Gavop's guide to buying homeowners insurance in Whiteville, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $43,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $92,500 | $80,000 | $100,000-$125,000 |
| 3 Bedroom | $169,500 | $160,000 | $175,000-$200,000 |
| 4 Bedroom | $139,000 | $130,000 | $150,000-$175,000 |
| 5 Bedroom | $121,500 | $100,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$107 | $489 |
| Superior Protection Discount | -$54 | $542 |
| Fire & Security Discount | -$66 | $531 |
| Hail Resistant Roof Discount | -$12 | $584 |
| Newly Constructed Home Discount | -$149 | $447 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Columbus County | $1,500 | $967 | $2,467 | $702 | $2,202 | $264 |
| Whiteville, NC | $1,500 | $589 | $2,089 | $428 | $1,928 | $161 |
| Brunswick, NC | $500 | $477 | $977 | $347 | $847 | $130 |
| Proctorville, NC | $2,500 | $590 | $3,090 | $429 | $2,929 | $161 |
| Floyds Crossroads, SC | $300 | $548 | $848 | $398 | $698 | $150 |
| Robeson County, NC | $2,500 | $992 | $3,492 | $721 | $3,221 | $271 |
| Raynham, NC | $100 | $473 | $573 | $344 | $444 | $129 |
| Elrod, NC | $700 | $298 | $998 | $217 | $917 | $82 |
| Marion, SC | $100 | $813 | $913 | $591 | $691 | $222 |
| St. Helena, NC | $700 | $897 | $1,597 | $652 | $1,352 | $245 |
| Sampson County, NC | $500 | $984 | $1,484 | $715 | $1,215 | $269 |
| East Laurinburg, NC | $2,500 | $200 | $2,700 | $145 | $2,645 | $55 |
| Home Insurance Company Whiteville, NC | Homeowners Insurance Agency Whiteville, NC | Address | Popularity Score | Distance from Whiteville (miles) |
|---|---|---|---|---|
| State Farm | Rodney Sherrill | 920 Brighton Rd, Fayetteville, NC, 28314-2512 | 48.7 | |
| State Farm | Ann Mcleod | 7137 Raeford Rd, Fayetteville, NC, 28304-0806 | 49.1 | |
| Allstate | Justin Lee | 3037 Boone Trail Ext Ste B, Fayetteville, NC, 28304 | 47.3 | |
| Liberty Mutual Independent | Butler & Faircloth Inc | 213 E Main St, Clinton, NC, 28328 | 49.7 | |
| State Farm | Lavette Jones | 2151 Skibo Rd Ste 175, Fayetteville, NC, 28314-0265 | 49.2 | |
| Erie | Peterson Austin Sampson Insurance | 124 E Elizabeth Street, Clinton, NC, 28328 | 49.6 | |
| Liberty Mutual Independent | Southeastern Insurance Service Llc | 214 Fairway Dr, Fayetteville, NC, 28305 | 48.2 | |
| State Farm | Dan Heiman | 523 Owen Dr, Fayetteville, NC, 28304-3491 | 47.7 | |
| Nationwide | Michael L. Warren | 1909 Bragg Blvd. Ste 102a, Fayetteville, NC, 28303-4350 | 49.8 | |
| Travelers | Lacy West Insurance Agenc | 700 West Broad Street, Elizabethtown, NC, 28337 | 19.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $650 | $1,260 | $610 |
| Columbus County, NC | $85,200 | $978 | $700 | $1,340 | $640 |
| Whiteville, NC | $103,400 | $596 | $410 | $850 | $440 |
| Brunswick, NC | $75,000 | $483 | $350 | $670 | $320 |
| Proctorville, NC | $95,000 | $597 | $430 | $820 | $390 |
| Floyds Crossroads, SC | $81,200 | $555 | $380 | $770 | $390 |
| Robeson County, NC | $72,100 | $1,004 | $730 | $1,440 | $710 |
| Raynham, NC | $74,400 | $479 | $330 | $660 | $330 |
| Elrod, NC | $47,400 | $302 | $210 | $410 | $200 |
| Marion, SC | $77,000 | $823 | $600 | $1,180 | $580 |
| St. Helena, NC | $165,000 | $908 | $610 | $1,300 | $690 |
| Sampson County, NC | $87,700 | $996 | $720 | $1,370 | $650 |
| East Laurinburg, NC | $33,800 | $202 | $140 | $280 | $140 |