Gavop shows you how to buy homeowners insurance in Smiths Grove, KY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $47,500 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $84,500 | $70,000 | $75,000-$100,000 |
| 3 Bedroom | $120,500 | $100,000 | $100,000-$125,000 |
| 4 Bedroom | $177,500 | $160,000 | $175,000-$200,000 |
| 5 Bedroom | $296,500 | $250,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$138 | $590 |
| Superior Protection Discount | -$73 | $655 |
| Fire & Security Discount | -$58 | $670 |
| Hail Resistant Roof Discount | -$15 | $714 |
| Newly Constructed Home Discount | -$204 | $524 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,216 |
| Physical Damage | $2,513 |
| Hail Damage | $4,806 |
| Wind Damage | $6,305 |
| Expensive Claims | |
| Fire | $42,442 |
| Smoke | $17,222 |
| Home Insurance Company Smiths Grove, KY | Homeowners Insurance Agency Smiths Grove, KY | Address | Popularity Score | Distance from Smiths Grove (miles) |
|---|---|---|---|---|
| State Farm | David Graves | 262 Three Springs Rd, Bowling Green, KY, 42104-7519 | 11.5 | |
| State Farm | Todd Conley | 257 Bluebird Ln Ste 1, Greensburg, KY, 42743-1476 | 44.4 | |
| State Farm | Chris Short | 305 Happy Valley Rd, Glasgow, KY, 42141-1535 | 17.8 | |
| Travelers | Calvert & Nunn Insurance Inc | 121 E Main St, Glasgow, KY, 42141 | 17.7 | |
| Travelers | La Rue Insurance Inc | 54 Lincoln Square, Hodgenville, KY, 42748 | 47.6 | |
| Allstate | John Sells | 1520 Westpark Dr, Bowling Green, KY, 42104 | 12.2 | |
| State Farm | Jonathan Mcdaniel | 1840 Christian Care Way Ste A, Bowling Green, KY, 42104-5819 | 12.6 | |
| Travelers | La Rue Insurance Inc | 54 Lincoln Square, Hodgenville, KY, 42748 | 47.6 | |
| State Farm | Curt Gammons | 1643 Scottsville Rd Ste 100, Bowling Green, KY, 42104-3244 | 11.5 | |
| State Farm | Denise Brooks | 635 S Lincoln Blvd, Hodgenville, KY, 42748-1010 | 47.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kentucky | $130,000 | $896 | $650 | $1,250 | $600 |
| Warren County, KY | $152,300 | $926 | $670 | $1,320 | $650 |
| Smiths Grove, KY | $121,500 | $728 | $490 | $1,000 | $510 |
| Park City, KY | $74,200 | $670 | $480 | $940 | $460 |
| Plano, KY | $146,300 | $948 | $670 | $1,320 | $650 |
| Temple Hill, KY | $99,200 | $783 | $570 | $1,120 | $550 |
| Simpson County, KY | $130,500 | $754 | $510 | $1,030 | $520 |
| Auburn, KY | $115,800 | $711 | $520 | $1,000 | $480 |
| Caneyville, KY | $86,000 | $726 | $490 | $1,040 | $550 |
| Monroe County, KY | $74,500 | $625 | $420 | $870 | $450 |
| Orlinda, TN | $167,200 | $1,084 | $740 | $1,540 | $800 |
| Summit, KY | $105,700 | $809 | $570 | $1,140 | $570 |
| Hardin County, KY | $148,000 | $915 | $630 | $1,270 | $640 |