Gavop shows you how to buy homeowners insurance in Rockbridge County, VA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Rockbridge County, VA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Hevener Dr, Whites Gap Rd, Mallard Duck Ln, Muddy Ln, Denmark Way, State Rte 794, McCormick Farm Cir, Ashbel Loop, Gobbler Ln, Hamilton Dr | $162,500 | $130,000 | $175,000-$200,000 | $81,000 | $70,000 | $50,000-$75,000 |
| State Rte 778, Calf Pasture Ln, Meadow Ground Trl, State Rte 637, Promise Ln, Agners Mill Rd, High View Ln, State Rte 732, State Rte 638, Hobbit Trl | $232,000 | $200,000 | $175,000-$200,000 | $202,000 | $190,000 | $150,000-$175,000 |
| Spring Dr, Delaware Ln, Painters Ln, Holly Park, Wee Darnoch Ln, Cabin Ln, Tucker Ln, Cluster Ln, Reservation Loop, Wind View Ln | $288,000 | $240,000 | $250,000-$300,000 | $175,500 | $140,000 | $125,000-$150,000 |
| State Rte 658, Legendary Ln, Blue Grass Trl, State Rte 818, Valley Rd, Cedar Dr, Maury Ridge Dr, McCurdy Ln, Coffey Hill Dr, State Rte 919 | $264,000 | $240,000 | $250,000-$300,000 | $170,500 | $150,000 | $150,000-$175,000 |
| State Rte 612, Anderson St, State Rte 729, Fairfield Ests, Sage Ln, Tucker Kerrs Ln, Wind River Rd, Sweetwater, Tulipwood Ln, Spring Farm Rd | $211,000 | $190,000 | $200,000-$250,000 | $165,500 | $140,000 | $150,000-$175,000 |
| Charles Ln, Smiley Ln, Sand Bank Vw, State Rte 766, Cricket, Appalachian Rise, State Rte 621, Lackey Rd, Trimmer Trl, State Rte 727 | $185,500 | $150,000 | $175,000-$200,000 | $202,500 | $180,000 | $200,000-$250,000 |
| Running Bear Ln, Poplar Tree Ln, Hunter Crossing Rd, State Rte 716, Hunter Hill Rd Exd, Great North Mountain Dr, Dockside Dr, Miley Ct, Spring Valley Rd, Big Spring Dr | $277,000 | $260,000 | $250,000-$300,000 | $121,000 | $110,000 | $100,000-$125,000 |
| Briar Patch Ln, Wesley Chapel Rd, State Rte 757, Padgetts Hill Rd, Higgins Hollow, King Rail Ln, Dutch Hollow Rd, Reid Rd, Old Buena Vista Rd, Cupps Hill | $204,500 | $170,000 | $200,000-$250,000 | $154,000 | $130,000 | $125,000-$150,000 |
| 3rd St, Uncle Sams Ln, State Rte 615, Pathfinder Rd, Rosa Lea Dr, State Rte 700, Twin Oaks Ln, State Rte 781, Davis Rd, Ayshire Cir | $168,500 | $140,000 | $125,000-$150,000 | $153,500 | $130,000 | $100,000-$125,000 |
| Peachtree Ln, State Rte F-742, State Rte 696, Goose Creek Rd, Thoroughbred Cir, State Rte 625, Beth Horon Dr, Gulf Ln, Poor House Rd, Westover Hills Ln | $127,000 | $120,000 | $125,000-$150,000 | $105,500 | $90,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$138 | $589 |
| Superior Protection Discount | -$73 | $654 |
| Fire & Security Discount | -$73 | $654 |
| Hail Resistant Roof Discount | -$22 | $705 |
| Newly Constructed Home Discount | -$153 | $574 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Rockbridge County | $700 | $718 | $1,418 | $522 | $1,222 | $196 |
| Rockbridge County, VA | $2,000 | $718 | $2,718 | $522 | $2,522 | $196 |
| Kerrs Creek, VA | $500 | $917 | $1,417 | $666 | $1,166 | $251 |
| Goshen, VA | $1,000 | $529 | $1,529 | $384 | $1,384 | $144 |
| Natural Bridge, VA | $200 | $599 | $799 | $435 | $635 | $164 |
| Augusta Springs, VA | $1,500 | $667 | $2,167 | $485 | $1,985 | $182 |
| Stuarts Draft, VA | $100 | $706 | $806 | $513 | $613 | $193 |
| Covington, VA | $1,000 | $582 | $1,582 | $423 | $1,423 | $159 |
| Falling Spring, VA | $300 | $642 | $942 | $467 | $767 | $176 |
| Waynesboro, VA | $1,500 | $650 | $2,150 | $472 | $1,972 | $178 |
| Craig City, VA | $100 | $709 | $809 | $516 | $616 | $194 |
| Home Insurance Company Rockbridge County, VA | Homeowners Insurance Agency Rockbridge County, VA | Address | Popularity Score | Distance from Rockbridge County (miles) |
|---|---|---|---|---|
| State Farm | Patrick Blevins | 108 E Midland Trl, Lexington, VA, 24450-5700 | 2.9 | |
| Travelers | Campbell Insurance | 801 Main St Ste 400, Lynchburg, VA, 24504 | 32.2 | |
| Allstate | Donald M. Wechsler | 2414 Memorial Ave, Lynchburg, VA, 24501 | 32.3 | |
| Nationwide | Huffman Insurance Agencies Inc | 209 S Main St, Lexington, VA, 24450-2317 | 2.2 | |
| Travelers | Holdren Eubank & Stanley | 158 W Main St, Bedford, VA, 24523 | 33.3 | |
| State Farm | Larry Whitlock | 325 Four Leaf Ln Ste 7, Charlottesvle, VA, 22903-9203 | 45.0 | |
| Erie | Weaver Insurance & Financial | 201 Osage Lane, Waynesboro, VA, 22980 | 33.2 | |
| State Farm | Rob Shirley | 220 Frontier Dr Ste 6, Staunton, VA, 24401-9153 | 30.6 | |
| Allstate | Roger Rakes | 41 W Main St, Salem, VA, 24153 | 49.3 | |
| Travelers | Insurance Agency Services Llc | 113 Falcon Crest Ln, Amherst, VA, 24521 | 27.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $660 | $1,310 | $650 |
| Rockbridge County, VA | $197,200 | $727 | $520 | $1,020 | $500 |
| Rockbridge County, VA | $197,200 | $727 | $520 | $1,020 | $500 |
| Kerrs Creek, VA | $236,600 | $928 | $660 | $1,330 | $670 |
| Goshen, VA | $96,300 | $535 | $360 | $770 | $410 |
| Natural Bridge, VA | $111,300 | $606 | $430 | $840 | $410 |
| Augusta Springs, VA | $128,100 | $675 | $470 | $920 | $450 |
| Stuarts Draft, VA | $190,100 | $715 | $480 | $980 | $500 |
| Covington, VA | $72,200 | $589 | $390 | $820 | $430 |
| Falling Spring, VA | $121,800 | $650 | $440 | $930 | $490 |
| Waynesboro, VA | $161,600 | $658 | $450 | $910 | $460 |
| Craig City, VA | $140,100 | $718 | $500 | $1,030 | $530 |