Gavop tells you how to get the best homeowners insurance in Mechanicville, NY by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $48,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $128,000 | $120,000 | $100,000-$125,000 |
| 3 Bedroom | $151,500 | $140,000 | $125,000-$150,000 |
| 4 Bedroom | $181,500 | $170,000 | $150,000-$175,000 |
| 5 Bedroom | $309,500 | $260,000 | $250,000-$300,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$55 | $560 |
| Home and Two Car | -$99 | $517 |
| Home and Three Car | -$148 | $468 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,095 |
| Physical Damage | $2,440 |
| Hail Damage | $4,806 |
| Wind Damage | $6,687 |
| Expensive Claims | |
| Fire | $42,889 |
| Smoke | $16,553 |
| Home Insurance Company Mechanicville, NY | Homeowners Insurance Agency Mechanicville, NY | Address | Popularity Score | Distance from Mechanicville (miles) |
|---|---|---|---|---|
| Nationwide | William J. Freyer | 1650 State Street, Schenectady, NY, 12304-3573 | 13.9 | |
| Erie | Knapp Insurance Agency Llc | 238 S Central Avenue, Mechanicville, NY, 12118 | 0.7 | |
| Farmers | Mary Ann Obrien] | 635 Plank Rd, Clifton Park, NY, 12065 | 5.2 | |
| State Farm | Karla Foxvog | 1143 State Route 40, Schaghticoke, NY, 12154 | 4.5 | |
| Allstate | Kirk Sinkins | 98 Everett Rd, Albany, NY, 12205 | 15.2 | |
| Allstate | Willie Miranda Jr | 1480 Route 9, Clifton Park, NY, 12065 | 5.4 | |
| Travelers | Stanley H Calkins Inc | 35 E Saratoga Ave, Waterford, NY, 12188 | 8.4 | |
| Travelers | Casswood Insurance Agency Ltd | 5 Executive Park Dr , Clifton Park, NY, 12065 | 5.4 | |
| Travelers | The Winfield Group Inc | 3 Corporate Dr Ste 200, Clifton Park, NY, 12065 | 5.2 | |
| Travelers | Casswood Insurance Agency Ltd | 5 Executive Park Dr, Clifton Park, NY, 12065 | 5.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $790 | $1,650 | $860 |
| Saratoga County, NY | $243,600 | $893 | $620 | $1,230 | $610 |
| Mechanicville, NY | $159,200 | $616 | $450 | $880 | $430 |
| Waterford, NY | $208,400 | $669 | $470 | $920 | $450 |
| Niskayuna, NY | $261,700 | $848 | $570 | $1,200 | $630 |
| Kingsbury, NY | $137,300 | $579 | $400 | $830 | $430 |
| New Baltimore, NY | $183,000 | $719 | $500 | $1,020 | $520 |
| Dover, VT | $234,800 | $804 | $550 | $1,110 | $560 |
| Nelliston, NY | $86,300 | $591 | $400 | $820 | $420 |
| Lee, MA | $253,700 | $909 | $650 | $1,260 | $610 |
| Tinmouth, VT | $197,800 | $748 | $530 | $1,030 | $500 |
| Middletown Springs, VT | $234,800 | $804 | $550 | $1,150 | $600 |
| Londonderry, VT | $231,600 | $799 | $540 | $1,130 | $590 |