How Can I Make My Downers Grove, IL Home Insurance Cheaper

Gavop tells you how to get the best homeowners insurance in Downers Grove, IL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.

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Select the Suitable Coverage Value for your Downers Grove, IL Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $95,500 $80,000 $75,000-$100,000
2 Bedroom $253,000 $220,000 $250,000-$300,000
3 Bedroom $220,500 $200,000 $200,000-$250,000
4 Bedroom $326,500 $310,000 $250,000-$300,000
5 Bedroom $329,500 $280,000 $300,000-$350,000

Estimate your Savings with Home Insurance Discounts in Downers Grove, IL | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$195 $888
Superior Protection Discount -$108 $974
Fire & Security Discount -$119 $963
Hail Resistant Roof Discount -$32 $1,050
Newly Constructed Home Discount -$303 $779

Choose the Right Deductible for your Downers Grove, IL Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
DuPage County $1,000 $974 $1,974 $708 $1,708 $266
Downers Grove, IL $2,000 $1,070 $3,070 $777 $2,777 $292
Rosemont, IL $200 $1,115 $1,315 $811 $1,011 $305
East Hazel Crest, IL $700 $653 $1,353 $475 $1,175 $178
Kendall County, IL $200 $862 $1,062 $627 $827 $236
Channahon, IL $1,000 $744 $1,744 $541 $1,541 $203
Lily Lake, IL $400 $1,038 $1,438 $755 $1,155 $284
Deer Park, IL $700 $1,886 $2,586 $1,371 $2,071 $515
Lakewood Shores, IL $500 $773 $1,273 $561 $1,061 $211
Hampshire, IL $1,000 $797 $1,797 $579 $1,579 $218
DeKalb County, IL $300 $791 $1,091 $575 $875 $216
Wheeler, IN $2,500 $840 $3,340 $610 $3,110 $230

Identify Top Home Insurance Agents near Downers Grove, IL | Back to Top

Home Insurance Company Downers Grove, IL Homeowners Insurance Agency Downers Grove, IL Address Popularity Score Distance from Downers Grove (miles)
Allstate Brian Kaleel 1651 W Chicago Ave Apt 1e, Chicago, IL, 60622
18.7
Farmers Louie Williams 25 S Washington St Ste 204, Naperville, IL, 60540
8.9
State Farm Jonathan Twitty 414 75th St, Downers Grove, IL, 60516-4454
0.9
State Farm John Curcio 505 Warrenville Rd Ste 103, Lisle, IL, 60532-1668
5.7
State Farm Jeff Stogsdill 368 W Huron St, Chicago, IL, 60654-3424
20.0
Erie Jav Insurance & Financial Llc 7667 W 95th Street Suite 207, Hickory Hills, IL, 60457
9.0
State Farm Ashley Trennert 8454 S Harlem Ave, Bridgeview, IL, 60455-1721
9.3
Farmers Alex Panozzo 7 S Lincoln St Ste 11, Hinsdale, IL, 60521
4.1
Farmers Edward Niewinski 5920 W Higgins Ave, Chicago, IL, 60630
18.3
Allstate Rick Kaleel 6900 Main St Ste 110, Downers Grove, IL, 60516
1.7

Compare Rates for Downers Grove, IL Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Illinois $179,700 $850 $570 $1,210 $640
DuPage County, IL $289,900 $986 $710 $1,360 $650
Downers Grove, IL $354,600 $1,083 $770 $1,490 $720
Rosemont, IL $340,800 $1,129 $760 $1,610 $850
East Hazel Crest, IL $103,300 $661 $470 $910 $440
Kendall County, IL $214,700 $873 $630 $1,250 $620
Channahon, IL $207,000 $753 $510 $1,070 $560
Lily Lake, IL $303,600 $1,051 $710 $1,440 $730
Deer Park, IL $556,800 $1,909 $1,300 $2,710 $1,410
Lakewood Shores, IL $147,200 $782 $560 $1,070 $510
Hampshire, IL $247,700 $806 $550 $1,150 $600
DeKalb County, IL $166,800 $800 $570 $1,140 $570
Wheeler, IN $131,300 $850 $620 $1,200 $580

Research Home Insurance Companies Reviews in Downers Grove, IL Before Buying | Back to Top

Share a review on your home insurance company


State Farm Home Insurance Reviews

Date: March 31, 2019    Age: 20 to 29    Gender: Male    Marital Status: Married

Premium
My insurance company's premium and deductible are very fair. If I find a better offer or deal somewhere else they will match it.

Date: December 10, 2018    Age: Above 60    Gender: Male    Marital Status: Unmarried

Policy Offerings
i have had state farm for over 12 years, they have good rates and a very good customer service department. they have not raised my rates in several years. i would recommend them.


Date: November 05, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Website/App
I really like the app because, it can help ou when you have some problem but I don't like that the app could be slow.

Date: September 28, 2018    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Policy Offerings
They cover our Tv, furniture, and appliances. I believe we are covered up to $5,000 for clothing. They also cover electronics such as gaming systems, tablets, computers or radios.


Date: September 11, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Premium
The others were more than I can afford. They gave me an awesome bundle rate, so I received more for my money.

Date: May 09, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Communication
State farm take pride in communication. They keep us up to date on any new discounts they have or upcoming promotions. They even send us Birthday cards for every member in our home.

Date: May 03, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Website/App
I love how easy it is to find what you are looking for. I can pull up my insurance card with just a click of a button and make a claim without making a phone call.

Date: November 18, 2017    Age: 20 to 29    Gender: Female    Marital Status: Married

Customer Service
I love their customer service they really treat us like family. They took their when trying to pick out life insurance policies for our family. Also great listeners.

Homesite Insurance Home Insurance Reviews

Date: September 27, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
Hurricane damage, flooding inside the house, jewelry, inside furniture, any medical from someone hurt on my property, pool area


Date: September 03, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Website/App
When I have had to go to the website I have never had an issue. The website was user-friendly and I was able to find the information that I needed.

Date: August 01, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Customer Service
I go through an agent and they have always been courteous and they get things done quickly when I have needed to go to my agent and they need to contact the company.

Date: July 28, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Communication
When I have needed to communicate with anyone they were very efficient and nice. I have never had an issue when talking to anyone.

Date: November 19, 2017    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Premium
I have only had the premium increase very little. It has always been very competitive when shopping around was maybe only higher a little, but wasn't enough to switch.

Erie Insurance Home Insurance Reviews

Date: September 17, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Policy Offerings
Compared to other offerings, Erie has been able to provide more coverage at a lower premium. Their policies are more comprehensive than the company we had in the past.


Date: February 04, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
I'm pretty happy with my premiums and deductible. I only get charged about 600 a year or so and only have a 500 dollar deductible.

National General Home Insurance Reviews

Date: May 23, 2019    Age: 30 to 39    Gender: Married    Marital Status: Female

Premium
The premium is comparable to other carriers for the same product, Deductible is lower than the typical one thousand dollar deductible.

Country Financial Home Insurance Reviews

Date: November 20, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
Their prices are a bit higher than other brands like Progressive and Geico and come with less offerings, but their customer service makes me stay.


Allstate Home Insurance Reviews

Date: January 18, 2019    Age: 20 to 29    Gender: Female    Marital Status: Married

Premium
I am overall ok with the premium premiums tend to get high and then it is a struggle to keep up with your bills because the amounts continue to climb.

GEICO Home Insurance Reviews

Date: July 22, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Policy Offerings
I would say that I'm satisfied. I tend to just purchase the minimum needed, and look at price more than any other factor.


American Family Insurance Home Insurance Reviews

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