1,313 | $1,613 | $954 | $1,254 | $359 |
| Briaroaks, TX | $2,500 | $1,827 | $4,327 | $1,328 | $3,828 | $499 |
| Navarro, TX | $200 | $1,216 | $1,416 | $884 | $1,084 | $332 |
| Kemp, TX | $2,000 | $1,305 | $3,305 | $948 | $2,948 | $357 |
| Forest Hill, TX | $500 | $999 | $1,499 | $726 | $1,226 | $273 |
| Haltom City, TX | $1,000 | $1,331 | $2,331 | $967 | $1,967 | $364 |
| Coppell, TX | $500 | $1,497 | $1,997 | $1,088 | $1,588 | $409 |
| Sachse, TX | $2,000 | $985 | $2,985 | $716 | $2,716 | $269 |
| Ross, TX | $400 | $1,514 | $1,914 | $1,100 | $1,500 | $414 |
| Prairie Hill, TX | $1,500 | $1,296 | $2,796 | $942 | $2,442 | $354 |
| Home Insurance Company Ellis County, TX | Homeowners Insurance Agency Ellis County, TX | Address | Popularity Score | Distance from Ellis County (miles) |
|---|---|---|---|---|
| Farmers | Sonia Martinez | 3530 Forest Ln Ste 162, Dallas, TX, 75234 | 38.9 | |
| Allstate | Aaron Augustine | 3939 Belt Line Rd Ste 275, Addison, TX, 75001 | 41.9 | |
| State Farm | Carlos Luevano | 4444 W Illinois Ave Ste 304, Dallas, TX, 75211-7700 | 26.3 | |
| State Farm | Cassandra Preston | 3250 W Pleasant Run Rd Ste 272, Lancaster, TX, 75146-1052 | 17.8 | |
| State Farm | Michele Davis | 9661 Audelia Rd Ste 111, Dallas, TX, 75238-2600 | 36.9 | |
| State Farm | Kelvin Nunley | 1441 N Cockrell Hl Rd Ste 100, Dallas, TX, 75211-1306 | 29.1 | |
| State Farm | Walter Williams | 642 Uptown Blvd Ste 190, Cedar Hill, TX, 75104-3521 | 19.3 | |
| Allstate | Brianna Sewell | 305 W Baylor St, Ennis, TX, 75119 | 9.9 | |
| Farmers | My-Xuan Tran | 1221 Flower Mound Rd Ste 130, Flower Mound, TX, 75028 | 48.0 | |
| Allstate | Kracynthia Gerald | 800 Sw Green Oaks Blvd Ste 304, Arlington, TX, 76017 | 28.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Ellis County, TX | $158,200 | $1,400 | $920 | $2,160 | $1,240 |
| Ellis County, TX | $158,200 | $1,400 | $920 | $2,160 | $1,240 |
| Barry, TX | $64,000 | $1,329 | $880 | $2,050 | $1,170 |
| Briaroaks, TX | $206,900 | $1,849 | $1,220 | $2,850 | $1,630 |
| Navarro, TX | $49,000 | $1,231 | $810 | $1,900 | $1,090 |
| Kemp, TX | $62,800 | $1,321 | $870 | $2,030 | $1,160 |
| Forest Hill, TX | $80,300 | $1,011 | $670 | $1,560 | $890 |
| Haltom City, TX | $95,300 | $1,347 | $890 | $2,070 | $1,180 |
| Coppell, TX | $344,300 | $1,515 | $1,000 | $2,330 | $1,330 |
| Sachse, TX | $198,400 | $997 | $660 | $1,540 | $880 |
| Ross, TX | $102,800 | $1,532 | $1,010 | $2,360 | $1,350 |
| Prairie Hill, TX | $61,300 | $1,312 | $870 | $2,020 | $1,150 |