Gavop's guide to buying homeowners insurance in Darlington County, SC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $39,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $74,000 | $60,000 | $75,000-$100,000 |
| 3 Bedroom | $115,000 | $100,000 | $100,000-$125,000 |
| 4 Bedroom | $152,500 | $130,000 | $100,000-$125,000 |
| 5 Bedroom | $203,000 | $190,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$157 | $891 |
| Superior Protection Discount | -$105 | $944 |
| Fire & Security Discount | -$115 | $933 |
| Hail Resistant Roof Discount | -$31 | $1,017 |
| Newly Constructed Home Discount | -$262 | $786 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Darlington County | $2,000 | $1,036 | $3,036 | $753 | $2,753 | $283 |
| Darlington County, SC | $700 | $1,036 | $1,736 | $753 | $1,453 | $283 |
| Clio, SC | $100 | $383 | $483 | $279 | $379 | $105 |
| Dillon, SC | $2,500 | $792 | $3,292 | $576 | $3,076 | $216 |
| Sumter County, SC | $400 | $747 | $1,147 | $543 | $943 | $204 |
| Gulledge, NC | $700 | $468 | $1,168 | $340 | $1,040 | $128 |
| Stateburg, SC | $400 | $1,137 | $1,537 | $826 | $1,226 | $311 |
| Gaddys, NC | $2,500 | $395 | $2,895 | $287 | $2,787 | $108 |
| Wedgefield, SC | $500 | $516 | $1,016 | $375 | $875 | $141 |
| Elgin, SC | $1,000 | $764 | $1,764 | $555 | $1,555 | $209 |
| Peachland, NC | $200 | $608 | $808 | $442 | $642 | $166 |
| Pinewood, SC | $700 | $579 | $1,279 | $421 | $1,121 | $158 |
| Home Insurance Company Darlington County, SC | Homeowners Insurance Agency Darlington County, SC | Address | Popularity Score | Distance from Darlington County (miles) |
|---|---|---|---|---|
| Nationwide | Billy Hoylen Insurance Agency Inc. | 305-A 2nd Loop Rd, Florence, SC, 29505-2813 | 16.0 | |
| Travelers | Hospitality Insurance Agency | 2843a W Palmetto St, Florence, SC, 29501 | 13.1 | |
| State Farm | Beth Weaver | 729 W Carolina Ave, Hartsville, SC, 29550-4496 | 7.7 | |
| Allstate | James Potter | 1608 W Palmetto St, Florence, SC, 29501 | 13.6 | |
| Allstate | Lee Hicks | 1217 Pamplico Hwy, Florence, SC, 29505 | 17.2 | |
| Nationwide | Kight Insurance Agency Inc. | 125 W Wesmark Blvd, Sumter, SC, 29150-1965 | 35.6 | |
| State Farm | Bill Moore Jr | 200 E Hampton St, Darlington, SC, 29532-3322 | 5.8 | |
| Travelers | Gary E Mims Insurance Agency | 604 W Carolina Ave, Hartsville, SC, 29550 | 7.6 | |
| State Farm | Bunn Tyson | 162 S Cashua Dr, Florence, SC, 29501-4080 | 13.2 | |
| State Farm | Macon Hunter Jr | 500 N 5th St, Hartsville, SC, 29550-3210 | 7.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| South Carolina | $148,600 | $989 | $700 | $1,370 | $670 |
| Darlington County, SC | $84,800 | $1,049 | $740 | $1,490 | $750 |
| Darlington County, SC | $84,800 | $1,049 | $710 | $1,480 | $770 |
| Clio, SC | $60,300 | $388 | $280 | $540 | $260 |
| Dillon, SC | $71,600 | $802 | $570 | $1,130 | $560 |
| Sumter County, SC | $113,200 | $756 | $510 | $1,040 | $530 |
| Gulledge, NC | $73,600 | $474 | $320 | $670 | $350 |
| Stateburg, SC | $181,100 | $1,151 | $770 | $1,650 | $880 |
| Gaddys, NC | $61,800 | $400 | $280 | $560 | $280 |
| Wedgefield, SC | $76,900 | $522 | $350 | $740 | $390 |
| Elgin, SC | $136,500 | $774 | $550 | $1,090 | $540 |
| Peachland, NC | $98,300 | $615 | $440 | $870 | $430 |
| Pinewood, SC | $85,400 | $586 | $400 | $810 | $410 |