Gavop shows you how to buy homeowners insurance in Union Hill-Novelty Hill, WA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $168,500 | $150,000 | $150,000-$175,000 |
| 2 Bedroom | $286,000 | $240,000 | $300,000-$350,000 |
| 3 Bedroom | $606,500 | $560,000 | $600,000-$700,000 |
| 4 Bedroom | $795,000 | $750,000 | $800,000-$900,000 |
| 5 Bedroom | $1,024,000 | $850,000 | $900,000-$1,000,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$163 | $795 |
| Superior Protection Discount | -$86 | $871 |
| Fire & Security Discount | -$67 | $891 |
| Hail Resistant Roof Discount | -$29 | $929 |
| Newly Constructed Home Discount | -$278 | $680 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| King County | $1,500 | $1,080 | $2,580 | $785 | $2,285 | $295 |
| Novelty Hill, WA | $1,500 | $946 | $2,446 | $688 | $2,188 | $259 |
| Medina, WA | $1,500 | $2,790 | $4,290 | $2,028 | $3,528 | $762 |
| Bothell, WA | $400 | $979 | $1,379 | $711 | $1,111 | $267 |
| Lake Tapps, WA | $200 | $813 | $1,013 | $591 | $791 | $222 |
| Alderton, WA | $1,500 | $790 | $2,290 | $574 | $2,074 | $216 |
| Wauna, WA | $100 | $809 | $909 | $588 | $688 | $221 |
| Summit, WA | $2,000 | $651 | $2,651 | $473 | $2,473 | $178 |
| Crocker, WA | $400 | $734 | $1,134 | $533 | $933 | $201 |
| Lake Ketchum, WA | $1,500 | $796 | $2,296 | $579 | $2,079 | $218 |
| Home Insurance Company Novelty Hill, WA | Homeowners Insurance Agency Novelty Hill, WA | Address | Popularity Score | Distance from Novelty Hill (miles) |
|---|---|---|---|---|
| Allstate | Thida Sin | 10423 Main St Ste 1a, Bellevue, WA, 98004 | 9.6 | |
| Liberty Mutual Independent | Soleyon Insurance Partners Inc. | 13400 Ne 20th St Ste 11, Bellevue, WA, 98005 | 7.4 | |
| Farmers | Kevin Hauglie | 33410 Se Redmond/Falls City Rd, Fall City, WA, 98024 | 9.9 | |
| State Farm | Joel Hensel | 12835 Bel Red Rd Ste 320, Bellevue, WA, 98005-2625 | 8.0 | |
| Travelers | Mc Donald Insurance Group Inc | 620 Kirkland Way Ste 100, Kirkland, WA, 98033 | 8.1 | |
| Allstate | The Denslow Agency | 330 112th Ave Ne Ste 304, Bellevue, WA, 98004 | 9.1 | |
| Allstate | Kent Nichols | 22500 Ne Marketplace Dr Ste 206b, Redmond, WA, 98053 | 1.2 | |
| Allstate | Cyndi Hartwell | 26331 Ne Valley St Ste 4, Duvall, WA, 98019 | 4.2 | |
| State Farm | Tim Crabtree | 1 Lake Bellevue Dr Ste 102, Bellevue, WA, 98005-2417 | 8.5 | |
| Farmers | Leland Kimball | 1130 140th Ave Ne Ste 200, Bellevue, WA, 98005 | 7.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Washington | $286,800 | $809 | $560 | $1,120 | $560 |
| King County, WA | $446,600 | $1,093 | $780 | $1,540 | $760 |
| Novelty Hill, WA | $674,100 | $958 | $660 | $1,310 | $650 |
| Medina, WA | $1,692,700 | $2,824 | $2,010 | $3,980 | $1,970 |
| Bothell, WA | $414,200 | $990 | $700 | $1,420 | $720 |
| Lake Tapps, WA | $382,800 | $823 | $560 | $1,170 | $610 |
| Alderton, WA | $279,500 | $800 | $570 | $1,130 | $560 |
| Wauna, WA | $294,200 | $819 | $600 | $1,150 | $550 |
| Summit, WA | $267,200 | $659 | $450 | $930 | $480 |
| Crocker, WA | $234,000 | $743 | $500 | $1,030 | $530 |
| Lake Ketchum, WA | $284,100 | $806 | $540 | $1,110 | $570 |