Gavop shows you how to buy homeowners insurance in Fallon County, MT by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $48,500 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $137,500 | $130,000 | $125,000-$150,000 |
| 3 Bedroom | $115,000 | $100,000 | $100,000-$125,000 |
| 4 Bedroom | $193,000 | $160,000 | $200,000-$250,000 |
| 5 Bedroom | $349,000 | $330,000 | $300,000-$350,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$72 | $728 |
| Home and Two Car | -$136 | $664 |
| Home and Three Car | -$200 | $600 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Fallon County | $700 | $791 | $1,491 | $575 | $1,275 | $216 |
| Fallon County, MT | $1,500 | $791 | $2,291 | $575 | $2,075 | $216 |
| Baker, MT | $100 | $936 | $1,036 | $680 | $780 | $256 |
| Marmarth, ND | $1,500 | $497 | $1,997 | $361 | $1,861 | $136 |
| Ekalaka, MT | $200 | $721 | $921 | $524 | $724 | $197 |
| Northwest Slope, ND | $400 | $879 | $1,279 | $639 | $1,039 | $240 |
| Sentinel Butte, ND | $700 | $740 | $1,440 | $538 | $1,238 | $202 |
| Home Insurance Company Fallon County, MT | Homeowners Insurance Agency Fallon County, MT | Address | Popularity Score | Distance from Fallon County (miles) |
|---|---|---|---|---|
| Allstate | Insurance Store Inc | 102 South Main, Baker, MT, 59313 | 7.1 | |
| Travelers | Ekalaka Insurance Agency | 307 N Main, Ekalaka, MT, 59324 | 30.3 | |
| Allstate | Insurance Store Inc | 102 S. Main St., Baker, MT, 59313 | 7.2 | |
| Travelers | Broadus Insurance Inc | 102 S Main St, Baker, MT, 59313 | 7.1 | |
| Allstate | Herbst Ins Agy | 10 South Main, Baker, MT, 59313 | 7.1 | |
| Travelers | Herbst Ins Agency | 10 South Main, Baker, MT, 59313 | 7.1 | |
| Allstate | Ekalaka Ins Agy | 307 Main Street, Ekalaka, MT, 59324 | 30.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Montana | $209,100 | $1,080 | $820 | $1,410 | $590 |
| Fallon County, MT | $154,200 | $801 | $610 | $1,050 | $440 |
| Fallon County, MT | $154,200 | $801 | $610 | $1,050 | $440 |
| Baker, MT | $152,100 | $947 | $720 | $1,240 | $520 |
| Marmarth, ND | $33,300 | $503 | $350 | $710 | $360 |
| Ekalaka, MT | $94,000 | $730 | $550 | $960 | $410 |
| Northwest Slope, ND | $106,300 | $890 | $640 | $1,250 | $610 |
| Sentinel Butte, ND | $76,700 | $749 | $550 | $1,040 | $490 |